Nissan Motor Insurance Malaysia Online Renew arranged by ACPG Management Sdn Bhd

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Nissan Motor Insurance Malaysia Online Renewal

ACPG Management Sdn Bhd (ACPG)

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

enquiry@acpgconsultant.com

+603-92863323, +6011-12239838

 

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This is ACPG panel of insurers program implemented to serve our ACPG private comprehensive motor insurance customers better.

Benefits include:

No Betterment Charge up to 15 Years In an accident claim,

ACPG panel of Insurers do not pay full amount when new parts have to be installed due to betterment charge.

There is no Betterment charge on repair work for vehicles up to 15 years old provided the insurance is purchased extended coverage from ACPG panel of insurers.

This would result in a saving of up to 40% of parts cost.

For non-Nissan/Renault vehicles up to 7 years old, Insured can also enjoy no Betterment charge on repair work with a saving of up to 25%.

Free INSURCARE Auto Breakdown Service In the event of breakdown or collision,

ACPG panel of insurers provide FREE vehicle towing up to RM300 per tow for breakdowns or up to RM200 for collisions, and unlimited times per policy period.

It also provides minor on-the-spot repairs (with a nominal fee) within the 12 months membership validity period.

Fast Repair Service In an accident claim (Own Damage), if the estimated repair cost is less than RM5,000/= and with complete documents, ACPG panel of insurers will proceed with repairs within 24 working hours.

No Loading

Under normal circumstances, Insurance Companies would charge a loading fee on top of the normal premium for vehicles which are 10 years old and above.

However, ACPG panel of insurers has agreed to waive loading (no additional premium) up to 15 years.

No Excess

ACPG panel of insurers has agreed to waive excess for vehicles insured through us, subject to Terms & Conditions.

Credit Card Payment

ACPG panel of insurers accept Visa and Master Credit Cards payment for your motor insurance renewals.

You can enjoy the convenience of cashless purchases and earn credit card points.

Furthermore, you can also request for credit card authorization form to be faxed over to you for your endorsement and return fax to our branches or showrooms for them to act immediately.

You do not have to be physically at our office to make your payment.

One Stop Centre for Claims

ACPG panel of insurers have one stop centre for claims processing and general assistance, which include handling accident reports, liaising with the loss adjuster, submitting documents to insurers plus general advice related to accident claims procedures.

Road Tax Renewal Assistance

ACPG render Road Tax renewal service to our esteemed customers.

For a nominal fee, you will enjoy a hassle free renewal of road tax without having to queue up for it.

Corporate Agent

ACPG as a corporate agent, we act as an effective mediator for your claims.

ACPG panel of insurers Motor Comprehensive insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, accidental or fire damages to your car and theft of your car. Coverage: Losses or damages to your car due to accident, fire and theft Third Party death and bodily injuries Third Party property losses or damages Extended benefits

ACPG panel of insurers Motor Third Party insurance covers your car against third party liabilities such as death, bodily injuries to third party and losses or damages of third party property caused by accidents.

Coverage: Third Party death and bodily injuries Covers Third Party property losses or damages ACPG panel of insurers Motor Third Party Fire and Theft insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, fire damages to car and theft of your car.

Coverage: Losses or damages to your car due to fire or theft Third Party death and bodily injuries Third Party property losses or damages ACPG also offers extension of additional coverage aside from the usual comprehensive motor insurance to customers.

The coverage includes Windscreen extension, Special Perils, Legal Liability to Passengers (LLP), Legal Liability of Passengers to Third Party (LLOP) and Strike, Riot & Civil Commotion (SRCC).

  1. Windscreen extension This extension of insurance covers accidental breakage of windscreen/window glasses and will not affect vehicle NCD in the event of a replacement claim.
  1. Special Perils Damage to vehicle due to flood, windstorm, typhoon, volcanic eruption, earthquake, landslide or subsidence (Classified as Acts of God) will be covered as per sum insured stated in the comprehensive motor insurance policy.

iii. Legal Liability to Passengers (LLP) It provides full coverage for the Insured/named driver in the event of a legal action taken against him/her by the passenger(s) due to any bodily injury that occurred as a result of the driver negligence.

Vehicles that are to be driven into Singapore would be required to have this coverage.

  1. Legal Liability Of Passengers to Third Party (LLOP) Coverage extended to legal liability of passenger(s) in the event of passenger(s) of the insured vehicle caused injury/damage to property of 3rd party.

This extension provides full coverage for bodily injury claims and a limitation of up to RM 3million for property damage claims (subject to individual policy term and condition signed at the point of insurance purchased).

This extension is NOT applicable for commercial vehicle.

  1. Strike, Riot & Civil Commotion (SRCC) Damage to your vehicle due to Strike, Riot and Civil Commotion will be covered with this extension as the basic comprehensive motor insurance will not cover such damages to vehicle due to these event(s)?occurrence(s).
  1. Named Drivers It is advisable for Insured to add in either Additional Named Drivers (Private Use) or All Drivers (Company Registration) extension if the insured vehicle would be used by authorized individual(s) other than the Insured.

This extension is NOT applicable for commercial vehicle.

* Extension(s) is/are not included in the basic insurance policy. Kindly contact our cutomer service +603-92863323 for more info on the premium payable.

 

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ACPG Motor Insurance Claim 01

MYEG Road Tax Online Renew and MYEG Motor Insurance Online Purchase arranged by ACPG Management Sdn Bhd

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MYEG Road Tax Motor Insurance Malaysia Online Renew Services

Service Provide By

ACPG Management Sdn Bhd (Insurance Biz since Year 1989)

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323, +6011-12239838

What is the ACPG Insurer Comprehensive Private Vehicle all about?

This policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Have financial protection for when you or other motorists are reckless on the road!

What are the optional benefits offered?

Some of the optional benefits offered are as follows:

Breakage of glass in windscreen, window or sunroof

Legal Liability to Passengers

Strike, riot and civil commotion

Current year NCD relief

Vehicle accessories

How much premium do I have to pay?

The premium you have to pay may vary depending on the sum insured and cubic capacity of your vehicle, no-claim discount ( NCD) entitlement, optional benefits added, and ACPG Insurer’s underwriting requirements.

What are the major exclusions under this policy?

This policy does not cover certain losses such as,:

Your own death or bodily injury due to a motor accident 

Your liability against claims from passengers in your vehicle 

Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide and others.

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Motor Insurance Cheras Kuala Lumpur Malaysia arranged by ACPG Management Sdn Bhd

Motor Insurance Cheras, Kuala Lumpur, Malaysia.

Commercial Car Insurance Renewal,

Private Car Insurance Renewal,

Commercial Use Motor Insurance Renewal,

Private Use Motor Insurance Renewal,

Arranged by

ACPG Management Sdn Bhd

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

+603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

https://www.aig.my/personal/auto-insurance

 

Motor Insurance

Car Insurance Policy

Exclusive Arranged by

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

enquiry@acpgconsultant.com

Motor Insurance / Car Insurance

(Private Use & Commercial Use)

Guaranteed Original Part Replacement*

(Up to Age 15 Years Car*)

Motor Insurance & Car Insurance Benefits

– Accident

– Falling Objects

– Fire, Explosion or Lightning

– Burglary, Break-In or Theft

– Malicious Act

– Third Party Accident

– Third Party Injury or Death

– Third Party Loss or Damage Property

Value Added Emergency Assistance

– 24 Hours Towing Assistance

– 24 Hours Roadside Assistance

Optional Benefits

Windscreen

Covers the breakage of glass in windscreens, front, rear and side windows. The damaged windscreen will be replaced and your NCD

(No-Claim-Discount) will not be affected.

Flood, Storm, Landslide, Landslip or Subsidence Cover and Damage by falling Tree.

Covers the vehicle against damage caused by the above perils.

Strike, Riot & Civil Commotion (RSMD)

Covers the vehicle against damaged caused by strike, riot and civil commotion.

Additional Driver Name (3rd name & above)

This extra coverage waives the RM 400.00 Excess.

or All Driver Coverage for Private Use vehicle registered under company/organisation)

Legal Liability of Passengers – Private use Vehicle

– Cover the legal liability of passengers for acts of negligence.

Legal Liability to Passengers – Private Use Vehicle

– Cover protects the Insured against legal liability to the passenger in event of a claim.

Driver’s Personal Accident Insurance

Daily Cash Allowance

You will be covered for first 10 days while your car in the workshop.

Spray Painting of Whole Car

You will have a choice to spray paint the whole car even thought the own damage repair only allow for the spray painting of the damaged part

of the car.

Waiver of Betterment Cost (Own Damage Accident Claim)

Your contribution towards the cost of new parts replacement will be borne by insurer.

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd

Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

www.walkinonline.com/store/ACPG.php

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AIG Car Insurance Cheras Kuala Lumpur Directory

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AIG Motor Insurance Cheras Location

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Commercial Lorry and Commercial Van Motor Insurance Kuala Lumpur Directory

acpg100fb_permitaa

Commercial Lorry and Commercial Van Motor Insurance Kuala Lumpur Directory

Services Provided By

ACPG Management Sd Bhd

+603-92863323, +6011-12239838.

enquiry@acpgconsultant.com

www.acpgconsultant.com

https://www.facebook.com/acpg.management/

Commercial Motor Insurance Kuala Lumpur Malaysia.

A Permit Commercial Van Motor Insurance

C Permit Commercial Van Motor Insurance

A Permit Commercial Lorry Motor Insurance

C Permit Commercial Lorry Motor Insurance

Commercial Car Insurance Kuala Lumpur Malaysia.

A Permit Commercial Van Car Insurance

C Permit Commercial Van Car Insurance

A Permit Commercial Lorry Car Insurance

C Permit Commercial Lorry Car Insurance

Protect against loss or damage to your own vehicle as well as third party’s bodily injury or property damage.

Introduction

Motor Insurance is a contract purchased by the owner of a vehicle from an authorised insurer to protect the policyholder (owner of the vehicle) against loss or damage to his vehicle and or against loss or damage which the policyholder might cause to another person’s vehicle or property and or death or bodily injury to a third party.

Commercial Vehicle – Goods Carrying Vehicle

(A Permit and C Permit)

Use in connection with the Policyholder’s business.

Use for the carriage of passengers (other than for hire or reward) in connection with the Policyholder’s business.

Use for social domestic and pleasure purposes.

Does not cover:

Use for hire or reward.

Use for racing pace-making reliability trial or speed testing.

Use whilst drawing a trailer except the towing of any one disabled mechanically propelled vehicle.

Comprehensive

The cover offers protection against financial loss because it covers fire, theft and accidental damage to the Insured’s vehicle in addition to the protection against the legal liabilities to third party for death and bodily injury and damage to property that may arise through the negligence of the driver.

Third Party

The cover offers protection against financial loss as a result of damage the driver of the vehicle may cause to the property of a third party. It also provides protection against any claims that may arise because of the death of or injury to another person through the negligence of the driver.

 Car Insurance FB Wall Post

ACPG Management Sd Bhd

158-3-7, Kompleks Maluri,

Jalan Jejaka, Taman Maluri,

55100 Kuala Lumpur, Malaysia.

+603-92863323, +6011-12239838.

enquiry@acpgconsultant.com

www.acpgconsultant.com

https://www.facebook.com/acpg.management/

AIG Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

AIG Commercial Lorry C Permit Motor Insurance Kuala Lumpur

AIG Commercial Lorry C Permit Motor Insurance Selangor

AIG Commercial Lorry C Permit Motor Insurance Cheras

AIG Commercial Lorry C Permit Motor Insurance Ampang

AIG Commercial Lorry C Permit Motor Insurance Kampung Pandan

AIG Commercial Lorry C Permit Motor Insurance Pandan Jaya

AIG Commercial Lorry C Permit Motor Insurance Pandan Perdana

AIG Commercial Lorry C Permit Motor Insurance Pandan Indah

AIG Commercial Lorry C Permit Motor Insurance Taman Cheras

AIG Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

AIG Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

AIG Commercial Lorry C Permit Motor Insurance Taman Midah

AIG Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

AIG Commercial Lorry C Permit Motor Insurance Taman Billion

AIG Commercial Lorry C Permit Motor Insurance Taman Mewah

AIG Commercial Lorry C Permit Motor Insurance Balakong

AIG Commercial Lorry C Permit Motor Insurance Bangsar

AIG Commercial Lorry C Permit Motor Insurance Pantai Dalam

AIG Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

AIG Commercial Lorry C Permit Motor Insurance Kuchai Lama

AIG Commercial Lorry C Permit Motor Insurance Sungai Besi

AIG Commercial Lorry C Permit Motor Insurance Puchong

AIG Commercial Lorry C Permit Motor Insurance Shah Alam

AIG Commercial Lorry C Permit Motor Insurance PJ

AIG Commercial Lorry C Permit Motor Insurance Petaling Jaya

AIG Commercial Lorry C Permit Motor Insurance Seri Petaling

AIG Commercial Lorry C Permit Motor Insurance Desa Petaling

AIG Commercial Lorry C Permit Motor Insurance Subang

AIG Commercial Lorry C Permit Motor Insurance USJ

AIG Commercial Lorry C Permit Motor Insurance Damansara

AIG Commercial Lorry C Permit Motor Insurance Kota Damansara

AIG Commercial Lorry C Permit Motor Insurance Kepong

AIG Commercial Lorry C Permit Motor Insurance Sungai Buluh

AIG Commercial Lorry C Permit Motor Insurance Rawang

AIG Commercial Lorry C Permit Motor Insurance Jalan Ipoh

AIG Commercial Lorry C Permit Motor Insurance Selayang

AIG Commercial Lorry C Permit Motor Insurance Gombak

AIG Commercial Lorry C Permit Motor Insurance Wangsa Maju

AIG Commercial Lorry C Permit Motor Insurance Setapak

AIG Commercial Lorry C Permit Motor Insurance Kajang

AIG Commercial Lorry C Permit Motor Insurance Sungai Long

AIG Commercial Lorry C Permit Motor Insurance Mahkota Cheras

AIG Commercial Lorry C Permit Motor Insurance Seri Kembangan

AIG Commercial Lorry C Permit Motor Insurance Kajang

AIG Commercial Lorry C Permit Motor Insurance KL

AXA Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

AXA Commercial Lorry C Permit Motor Insurance Kuala Lumpur

AXA Commercial Lorry C Permit Motor Insurance Selangor

AXA Commercial Lorry C Permit Motor Insurance Cheras

AXA Commercial Lorry C Permit Motor Insurance Ampang

AXA Commercial Lorry C Permit Motor Insurance Kampung Pandan

AXA Commercial Lorry C Permit Motor Insurance Pandan Jaya

AXA Commercial Lorry C Permit Motor Insurance Pandan Perdana

AXA Commercial Lorry C Permit Motor Insurance Pandan Indah

AXA Commercial Lorry C Permit Motor Insurance Taman Cheras

AXA Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

AXA Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

AXA Commercial Lorry C Permit Motor Insurance Taman Midah

AXA Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

AXA Commercial Lorry C Permit Motor Insurance Taman Billion

AXA Commercial Lorry C Permit Motor Insurance Taman Mewah

AXA Commercial Lorry C Permit Motor Insurance Balakong

AXA Commercial Lorry C Permit Motor Insurance Bangsar

AXA Commercial Lorry C Permit Motor Insurance Pantai Dalam

AXA Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

AXA Commercial Lorry C Permit Motor Insurance Kuchai Lama

AXA Commercial Lorry C Permit Motor Insurance Sungai Besi

AXA Commercial Lorry C Permit Motor Insurance Puchong

AXA Commercial Lorry C Permit Motor Insurance Shah Alam

AXA Commercial Lorry C Permit Motor Insurance PJ

AXA Commercial Lorry C Permit Motor Insurance Petaling Jaya

AXA Commercial Lorry C Permit Motor Insurance Seri Petaling

AXA Commercial Lorry C Permit Motor Insurance Desa Petaling

AXA Commercial Lorry C Permit Motor Insurance Subang

AXA Commercial Lorry C Permit Motor Insurance USJ

AXA Commercial Lorry C Permit Motor Insurance Damansara

AXA Commercial Lorry C Permit Motor Insurance Kota Damansara

AXA Commercial Lorry C Permit Motor Insurance Kepong

AXA Commercial Lorry C Permit Motor Insurance Sungai Buluh

AXA Commercial Lorry C Permit Motor Insurance Rawang

AXA Commercial Lorry C Permit Motor Insurance Jalan Ipoh

AXA Commercial Lorry C Permit Motor Insurance Selayang

AXA Commercial Lorry C Permit Motor Insurance Gombak

AXA Commercial Lorry C Permit Motor Insurance Wangsa Maju

AXA Commercial Lorry C Permit Motor Insurance Setapak

AXA Commercial Lorry C Permit Motor Insurance Kajang

AXA Commercial Lorry C Permit Motor Insurance Sungai Long

AXA Commercial Lorry C Permit Motor Insurance Mahkota Cheras

AXA Commercial Lorry C Permit Motor Insurance Seri Kembangan

AXA Commercial Lorry C Permit Motor Insurance Kajang

AXA Commercial Lorry C Permit Motor Insurance KL

Allianz Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

Allianz Commercial Lorry C Permit Motor Insurance Kuala Lumpur

Allianz Commercial Lorry C Permit Motor Insurance Selangor

Allianz Commercial Lorry C Permit Motor Insurance Cheras

Allianz Commercial Lorry C Permit Motor Insurance Ampang

Allianz Commercial Lorry C Permit Motor Insurance Kampung Pandan

Allianz Commercial Lorry C Permit Motor Insurance Pandan Jaya

Allianz Commercial Lorry C Permit Motor Insurance Pandan Perdana

Allianz Commercial Lorry C Permit Motor Insurance Pandan Indah

Allianz Commercial Lorry C Permit Motor Insurance Taman Cheras

Allianz Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

Allianz Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

Allianz Commercial Lorry C Permit Motor Insurance Taman Midah

Allianz Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

Allianz Commercial Lorry C Permit Motor Insurance Taman Billion

Allianz Commercial Lorry C Permit Motor Insurance Taman Mewah

Allianz Commercial Lorry C Permit Motor Insurance Balakong

Allianz Commercial Lorry C Permit Motor Insurance Bangsar

Allianz Commercial Lorry C Permit Motor Insurance Pantai Dalam

Allianz Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

Allianz Commercial Lorry C Permit Motor Insurance Kuchai Lama

Allianz Commercial Lorry C Permit Motor Insurance Sungai Besi

Allianz Commercial Lorry C Permit Motor Insurance Puchong

Allianz Commercial Lorry C Permit Motor Insurance Shah Alam

Allianz Commercial Lorry C Permit Motor Insurance PJ

Allianz Commercial Lorry C Permit Motor Insurance Petaling Jaya

Allianz Commercial Lorry C Permit Motor Insurance Seri Petaling

Allianz Commercial Lorry C Permit Motor Insurance Desa Petaling

Allianz Commercial Lorry C Permit Motor Insurance Subang

Allianz Commercial Lorry C Permit Motor Insurance USJ

Allianz Commercial Lorry C Permit Motor Insurance Damansara

Allianz Commercial Lorry C Permit Motor Insurance Kota Damansara

Allianz Commercial Lorry C Permit Motor Insurance Kepong

Allianz Commercial Lorry C Permit Motor Insurance Sungai Buluh

Allianz Commercial Lorry C Permit Motor Insurance Rawang

Allianz Commercial Lorry C Permit Motor Insurance Jalan Ipoh

Allianz Commercial Lorry C Permit Motor Insurance Selayang

Allianz Commercial Lorry C Permit Motor Insurance Gombak

Allianz Commercial Lorry C Permit Motor Insurance Wangsa Maju

Allianz Commercial Lorry C Permit Motor Insurance Setapak

Allianz Commercial Lorry C Permit Motor Insurance Kajang

Allianz Commercial Lorry C Permit Motor Insurance Sungai Long

Allianz Commercial Lorry C Permit Motor Insurance Mahkota Cheras

Allianz Commercial Lorry C Permit Motor Insurance Seri Kembangan

Allianz Commercial Lorry C Permit Motor Insurance Kajang

Allianz Commercial Lorry C Permit Motor Insurance KL

MSIG Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

MSIG Commercial Lorry C Permit Motor Insurance Kuala Lumpur

MSIG Commercial Lorry C Permit Motor Insurance Selangor

MSIG Commercial Lorry C Permit Motor Insurance Cheras

MSIG Commercial Lorry C Permit Motor Insurance Ampang

MSIG Commercial Lorry C Permit Motor Insurance Kampung Pandan

MSIG Commercial Lorry C Permit Motor Insurance Pandan Jaya

MSIG Commercial Lorry C Permit Motor Insurance Pandan Perdana

MSIG Commercial Lorry C Permit Motor Insurance Pandan Indah

MSIG Commercial Lorry C Permit Motor Insurance Taman Cheras

MSIG Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

MSIG Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

MSIG Commercial Lorry C Permit Motor Insurance Taman Midah

MSIG Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

MSIG Commercial Lorry C Permit Motor Insurance Taman Billion

MSIG Commercial Lorry C Permit Motor Insurance Taman Mewah

MSIG Commercial Lorry C Permit Motor Insurance Balakong

MSIG Commercial Lorry C Permit Motor Insurance Bangsar

MSIG Commercial Lorry C Permit Motor Insurance Pantai Dalam

MSIG Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

MSIG Commercial Lorry C Permit Motor Insurance Kuchai Lama

MSIG Commercial Lorry C Permit Motor Insurance Sungai Besi

MSIG Commercial Lorry C Permit Motor Insurance Puchong

MSIG Commercial Lorry C Permit Motor Insurance Shah Alam

MSIG Commercial Lorry C Permit Motor Insurance PJ

MSIG Commercial Lorry C Permit Motor Insurance Petaling Jaya

MSIG Commercial Lorry C Permit Motor Insurance Seri Petaling

MSIG Commercial Lorry C Permit Motor Insurance Desa Petaling

MSIG Commercial Lorry C Permit Motor Insurance Subang

MSIG Commercial Lorry C Permit Motor Insurance USJ

MSIG Commercial Lorry C Permit Motor Insurance Damansara

MSIG Commercial Lorry C Permit Motor Insurance Kota Damansara

MSIG Commercial Lorry C Permit Motor Insurance Kepong

MSIG Commercial Lorry C Permit Motor Insurance Sungai Buluh

MSIG Commercial Lorry C Permit Motor Insurance Rawang

MSIG Commercial Lorry C Permit Motor Insurance Jalan Ipoh

MSIG Commercial Lorry C Permit Motor Insurance Selayang

MSIG Commercial Lorry C Permit Motor Insurance Gombak

MSIG Commercial Lorry C Permit Motor Insurance Wangsa Maju

MSIG Commercial Lorry C Permit Motor Insurance Setapak

MSIG Commercial Lorry C Permit Motor Insurance Kajang

MSIG Commercial Lorry C Permit Motor Insurance Sungai Long

MSIG Commercial Lorry C Permit Motor Insurance Mahkota Cheras

MSIG Commercial Lorry C Permit Motor Insurance Seri Kembangan

MSIG Commercial Lorry C Permit Motor Insurance Kajang

MSIG Commercial Lorry C Permit Motor Insurance KL

Lonpac Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

Lonpac Commercial Lorry C Permit Motor Insurance Kuala Lumpur

Lonpac Commercial Lorry C Permit Motor Insurance Selangor

Lonpac Commercial Lorry C Permit Motor Insurance Cheras

Lonpac Commercial Lorry C Permit Motor Insurance Ampang

Lonpac Commercial Lorry C Permit Motor Insurance Kampung Pandan

Lonpac Commercial Lorry C Permit Motor Insurance Pandan Jaya

Lonpac Commercial Lorry C Permit Motor Insurance Pandan Perdana

Lonpac Commercial Lorry C Permit Motor Insurance Pandan Indah

Lonpac Commercial Lorry C Permit Motor Insurance Taman Cheras

Lonpac Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

Lonpac Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

Lonpac Commercial Lorry C Permit Motor Insurance Taman Midah

Lonpac Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

Lonpac Commercial Lorry C Permit Motor Insurance Taman Billion

Lonpac Commercial Lorry C Permit Motor Insurance Taman Mewah

Lonpac Commercial Lorry C Permit Motor Insurance Balakong

Lonpac Commercial Lorry C Permit Motor Insurance Bangsar

Lonpac Commercial Lorry C Permit Motor Insurance Pantai Dalam

Lonpac Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

Lonpac Commercial Lorry C Permit Motor Insurance Kuchai Lama

Lonpac Commercial Lorry C Permit Motor Insurance Sungai Besi

Lonpac Commercial Lorry C Permit Motor Insurance Puchong

Lonpac Commercial Lorry C Permit Motor Insurance Shah Alam

Lonpac Commercial Lorry C Permit Motor Insurance PJ

Lonpac Commercial Lorry C Permit Motor Insurance Petaling Jaya

Lonpac Commercial Lorry C Permit Motor Insurance Seri Petaling

Lonpac Commercial Lorry C Permit Motor Insurance Desa Petaling

Lonpac Commercial Lorry C Permit Motor Insurance Subang

Lonpac Commercial Lorry C Permit Motor Insurance USJ

Lonpac Commercial Lorry C Permit Motor Insurance Damansara

Lonpac Commercial Lorry C Permit Motor Insurance Kota Damansara

Lonpac Commercial Lorry C Permit Motor Insurance Kepong

Lonpac Commercial Lorry C Permit Motor Insurance Sungai Buluh

Lonpac Commercial Lorry C Permit Motor Insurance Rawang

Lonpac Commercial Lorry C Permit Motor Insurance Jalan Ipoh

Lonpac Commercial Lorry C Permit Motor Insurance Selayang

Lonpac Commercial Lorry C Permit Motor Insurance Gombak

Lonpac Commercial Lorry C Permit Motor Insurance Wangsa Maju

Lonpac Commercial Lorry C Permit Motor Insurance Setapak

Lonpac Commercial Lorry C Permit Motor Insurance Kajang

Lonpac Commercial Lorry C Permit Motor Insurance Sungai Long

Lonpac Commercial Lorry C Permit Motor Insurance Mahkota Cheras

Lonpac Commercial Lorry C Permit Motor Insurance Seri Kembangan

Lonpac Commercial Lorry C Permit Motor Insurance Kajang

Lonpac Commercial Lorry C Permit Motor Insurance KL

Kurnia Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

Kurnia Commercial Lorry C Permit Motor Insurance Kuala Lumpur

Kurnia Commercial Lorry C Permit Motor Insurance Selangor

Kurnia Commercial Lorry C Permit Motor Insurance Cheras

Kurnia Commercial Lorry C Permit Motor Insurance Ampang

Kurnia Commercial Lorry C Permit Motor Insurance Kampung Pandan

Kurnia Commercial Lorry C Permit Motor Insurance Pandan Jaya

Kurnia Commercial Lorry C Permit Motor Insurance Pandan Perdana

Kurnia Commercial Lorry C Permit Motor Insurance Pandan Indah

Kurnia Commercial Lorry C Permit Motor Insurance Taman Cheras

Kurnia Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

Kurnia Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

Kurnia Commercial Lorry C Permit Motor Insurance Taman Midah

Kurnia Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

Kurnia Commercial Lorry C Permit Motor Insurance Taman Billion

Kurnia Commercial Lorry C Permit Motor Insurance Taman Mewah

Kurnia Commercial Lorry C Permit Motor Insurance Balakong

Kurnia Commercial Lorry C Permit Motor Insurance Bangsar

Kurnia Commercial Lorry C Permit Motor Insurance Pantai Dalam

Kurnia Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

Kurnia Commercial Lorry C Permit Motor Insurance Kuchai Lama

Kurnia Commercial Lorry C Permit Motor Insurance Sungai Besi

Kurnia Commercial Lorry C Permit Motor Insurance Puchong

Kurnia Commercial Lorry C Permit Motor Insurance Shah Alam

Kurnia Commercial Lorry C Permit Motor Insurance PJ

Kurnia Commercial Lorry C Permit Motor Insurance Petaling Jaya

Kurnia Commercial Lorry C Permit Motor Insurance Seri Petaling

Kurnia Commercial Lorry C Permit Motor Insurance Desa Petaling

Kurnia Commercial Lorry C Permit Motor Insurance Subang

Kurnia Commercial Lorry C Permit Motor Insurance USJ

Kurnia Commercial Lorry C Permit Motor Insurance Damansara

Kurnia Commercial Lorry C Permit Motor Insurance Kota Damansara

Kurnia Commercial Lorry C Permit Motor Insurance Kepong

Kurnia Commercial Lorry C Permit Motor Insurance Sungai Buluh

Kurnia Commercial Lorry C Permit Motor Insurance Rawang

Kurnia Commercial Lorry C Permit Motor Insurance Jalan Ipoh

Kurnia Commercial Lorry C Permit Motor Insurance Selayang

Kurnia Commercial Lorry C Permit Motor Insurance Gombak

Kurnia Commercial Lorry C Permit Motor Insurance Wangsa Maju

Kurnia Commercial Lorry C Permit Motor Insurance Setapak

Kurnia Commercial Lorry C Permit Motor Insurance Kajang

Kurnia Commercial Lorry C Permit Motor Insurance Sungai Long

Kurnia Commercial Lorry C Permit Motor Insurance Mahkota Cheras

Kurnia Commercial Lorry C Permit Motor Insurance Seri Kembangan

Kurnia Commercial Lorry C Permit Motor Insurance Kajang

Kurnia Commercial Lorry C Permit Motor Insurance KL

Tokio Marine Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

Tokio Marine Commercial Lorry C Permit Motor Insurance Kuala Lumpur

Tokio Marine Commercial Lorry C Permit Motor Insurance Selangor

Tokio Marine Commercial Lorry C Permit Motor Insurance Cheras

Tokio Marine Commercial Lorry C Permit Motor Insurance Ampang

Tokio Marine Commercial Lorry C Permit Motor Insurance Kampung Pandan

Tokio Marine Commercial Lorry C Permit Motor Insurance Pandan Jaya

Tokio Marine Commercial Lorry C Permit Motor Insurance Pandan Perdana

Tokio Marine Commercial Lorry C Permit Motor Insurance Pandan Indah

Tokio Marine Commercial Lorry C Permit Motor Insurance Taman Cheras

Tokio Marine Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

Tokio Marine Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

Tokio Marine Commercial Lorry C Permit Motor Insurance Taman Midah

Tokio Marine Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

Tokio Marine Commercial Lorry C Permit Motor Insurance Taman Billion

Tokio Marine Commercial Lorry C Permit Motor Insurance Taman Mewah

Tokio Marine Commercial Lorry C Permit Motor Insurance Balakong

Tokio Marine Commercial Lorry C Permit Motor Insurance Bangsar

Tokio Marine Commercial Lorry C Permit Motor Insurance Pantai Dalam

Tokio Marine Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

Tokio Marine Commercial Lorry C Permit Motor Insurance Kuchai Lama

Tokio Marine Commercial Lorry C Permit Motor Insurance Sungai Besi

Tokio Marine Commercial Lorry C Permit Motor Insurance Puchong

Tokio Marine Commercial Lorry C Permit Motor Insurance Shah Alam

Tokio Marine Commercial Lorry C Permit Motor Insurance PJ

Tokio Marine Commercial Lorry C Permit Motor Insurance Petaling Jaya

Tokio Marine Commercial Lorry C Permit Motor Insurance Seri Petaling

Tokio Marine Commercial Lorry C Permit Motor Insurance Desa Petaling

Tokio Marine Commercial Lorry C Permit Motor Insurance Subang

Tokio Marine Commercial Lorry C Permit Motor Insurance USJ

Tokio Marine Commercial Lorry C Permit Motor Insurance Damansara

Tokio Marine Commercial Lorry C Permit Motor Insurance Kota Damansara

Tokio Marine Commercial Lorry C Permit Motor Insurance Kepong

Tokio Marine Commercial Lorry C Permit Motor Insurance Sungai Buluh

Tokio Marine Commercial Lorry C Permit Motor Insurance Rawang

Tokio Marine Commercial Lorry C Permit Motor Insurance Jalan Ipoh

Tokio Marine Commercial Lorry C Permit Motor Insurance Selayang

Tokio Marine Commercial Lorry C Permit Motor Insurance Gombak

Tokio Marine Commercial Lorry C Permit Motor Insurance Wangsa Maju

Tokio Marine Commercial Lorry C Permit Motor Insurance Setapak

Tokio Marine Commercial Lorry C Permit Motor Insurance Kajang

Tokio Marine Commercial Lorry C Permit Motor Insurance Sungai Long

Tokio Marine Commercial Lorry C Permit Motor Insurance Mahkota Cheras

Tokio Marine Commercial Lorry C Permit Motor Insurance Seri Kembangan

Tokio Marine Commercial Lorry C Permit Motor Insurance Kajang

Tokio Marine Commercial Lorry C Permit Motor Insurance KL

Pacific Commercial Lorry C Permit Motor Insurance Kuala Lumpur Malaysia

Pacific Commercial Lorry C Permit Motor Insurance Kuala Lumpur

Pacific Commercial Lorry C Permit Motor Insurance Selangor

Pacific Commercial Lorry C Permit Motor Insurance Cheras

Pacific Commercial Lorry C Permit Motor Insurance Ampang

Pacific Commercial Lorry C Permit Motor Insurance Kampung Pandan

Pacific Commercial Lorry C Permit Motor Insurance Pandan Jaya

Pacific Commercial Lorry C Permit Motor Insurance Pandan Perdana

Pacific Commercial Lorry C Permit Motor Insurance Pandan Indah

Pacific Commercial Lorry C Permit Motor Insurance Taman Cheras

Pacific Commercial Lorry C Permit Motor Insurance Taman Pertama Cheras

Pacific Commercial Lorry C Permit Motor Insurance Taman Segar Cheras

Pacific Commercial Lorry C Permit Motor Insurance Taman Midah

Pacific Commercial Lorry C Permit Motor Insurance Bandar Tun Razak

Pacific Commercial Lorry C Permit Motor Insurance Taman Billion

Pacific Commercial Lorry C Permit Motor Insurance Taman Mewah

Pacific Commercial Lorry C Permit Motor Insurance Balakong

Pacific Commercial Lorry C Permit Motor Insurance Bangsar

Pacific Commercial Lorry C Permit Motor Insurance Pantai Dalam

Pacific Commercial Lorry C Permit Motor Insurance Jalan Kelang Lama

Pacific Commercial Lorry C Permit Motor Insurance Kuchai Lama

Pacific Commercial Lorry C Permit Motor Insurance Sungai Besi

Pacific Commercial Lorry C Permit Motor Insurance Puchong

Pacific Commercial Lorry C Permit Motor Insurance Shah Alam

Pacific Commercial Lorry C Permit Motor Insurance PJ

Pacific Commercial Lorry C Permit Motor Insurance Petaling Jaya

Pacific Commercial Lorry C Permit Motor Insurance Seri Petaling

Pacific Commercial Lorry C Permit Motor Insurance Desa Petaling

Pacific Commercial Lorry C Permit Motor Insurance Subang

Pacific Commercial Lorry C Permit Motor Insurance USJ

Pacific Commercial Lorry C Permit Motor Insurance Damansara

Pacific Commercial Lorry C Permit Motor Insurance Kota Damansara

Pacific Commercial Lorry C Permit Motor Insurance Kepong

Pacific Commercial Lorry C Permit Motor Insurance Sungai Buluh

Pacific Commercial Lorry C Permit Motor Insurance Rawang

Pacific Commercial Lorry C Permit Motor Insurance Jalan Ipoh

Pacific Commercial Lorry C Permit Motor Insurance Selayang

Pacific Commercial Lorry C Permit Motor Insurance Gombak

Pacific Commercial Lorry C Permit Motor Insurance Wangsa Maju

Pacific Commercial Lorry C Permit Motor Insurance Setapak

Pacific Commercial Lorry C Permit Motor Insurance Kajang

Pacific Commercial Lorry C Permit Motor Insurance Sungai Long

Pacific Commercial Lorry C Permit Motor Insurance Mahkota Cheras

Pacific Commercial Lorry C Permit Motor Insurance Seri Kembangan

Pacific Commercial Lorry C Permit Motor Insurance Kajang

Pacific Commercial Lorry C Permit Motor Insurance KL

acpg100fb_permitcb

AIG Commercial Lorry A Permit Motor Insurance Kuala Lumpur Malaysia

AIG Commercial Lorry A Permit Motor Insurance Kuala Lumpur

AIG Commercial Lorry A Permit Motor Insurance Selangor

AIG Commercial Lorry A Permit Motor Insurance Cheras

AIG Commercial Lorry A Permit Motor Insurance Ampang

AIG Commercial Lorry A Permit Motor Insurance Kampung Pandan

AIG Commercial Lorry A Permit Motor Insurance Pandan Jaya

AIG Commercial Lorry A Permit Motor Insurance Pandan Perdana

AIG Commercial Lorry A Permit Motor Insurance Pandan Indah

AIG Commercial Lorry A Permit Motor Insurance Taman Cheras

AIG Commercial Lorry A Permit Motor Insurance Taman Pertama Cheras

AIG Commercial Lorry A Permit Motor Insurance Taman Segar Cheras

AIG Commercial Lorry A Permit Motor Insurance Taman Midah

AIG Commercial Lorry A Permit Motor Insurance Bandar Tun Razak

AIG Commercial Lorry A Permit Motor Insurance Taman Billion

AIG Commercial Lorry A Permit Motor Insurance Taman Mewah

AIG Commercial Lorry A Permit Motor Insurance Balakong

AIG Commercial Lorry A Permit Motor Insurance Bangsar

AIG Commercial Lorry A Permit Motor Insurance Pantai Dalam

AIG Commercial Lorry A Permit Motor Insurance Jalan Kelang Lama

AIG Commercial Lorry A Permit Motor Insurance Kuchai Lama

AIG Commercial Lorry A Permit Motor Insurance Sungai Besi

AIG Commercial Lorry A Permit Motor Insurance Puchong

AIG Commercial Lorry A Permit Motor Insurance Shah Alam

AIG Commercial Lorry A Permit Motor Insurance PJ

AIG Commercial Lorry A Permit Motor Insurance Petaling Jaya

AIG Commercial Lorry A Permit Motor Insurance Seri Petaling

AIG Commercial Lorry A Permit Motor Insurance Desa Petaling

AIG Commercial Lorry A Permit Motor Insurance Subang

AIG Commercial Lorry A Permit Motor Insurance USJ

AIG Commercial Lorry A Permit Motor Insurance Damansara

AIG Commercial Lorry A Permit Motor Insurance Kota Damansara

AIG Commercial Lorry A Permit Motor Insurance Kepong

AIG Commercial Lorry A Permit Motor Insurance Sungai Buluh

AIG Commercial Lorry A Permit Motor Insurance Rawang

AIG Commercial Lorry A Permit Motor Insurance Jalan Ipoh

AIG Commercial Lorry A Permit Motor Insurance Selayang

AIG Commercial Lorry A Permit Motor Insurance Gombak

AIG Commercial Lorry A Permit Motor Insurance Wangsa Maju

AIG Commercial Lorry A Permit Motor Insurance Setapak

AIG Commercial Lorry A Permit Motor Insurance Kajang

AIG Commercial Lorry A Permit Motor Insurance Sungai Long

AIG Commercial Lorry A Permit Motor Insurance Mahkota Cheras

AIG Commercial Lorry A Permit Motor Insurance Seri Kembangan

AIG Commercial Lorry A Permit Motor Insurance Kajang

AIG Commercial Lorry A Permit Motor Insurance KL

AXA Commercial Lorry A Permit Motor Insurance Kuala Lumpur Malaysia

AXA Commercial Lorry A Permit Motor Insurance Kuala Lumpur

AXA Commercial Lorry A Permit Motor Insurance Selangor

AXA Commercial Lorry A Permit Motor Insurance Cheras

AXA Commercial Lorry A Permit Motor Insurance Ampang

AXA Commercial Lorry A Permit Motor Insurance Kampung Pandan

AXA Commercial Lorry A Permit Motor Insurance Pandan Jaya

AXA Commercial Lorry A Permit Motor Insurance Pandan Perdana

AXA Commercial Lorry A Permit Motor Insurance Pandan Indah

AXA Commercial Lorry A Permit Motor Insurance Taman Cheras

AXA Commercial Lorry A Permit Motor Insurance Taman Pertama Cheras

AXA Commercial Lorry A Permit Motor Insurance Taman Segar Cheras

AXA Commercial Lorry A Permit Motor Insurance Taman Midah

AXA Commercial Lorry A Permit Motor Insurance Bandar Tun Razak

AXA Commercial Lorry A Permit Motor Insurance Taman Billion

AXA Commercial Lorry A Permit Motor Insurance Taman Mewah

AXA Commercial Lorry A Permit Motor Insurance Balakong

AXA Commercial Lorry A Permit Motor Insurance Bangsar

AXA Commercial Lorry A Permit Motor Insurance Pantai Dalam

AXA Commercial Lorry A Permit Motor Insurance Jalan Kelang Lama

AXA Commercial Lorry A Permit Motor Insurance Kuchai Lama

AXA Commercial Lorry A Permit Motor Insurance Sungai Besi

AXA Commercial Lorry A Permit Motor Insurance Puchong

AXA Commercial Lorry A Permit Motor Insurance Shah Alam

AXA Commercial Lorry A Permit Motor Insurance PJ

AXA Commercial Lorry A Permit Motor Insurance Petaling Jaya

AXA Commercial Lorry A Permit Motor Insurance Seri Petaling

AXA Commercial Lorry A Permit Motor Insurance Desa Petaling

AXA Commercial Lorry A Permit Motor Insurance Subang

AXA Commercial Lorry A Permit Motor Insurance USJ

AXA Commercial Lorry A Permit Motor Insurance Damansara

AXA Commercial Lorry A Permit Motor Insurance Kota Damansara

AXA Commercial Lorry A Permit Motor Insurance Kepong

AXA Commercial Lorry A Permit Motor Insurance Sungai Buluh

AXA Commercial Lorry A Permit Motor Insurance Rawang

AXA Commercial Lorry A Permit Motor Insurance Jalan Ipoh

AXA Commercial Lorry A Permit Motor Insurance Selayang

AXA Commercial Lorry A Permit Motor Insurance Gombak

AXA Commercial Lorry A Permit Motor Insurance Wangsa Maju

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ACPG Motor Insurance Claim 01

Road Tax Renewal and Motor Insurance Renewal at Cheras Kuala Lumpur Directory

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Road Tax Motor Insurance Cheras Kuala Lumpur Directory

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

What is the ACPG Insurer Comprehensive Private Vehicle all about?

This policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Have financial protection for when you or other motorists are reckless on the road!

What are the optional benefits offered?

Some of the optional benefits offered are as follows:

Breakage of glass in windscreen, window or sunroof

Legal Liability to Passengers

Strike, riot and civil commotion

Current year NCD relief

Vehicle accessories

How much premium do I have to pay?

The premium you have to pay may vary depending on the sum insured and cubic capacity of your vehicle, no-claim discount ( NCD) entitlement, optional benefits added, and ACPG Insurer’s underwriting requirements.

What are the major exclusions under this policy?

This policy does not cover certain losses such as,:

Your own death or bodily injury due to a motor accident

Your liability against claims from passengers in your vehicle

Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide and others.

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ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

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Motor Insurance FB A4

What Your Car Insurance Will Not Normally Cover ?

If you have read the terms and conditions for all three policies carefully, provided that you actually understood everything, you will realise that some incidents are not covered, even though they occur fairly frequently, for example – you would expect your car insurance to cover your death in the event of a serious accident…but does it really?

To be clear, that’s what a motor personal accident insurance is for, something you should also sign-up for when taking up a car insurance plan.

1. Your own death or bodily injury because of a motor accident

You would expect that your own death or at least physical injury to be coverage for a modest amount of money; well, stranger things have happened. Your personal accident insurance or medical insurance might have you covered, but not a car insurance plan. Nope, not even the comprehensive cover – that means no hospitalisation allowance or coverage for funeral expenses.

2. Your liability against claims from your passengers

A passenger who gets hurt because of a car accident will usually have an easier case compared to the person behind the wheel – if the accident involves two vehicles, one of the drivers will most likely be found negligent and liable for the physical injury to the passenger.

However, you will be able to pay additional premium on your motor insurance to include Passenger Liability Extension Cover, in the event that your passengers choose to sue you.

3. Stolen non-factory fitted vehicle accessories such as car stereos, leather seats, sports rims etc.

Pimping out your brand new Honda City with custom spinning rims, genuine leather seats, and an expensive (but totally unnecessary) sound system might earn you brownie points with your friends and colleagues, but you may also be drawing a lot of unwanted attention from less agreeable people i.e. car thieves. Make sure in addition to your lavish upgrades, you install additional car security features, such as a powerful GPS tracking system!

4. Consequential loss, depreciation, wear and tear, mechanical, technical breakdown failures, or breakages

Like everything else – cars aren’t built to last. As vehicle parts wear out with time (excluding parts made out of glass e.g. windshield), the value of your car depreciates along with them – and honestly, a car’s value drops the moment it leaves the showroom.

You’ll probably lose up to 40% of its initial value 5 years down the road – literally! If you’re planning to insure a car that is pushing 15 years of age, good luck finding an insurer that’ll take you on.

5. Vehicle damage due to acts of nature e.g. flood, landslide, typhoon

These unfortunate events, along with earthquakes and hurricanes are commonly referred to as natural disasters or acts of God, and are not covered in standard car insurance policies. On the other hand, you may pay higher premiums to extend your policy to cover flood, landslide, landslip including adequate cover for your passengers.

As you’ve read, insurance companies will allow you to add-on optional benefits to your car insurance policy to be insured for all five exclusions that we’ve mentioned above, including coverage for windscreen repairs and replacement – but of course, you will have to pay a higher premium. So you’d now probably want to know what goes into calculating your premiums?

Your Motor Premium Calculation

Motor insurance premium is calculated according to the Motor tariff set out by Persatuan Insurans Am Malaysia ( PIAM). All insurance companies are required to use the same pricing schedule.

This prices are determined by a few factors such as coverage type, use of vehicle, car engine size i.e. cubic capacity, age of vehicle, maximum sum insured, extended coverage and number of registered drivers.

However, this is all set to change in 2016, when the current tiered system will be replaced with a new risk based price structure, an effort by Bank Negara Malaysia to deregulate the car insurance industry.

Avoid Under-Insurance

Lastly, it is very important that you insure your vehicle appropriately according to its current value, whether its at the purchase price for a new car, or the current market value for one that is used.

This is to avoid under-insurance that will result in only partial compensations on claims, or worse still over-insurance, where you simply waste money to insure a car above its market value, when the maximum you can claim is at the market value – so why would you want to do that?

ACPG Motor Insurance Claim 01

Drive your life better with exclusive ACPG car insurance tips and deals!

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Toyata Car Panel Motor Insurance Kuala Lumpur Directory

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ACPG Motor Vehicle Insurance (Private/Commercial Use)

For The Love of Your Ride & Protection of The Driver

ACPG Hotline +603-9286 3323

Motor Insurance FB A4

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