Mercedes Motor Insurance Kuala Lumpur Directory

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Mercedes Motor Insurance Kuala Lumpur Directory

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

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MERCEDES AIG Malaysia Motor Insurance Kuala Lumpur Malaysia

MERCEDES AIG Malaysia Motor Insurance Kuala Lumpur

MERCEDES AIG Malaysia Motor Insurance Selangor

MERCEDES AIG Malaysia Motor Insurance Cheras

MERCEDES AIG Malaysia Motor Insurance Ampang

MERCEDES AIG Malaysia Motor Insurance Kampung Pandan

MERCEDES AIG Malaysia Motor Insurance Pandan Jaya

MERCEDES AIG Malaysia Motor Insurance Pandan Perdana

MERCEDES AIG Malaysia Motor Insurance Pandan Indah

MERCEDES AIG Malaysia Motor Insurance Taman Cheras

MERCEDES AIG Malaysia Motor Insurance Taman Pertama Cheras

MERCEDES AIG Malaysia Motor Insurance Taman Segar Cheras

MERCEDES AIG Malaysia Motor Insurance Taman Midah

MERCEDES AIG Malaysia Motor Insurance Bandar Tun Razak

MERCEDES AIG Malaysia Motor Insurance Taman Billion

MERCEDES AIG Malaysia Motor Insurance Taman Mewah

MERCEDES AIG Malaysia Motor Insurance Balakong

MERCEDES AIG Malaysia Motor Insurance Bangsar

MERCEDES AIG Malaysia Motor Insurance Pantai Dalam

MERCEDES AIG Malaysia Motor Insurance Jalan Kelang Lama

MERCEDES AIG Malaysia Motor Insurance Kuchai Lama

MERCEDES AIG Malaysia Motor Insurance Sungai Besi

MERCEDES AIG Malaysia Motor Insurance Puchong

MERCEDES AIG Malaysia Motor Insurance Shah Alam

MERCEDES AIG Malaysia Motor Insurance PJ

MERCEDES AIG Malaysia Motor Insurance Petaling Jaya

MERCEDES AIG Malaysia Motor Insurance Seri Petaling

MERCEDES AIG Malaysia Motor Insurance Desa Petaling

MERCEDES AIG Malaysia Motor Insurance Subang

MERCEDES AIG Malaysia Motor Insurance USJ

MERCEDES AIG Malaysia Motor Insurance Damansara

MERCEDES AIG Malaysia Motor Insurance Kota Damansara

MERCEDES AIG Malaysia Motor Insurance Kepong

MERCEDES AIG Malaysia Motor Insurance Sungai Buluh

MERCEDES AIG Malaysia Motor Insurance Rawang

MERCEDES AIG Malaysia Motor Insurance Jalan Ipoh

MERCEDES AIG Malaysia Motor Insurance Selayang

MERCEDES AIG Malaysia Motor Insurance Gombak

MERCEDES AIG Malaysia Motor Insurance Wangsa Maju

MERCEDES AIG Malaysia Motor Insurance Setapak

MERCEDES AIG Malaysia Motor Insurance Kajang

MERCEDES AIG Malaysia Motor Insurance Sungai Long

MERCEDES AIG Malaysia Motor Insurance Mahkota Cheras

MERCEDES AIG Malaysia Motor Insurance Seri Kembangan

MERCEDES AIG Malaysia Motor Insurance Kajang

MERCEDES AIG Malaysia Motor Insurance KL

MERCEDES AXA Malaysia Motor Insurance Kuala Lumpur Malaysia

MERCEDES AXA Malaysia Motor Insurance Kuala Lumpur

MERCEDES AXA Malaysia Motor Insurance Selangor

MERCEDES AXA Malaysia Motor Insurance Cheras

MERCEDES AXA Malaysia Motor Insurance Ampang

MERCEDES AXA Malaysia Motor Insurance Kampung Pandan

MERCEDES AXA Malaysia Motor Insurance Pandan Jaya

MERCEDES AXA Malaysia Motor Insurance Pandan Perdana

MERCEDES AXA Malaysia Motor Insurance Pandan Indah

MERCEDES AXA Malaysia Motor Insurance Taman Cheras

MERCEDES AXA Malaysia Motor Insurance Taman Pertama Cheras

MERCEDES AXA Malaysia Motor Insurance Taman Segar Cheras

MERCEDES AXA Malaysia Motor Insurance Taman Midah

MERCEDES AXA Malaysia Motor Insurance Bandar Tun Razak

MERCEDES AXA Malaysia Motor Insurance Taman Billion

MERCEDES AXA Malaysia Motor Insurance Taman Mewah

MERCEDES AXA Malaysia Motor Insurance Balakong

MERCEDES AXA Malaysia Motor Insurance Bangsar

MERCEDES AXA Malaysia Motor Insurance Pantai Dalam

MERCEDES AXA Malaysia Motor Insurance Jalan Kelang Lama

MERCEDES AXA Malaysia Motor Insurance Kuchai Lama

MERCEDES AXA Malaysia Motor Insurance Sungai Besi

MERCEDES AXA Malaysia Motor Insurance Puchong

MERCEDES AXA Malaysia Motor Insurance Shah Alam

MERCEDES AXA Malaysia Motor Insurance PJ

MERCEDES AXA Malaysia Motor Insurance Petaling Jaya

MERCEDES AXA Malaysia Motor Insurance Seri Petaling

MERCEDES AXA Malaysia Motor Insurance Desa Petaling

MERCEDES AXA Malaysia Motor Insurance Subang

MERCEDES AXA Malaysia Motor Insurance USJ

MERCEDES AXA Malaysia Motor Insurance Damansara

MERCEDES AXA Malaysia Motor Insurance Kota Damansara

MERCEDES AXA Malaysia Motor Insurance Kepong

MERCEDES AXA Malaysia Motor Insurance Sungai Buluh

MERCEDES AXA Malaysia Motor Insurance Rawang

MERCEDES AXA Malaysia Motor Insurance Jalan Ipoh

MERCEDES AXA Malaysia Motor Insurance Selayang

MERCEDES AXA Malaysia Motor Insurance Gombak

MERCEDES AXA Malaysia Motor Insurance Wangsa Maju

MERCEDES AXA Malaysia Motor Insurance Setapak

MERCEDES AXA Malaysia Motor Insurance Kajang

MERCEDES AXA Malaysia Motor Insurance Sungai Long

MERCEDES AXA Malaysia Motor Insurance Mahkota Cheras

MERCEDES AXA Malaysia Motor Insurance Seri Kembangan

MERCEDES AXA Malaysia Motor Insurance Kajang

MERCEDES AXA Malaysia Motor Insurance KL

Mercedes Allianz Malaysia Motor Insurance Kuala Lumpur Malaysia

Mercedes Allianz Malaysia Motor Insurance Kuala Lumpur

Mercedes Allianz Malaysia Motor Insurance Selangor

Mercedes Allianz Malaysia Motor Insurance Cheras

Mercedes Allianz Malaysia Motor Insurance Ampang

Mercedes Allianz Malaysia Motor Insurance Kampung Pandan

Mercedes Allianz Malaysia Motor Insurance Pandan Jaya

Mercedes Allianz Malaysia Motor Insurance Pandan Perdana

Mercedes Allianz Malaysia Motor Insurance Pandan Indah

Mercedes Allianz Malaysia Motor Insurance Taman Cheras

Mercedes Allianz Malaysia Motor Insurance Taman Pertama Cheras

Mercedes Allianz Malaysia Motor Insurance Taman Segar Cheras

Mercedes Allianz Malaysia Motor Insurance Taman Midah

Mercedes Allianz Malaysia Motor Insurance Bandar Tun Razak

Mercedes Allianz Malaysia Motor Insurance Taman Billion

Mercedes Allianz Malaysia Motor Insurance Taman Mewah

Mercedes Allianz Malaysia Motor Insurance Balakong

Mercedes Allianz Malaysia Motor Insurance Bangsar

Mercedes Allianz Malaysia Motor Insurance Pantai Dalam

Mercedes Allianz Malaysia Motor Insurance Jalan Kelang Lama

Mercedes Allianz Malaysia Motor Insurance Kuchai Lama

Mercedes Allianz Malaysia Motor Insurance Sungai Besi

Mercedes Allianz Malaysia Motor Insurance Puchong

Mercedes Allianz Malaysia Motor Insurance Shah Alam

Mercedes Allianz Malaysia Motor Insurance PJ

Mercedes Allianz Malaysia Motor Insurance Petaling Jaya

Mercedes Allianz Malaysia Motor Insurance Seri Petaling

Mercedes Allianz Malaysia Motor Insurance Desa Petaling

Mercedes Allianz Malaysia Motor Insurance Subang

Mercedes Allianz Malaysia Motor Insurance USJ

Mercedes Allianz Malaysia Motor Insurance Damansara

Mercedes Allianz Malaysia Motor Insurance Kota Damansara

Mercedes Allianz Malaysia Motor Insurance Kepong

Mercedes Allianz Malaysia Motor Insurance Sungai Buluh

Mercedes Allianz Malaysia Motor Insurance Rawang

Mercedes Allianz Malaysia Motor Insurance Jalan Ipoh

Mercedes Allianz Malaysia Motor Insurance Selayang

Mercedes Allianz Malaysia Motor Insurance Gombak

Mercedes Allianz Malaysia Motor Insurance Wangsa Maju

Mercedes Allianz Malaysia Motor Insurance Setapak

Mercedes Allianz Malaysia Motor Insurance Kajang

Mercedes Allianz Malaysia Motor Insurance Sungai Long

Mercedes Allianz Malaysia Motor Insurance Mahkota Cheras

Mercedes Allianz Malaysia Motor Insurance Seri Kembangan

Mercedes Allianz Malaysia Motor Insurance Kajang

Mercedes Allianz Malaysia Motor Insurance KL

MERCEDES MSIG Malaysia Motor Insurance Kuala Lumpur Malaysia

MERCEDES MSIG Malaysia Motor Insurance Kuala Lumpur

MERCEDES MSIG Malaysia Motor Insurance Selangor

MERCEDES MSIG Malaysia Motor Insurance Cheras

MERCEDES MSIG Malaysia Motor Insurance Ampang

MERCEDES MSIG Malaysia Motor Insurance Kampung Pandan

MERCEDES MSIG Malaysia Motor Insurance Pandan Jaya

MERCEDES MSIG Malaysia Motor Insurance Pandan Perdana

MERCEDES MSIG Malaysia Motor Insurance Pandan Indah

MERCEDES MSIG Malaysia Motor Insurance Taman Cheras

MERCEDES MSIG Malaysia Motor Insurance Taman Pertama Cheras

MERCEDES MSIG Malaysia Motor Insurance Taman Segar Cheras

MERCEDES MSIG Malaysia Motor Insurance Taman Midah

MERCEDES MSIG Malaysia Motor Insurance Bandar Tun Razak

MERCEDES MSIG Malaysia Motor Insurance Taman Billion

MERCEDES MSIG Malaysia Motor Insurance Taman Mewah

MERCEDES MSIG Malaysia Motor Insurance Balakong

MERCEDES MSIG Malaysia Motor Insurance Bangsar

MERCEDES MSIG Malaysia Motor Insurance Pantai Dalam

MERCEDES MSIG Malaysia Motor Insurance Jalan Kelang Lama

MERCEDES MSIG Malaysia Motor Insurance Kuchai Lama

MERCEDES MSIG Malaysia Motor Insurance Sungai Besi

MERCEDES MSIG Malaysia Motor Insurance Puchong

MERCEDES MSIG Malaysia Motor Insurance Shah Alam

MERCEDES MSIG Malaysia Motor Insurance PJ

MERCEDES MSIG Malaysia Motor Insurance Petaling Jaya

MERCEDES MSIG Malaysia Motor Insurance Seri Petaling

MERCEDES MSIG Malaysia Motor Insurance Desa Petaling

MERCEDES MSIG Malaysia Motor Insurance Subang

MERCEDES MSIG Malaysia Motor Insurance USJ

MERCEDES MSIG Malaysia Motor Insurance Damansara

MERCEDES MSIG Malaysia Motor Insurance Kota Damansara

MERCEDES MSIG Malaysia Motor Insurance Kepong

MERCEDES MSIG Malaysia Motor Insurance Sungai Buluh

MERCEDES MSIG Malaysia Motor Insurance Rawang

MERCEDES MSIG Malaysia Motor Insurance Jalan Ipoh

MERCEDES MSIG Malaysia Motor Insurance Selayang

MERCEDES MSIG Malaysia Motor Insurance Gombak

MERCEDES MSIG Malaysia Motor Insurance Wangsa Maju

MERCEDES MSIG Malaysia Motor Insurance Setapak

MERCEDES MSIG Malaysia Motor Insurance Kajang

MERCEDES MSIG Malaysia Motor Insurance Sungai Long

MERCEDES MSIG Malaysia Motor Insurance Mahkota Cheras

MERCEDES MSIG Malaysia Motor Insurance Seri Kembangan

MERCEDES MSIG Malaysia Motor Insurance Kajang

MERCEDES MSIG Malaysia Motor Insurance KL

Mercedes Lonpac Motor Insurance Kuala Lumpur Malaysia

Mercedes Lonpac Motor Insurance Kuala Lumpur

Mercedes Lonpac Motor Insurance Selangor

Mercedes Lonpac Motor Insurance Cheras

Mercedes Lonpac Motor Insurance Ampang

Mercedes Lonpac Motor Insurance Kampung Pandan

Mercedes Lonpac Motor Insurance Pandan Jaya

Mercedes Lonpac Motor Insurance Pandan Perdana

Mercedes Lonpac Motor Insurance Pandan Indah

Mercedes Lonpac Motor Insurance Taman Cheras

Mercedes Lonpac Motor Insurance Taman Pertama Cheras

Mercedes Lonpac Motor Insurance Taman Segar Cheras

Mercedes Lonpac Motor Insurance Taman Midah

Mercedes Lonpac Motor Insurance Bandar Tun Razak

Mercedes Lonpac Motor Insurance Taman Billion

Mercedes Lonpac Motor Insurance Taman Mewah

Mercedes Lonpac Motor Insurance Balakong

Mercedes Lonpac Motor Insurance Bangsar

Mercedes Lonpac Motor Insurance Pantai Dalam

Mercedes Lonpac Motor Insurance Jalan Kelang Lama

Mercedes Lonpac Motor Insurance Kuchai Lama

Mercedes Lonpac Motor Insurance Sungai Besi

Mercedes Lonpac Motor Insurance Puchong

Mercedes Lonpac Motor Insurance Shah Alam

Mercedes Lonpac Motor Insurance PJ

Mercedes Lonpac Motor Insurance Petaling Jaya

Mercedes Lonpac Motor Insurance Seri Petaling

Mercedes Lonpac Motor Insurance Desa Petaling

Mercedes Lonpac Motor Insurance Subang

Mercedes Lonpac Motor Insurance USJ

Mercedes Lonpac Motor Insurance Damansara

Mercedes Lonpac Motor Insurance Kota Damansara

Mercedes Lonpac Motor Insurance Kepong

Mercedes Lonpac Motor Insurance Sungai Buluh

Mercedes Lonpac Motor Insurance Rawang

Mercedes Lonpac Motor Insurance Jalan Ipoh

Mercedes Lonpac Motor Insurance Selayang

Mercedes Lonpac Motor Insurance Gombak

Mercedes Lonpac Motor Insurance Wangsa Maju

Mercedes Lonpac Motor Insurance Setapak

Mercedes Lonpac Motor Insurance Kajang

Mercedes Lonpac Motor Insurance Sungai Long

Mercedes Lonpac Motor Insurance Mahkota Cheras

Mercedes Lonpac Motor Insurance Seri Kembangan

Mercedes Lonpac Motor Insurance Kajang

Mercedes Lonpac Motor Insurance KL

Mercedes Kurnia Motor Insurance Kuala Lumpur Malaysia

Mercedes Kurnia Motor Insurance Kuala Lumpur

Mercedes Kurnia Motor Insurance Selangor

Mercedes Kurnia Motor Insurance Cheras

Mercedes Kurnia Motor Insurance Ampang

Mercedes Kurnia Motor Insurance Kampung Pandan

Mercedes Kurnia Motor Insurance Pandan Jaya

Mercedes Kurnia Motor Insurance Pandan Perdana

Mercedes Kurnia Motor Insurance Pandan Indah

Mercedes Kurnia Motor Insurance Taman Cheras

Mercedes Kurnia Motor Insurance Taman Pertama Cheras

Mercedes Kurnia Motor Insurance Taman Segar Cheras

Mercedes Kurnia Motor Insurance Taman Midah

Mercedes Kurnia Motor Insurance Bandar Tun Razak

Mercedes Kurnia Motor Insurance Taman Billion

Mercedes Kurnia Motor Insurance Taman Mewah

Mercedes Kurnia Motor Insurance Balakong

Mercedes Kurnia Motor Insurance Bangsar

Mercedes Kurnia Motor Insurance Pantai Dalam

Mercedes Kurnia Motor Insurance Jalan Kelang Lama

Mercedes Kurnia Motor Insurance Kuchai Lama

Mercedes Kurnia Motor Insurance Sungai Besi

Mercedes Kurnia Motor Insurance Puchong

Mercedes Kurnia Motor Insurance Shah Alam

Mercedes Kurnia Motor Insurance PJ

Mercedes Kurnia Motor Insurance Petaling Jaya

Mercedes Kurnia Motor Insurance Seri Petaling

Mercedes Kurnia Motor Insurance Desa Petaling

Mercedes Kurnia Motor Insurance Subang

Mercedes Kurnia Motor Insurance USJ

Mercedes Kurnia Motor Insurance Damansara

Mercedes Kurnia Motor Insurance Kota Damansara

Mercedes Kurnia Motor Insurance Kepong

Mercedes Kurnia Motor Insurance Sungai Buluh

Mercedes Kurnia Motor Insurance Rawang

Mercedes Kurnia Motor Insurance Jalan Ipoh

Mercedes Kurnia Motor Insurance Selayang

Mercedes Kurnia Motor Insurance Gombak

Mercedes Kurnia Motor Insurance Wangsa Maju

Mercedes Kurnia Motor Insurance Setapak

Mercedes Kurnia Motor Insurance Kajang

Mercedes Kurnia Motor Insurance Sungai Long

Mercedes Kurnia Motor Insurance Mahkota Cheras

Mercedes Kurnia Motor Insurance Seri Kembangan

Mercedes Kurnia Motor Insurance Kajang

Mercedes Kurnia Motor Insurance KL

Mercedes Tokio Marine Malaysia Motor Insurance Kuala Lumpur Malaysia

Mercedes Tokio Marine Malaysia Motor Insurance Kuala Lumpur

Mercedes Tokio Marine Malaysia Motor Insurance Selangor

Mercedes Tokio Marine Malaysia Motor Insurance Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Ampang

Mercedes Tokio Marine Malaysia Motor Insurance Kampung Pandan

Mercedes Tokio Marine Malaysia Motor Insurance Pandan Jaya

Mercedes Tokio Marine Malaysia Motor Insurance Pandan Perdana

Mercedes Tokio Marine Malaysia Motor Insurance Pandan Indah

Mercedes Tokio Marine Malaysia Motor Insurance Taman Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Taman Pertama Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Taman Segar Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Taman Midah

Mercedes Tokio Marine Malaysia Motor Insurance Bandar Tun Razak

Mercedes Tokio Marine Malaysia Motor Insurance Taman Billion

Mercedes Tokio Marine Malaysia Motor Insurance Taman Mewah

Mercedes Tokio Marine Malaysia Motor Insurance Balakong

Mercedes Tokio Marine Malaysia Motor Insurance Bangsar

Mercedes Tokio Marine Malaysia Motor Insurance Pantai Dalam

Mercedes Tokio Marine Malaysia Motor Insurance Jalan Kelang Lama

Mercedes Tokio Marine Malaysia Motor Insurance Kuchai Lama

Mercedes Tokio Marine Malaysia Motor Insurance Sungai Besi

Mercedes Tokio Marine Malaysia Motor Insurance Puchong

Mercedes Tokio Marine Malaysia Motor Insurance Shah Alam

Mercedes Tokio Marine Malaysia Motor Insurance PJ

Mercedes Tokio Marine Malaysia Motor Insurance Petaling Jaya

Mercedes Tokio Marine Malaysia Motor Insurance Seri Petaling

Mercedes Tokio Marine Malaysia Motor Insurance Desa Petaling

Mercedes Tokio Marine Malaysia Motor Insurance Subang

Mercedes Tokio Marine Malaysia Motor Insurance USJ

Mercedes Tokio Marine Malaysia Motor Insurance Damansara

Mercedes Tokio Marine Malaysia Motor Insurance Kota Damansara

Mercedes Tokio Marine Malaysia Motor Insurance Kepong

Mercedes Tokio Marine Malaysia Motor Insurance Sungai Buluh

Mercedes Tokio Marine Malaysia Motor Insurance Rawang

Mercedes Tokio Marine Malaysia Motor Insurance Jalan Ipoh

Mercedes Tokio Marine Malaysia Motor Insurance Selayang

Mercedes Tokio Marine Malaysia Motor Insurance Gombak

Mercedes Tokio Marine Malaysia Motor Insurance Wangsa Maju

Mercedes Tokio Marine Malaysia Motor Insurance Setapak

Mercedes Tokio Marine Malaysia Motor Insurance Kajang

Mercedes Tokio Marine Malaysia Motor Insurance Sungai Long

Mercedes Tokio Marine Malaysia Motor Insurance Mahkota Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Seri Kembangan

Mercedes Tokio Marine Malaysia Motor Insurance Kajang

Mercedes Tokio Marine Malaysia Motor Insurance KL

Mercedes Pacific Motor Insurance Kuala Lumpur Malaysia

Mercedes Pacific Motor Insurance Kuala Lumpur

Mercedes Pacific Motor Insurance Selangor

Mercedes Pacific Motor Insurance Cheras

Mercedes Pacific Motor Insurance Ampang

Mercedes Pacific Motor Insurance Kampung Pandan

Mercedes Pacific Motor Insurance Pandan Jaya

Mercedes Pacific Motor Insurance Pandan Perdana

Mercedes Pacific Motor Insurance Pandan Indah

Mercedes Pacific Motor Insurance Taman Cheras

Mercedes Pacific Motor Insurance Taman Pertama Cheras

Mercedes Pacific Motor Insurance Taman Segar Cheras

Mercedes Pacific Motor Insurance Taman Midah

Mercedes Pacific Motor Insurance Bandar Tun Razak

Mercedes Pacific Motor Insurance Taman Billion

Mercedes Pacific Motor Insurance Taman Mewah

Mercedes Pacific Motor Insurance Balakong

Mercedes Pacific Motor Insurance Bangsar

Mercedes Pacific Motor Insurance Pantai Dalam

Mercedes Pacific Motor Insurance Jalan Kelang Lama

Mercedes Pacific Motor Insurance Kuchai Lama

Mercedes Pacific Motor Insurance Sungai Besi

Mercedes Pacific Motor Insurance Puchong

Mercedes Pacific Motor Insurance Shah Alam

Mercedes Pacific Motor Insurance PJ

Mercedes Pacific Motor Insurance Petaling Jaya

Mercedes Pacific Motor Insurance Seri Petaling

Mercedes Pacific Motor Insurance Desa Petaling

Mercedes Pacific Motor Insurance Subang

Mercedes Pacific Motor Insurance USJ

Mercedes Pacific Motor Insurance Damansara

Mercedes Pacific Motor Insurance Kota Damansara

Mercedes Pacific Motor Insurance Kepong

Mercedes Pacific Motor Insurance Sungai Buluh

Mercedes Pacific Motor Insurance Rawang

Mercedes Pacific Motor Insurance Jalan Ipoh

Mercedes Pacific Motor Insurance Selayang

Mercedes Pacific Motor Insurance Gombak

Mercedes Pacific Motor Insurance Wangsa Maju

Mercedes Pacific Motor Insurance Setapak

Mercedes Pacific Motor Insurance Kajang

Mercedes Pacific Motor Insurance Sungai Long

Mercedes Pacific Motor Insurance Mahkota Cheras

Mercedes Pacific Motor Insurance Seri Kembangan

Mercedes Pacific Motor Insurance Kajang

Mercedes Pacific Motor Insurance KL

Motor Insurance FB A4

What Your Car Insurance Will Not Normally Cover ?

If you have read the terms and conditions for all three policies carefully, provided that you actually understood everything, you will realise that some incidents are not covered, even though they occur fairly frequently, for example – you would expect your car insurance to cover your death in the event of a serious accident…but does it really?

To be clear, that’s what a motor personal accident insurance is for, something you should also sign-up for when taking up a car insurance plan.

1. Your own death or bodily injury because of a motor accident

You would expect that your own death or at least physical injury to be coverage for a modest amount of money; well, stranger things have happened. Your personal accident insurance or medical insurance might have you covered, but not a car insurance plan. Nope, not even the comprehensive cover – that means no hospitalisation allowance or coverage for funeral expenses.

2. Your liability against claims from your passengers

A passenger who gets hurt because of a car accident will usually have an easier case compared to the person behind the wheel – if the accident involves two vehicles, one of the drivers will most likely be found negligent and liable for the physical injury to the passenger.

However, you will be able to pay additional premium on your motor insurance to include Passenger Liability Extension Cover, in the event that your passengers choose to sue you.

3. Stolen non-factory fitted vehicle accessories such as car stereos, leather seats, sports rims etc.

Pimping out your brand new Honda City with custom spinning rims, genuine leather seats, and an expensive (but totally unnecessary) sound system might earn you brownie points with your friends and colleagues, but you may also be drawing a lot of unwanted attention from less agreeable people i.e. car thieves. Make sure in addition to your lavish upgrades, you install additional car security features, such as a powerful GPS tracking system!

4. Consequential loss, depreciation, wear and tear, mechanical, technical breakdown failures, or breakages

Like everything else – cars aren’t built to last. As vehicle parts wear out with time (excluding parts made out of glass e.g. windshield), the value of your car depreciates along with them – and honestly, a car’s value drops the moment it leaves the showroom.

You’ll probably lose up to 40% of its initial value 5 years down the road – literally! If you’re planning to insure a car that is pushing 15 years of age, good luck finding an insurer that’ll take you on.

5. Vehicle damage due to acts of nature e.g. flood, landslide, typhoon

These unfortunate events, along with earthquakes and hurricanes are commonly referred to as natural disasters or acts of God, and are not covered in standard car insurance policies. On the other hand, you may pay higher premiums to extend your policy to cover flood, landslide, landslip including adequate cover for your passengers.

As you’ve read, insurance companies will allow you to add-on optional benefits to your car insurance policy to be insured for all five exclusions that we’ve mentioned above, including coverage for windscreen repairs and replacement – but of course, you will have to pay a higher premium. So you’d now probably want to know what goes into calculating your premiums?

Your Motor Premium Calculation

Motor insurance premium is calculated according to the Motor tariff set out by Persatuan Insurans Am Malaysia ( PIAM). All insurance companies are required to use the same pricing schedule.

This prices are determined by a few factors such as coverage type, use of vehicle, car engine size i.e. cubic capacity, age of vehicle, maximum sum insured, extended coverage and number of registered drivers.

However, this is all set to change in 2016, when the current tiered system will be replaced with a new risk based price structure, an effort by Bank Negara Malaysia to deregulate the car insurance industry.

Avoid Under-Insurance

Lastly, it is very important that you insure your vehicle appropriately according to its current value, whether its at the purchase price for a new car, or the current market value for one that is used.

This is to avoid under-insurance that will result in only partial compensations on claims, or worse still over-insurance, where you simply waste money to insure a car above its market value, when the maximum you can claim is at the market value – so why would you want to do that?

ACPG Motor Insurance Claim 01

Drive your life better with exclusive ACPG car insurance tips and deals!

ACPG MANAGEMENT SDN BHD

Your Trusted, Experience and Largest

Malaysia Risk Management Insurance Solution Services Provider since year 1989.

We (ACPG), provided all classes of insurance services more than 27 years in Malaysia (since year 1989).

We (ACPG) One of The Largest General Insurance (Individual & Commercial) Service Provider in Malaysia.

Any enquiry, email to enquiry@acpgconsultant.com or Call our Careline : +603-9286 3323.