Construction Insurance Malaysia, Contractor All Risk Insurance Malaysia, Erection All Risk Insurance Malaysia, Engineer Insurance Malaysia,

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Construction Insurance Malaysia, Contractor All Risk Insurance Malaysia, Erection All Risk Insurance Malaysia, Engineer Insurance Malaysia,

Arranged By

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

Construction Project Risk Management

A structural collapse, collision, fire or explosion can cause significant damage for a Construction project.

Equally, a severe natural hazard event or unplanned ground settlement can cause significant damage to the project.

All of these material damages can also mean major interruptions and potential delays to start-up as completion dates are pushed out.

Construction projects are always changing through their lifecycle which means the project risk profiles are also continually changing.

This is often a key reason why gaps in risk management occur, even with established risk management approaches.

Our ACPG principal insurer Risk Engineers are trained to spot areas where losses may occur or where there is a potential exposure.

They will make recommendations so you can address these areas before they become a problem.

ACPG principal insurer Risk Engineers work with our customers and underwriters to identify risk improvement advice that cost effectively mitigates the risk to the business.

We look for bespoke solutions, tailored to the needs and culture of the customer’s specific circumstances.

Our ACPG principal insurers risk assessment approach for Construction uses a globally standardised set of risk factors to identify and assess levels of exposures and controls.

These risk factors are applied appropriately for the specific type and methods of construction.

ACPG principal insurers Risk Engineering and Underwriting have expertise in the following industries and sectors:

Public infrastructure – roads, bridges, tunnels, rail, dams, desalination plants, water and wastewater

Ports – coal and ore loading terminals, container terminals

Energy and mining – oil, gas, petroleum, coal, iron ore, precious metals

Power generation – coal-fired, gas-fired, hydroelectric, solar, wind, nuclear

Manufacturing and processing plants

Buildings – large commercial buildings.

Value-added solutions:

Risk Assessments

Our ACPG insurer approach for Construction site risk assessments uses a globally standardised set of risk factors to identify and assess levels of exposures and controls.

These risk factors are applied according to the specific type and methods of construction.

ACPG Construction Project insurance options

CAR – Construction All Risks

Covers material damage loss arising from contract works on site, transit to or from the contract site (other than by sea or air), contract works stored away from the contract site. It typically covers parties such as the principal contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.

EAR – Erection All Risks

Covers loss arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery.

DSU – Delay in Start Up

Covers delay in start-up costs associated with a CAR or EAR loss.

ALOP – Advance Loss of Profit

Covers advance loss of profit costs associated with a CAR or EAR loss.

ACL – Advance Consequential Loss

Covers advance consequential loss costs associated with a CAR or EAR loss.

Annual Construction Policies

Covers smaller construction project works up to a certain value as an annual policy.

Construction Third Party (Public) Liability

Covers third party personal injury or property damage as a result of negligence associated with works being undertaken. This can be covered in conjunction or combined with CAR and EAR policies.

Project Cargo

Covers risks of loss or damage to goods and merchandise while in transit by any method of transport – sea, rail, road or air – and while in storage anywhere in the world en route between the points of origin and final destination for construction projects. This can be covered in conjunction or combined with CAR and EAR policies depending on the extent of the shipment and the cover required.

Construction Insurance FB A4

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd

Malaysia Experience Commercial Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

Marine Shipping Insurance Malaysia, Logistic Insurance Malaysia, Marine Cargo Insurance Malaysia, Inland Transit Insurance Malaysia, Goods In Transit Insurance Malaysia

Marine and Cargo Insurance FB Wall

Marine Shipping Insurance Malaysia, Logistic Insurance Malaysia, Marine Cargo Insurance Malaysia, Inland Transit Insurance Malaysia, Goods In Transit Insurance Malaysia

Arranged By

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

Cargo insurance

What is Marine cargo insurance?

Marine cargo insurance covers the risks of loss or damage to goods and merchandise while in transit by any method of transport – sea, rail, road or air – and while in storage anywhere in the world between the points of origin and final destination. We have a number of marine cargo products to suit the needs of Small to Medium Enterprises. Find our individual solutions below. Or find information marine cargo for large and multinational business.

Why do we need marine insurance?

Most marine cargo shipments arrive at their destinations without an issue, and it’s easy to think that insurance is a discretionary cost in the logistical process. However, time and time again we hear in the news that the unexpected does indeed happen. If a vessel is lost at sea and your cargo can’t be salvaged, insurance cover will help protect you from financial and commercial loss.

Marine insurance is complex and needs to navigate legal principles from a number of legislative areas – domestic and international law to begin with, but also maritime law. Marine insurance experts stay abreast of these areas and know the intricacies of marine commerce and its many clauses, helping clients to risk manage their shipments and to have peace of mind in their daily operations.

A marine cargo policy is usually an annual policy tailored to suit the shipper’s needs. They range from basic protection against loss of goods through to more comprehensive policies which protect against loss of sales and provide for goods to be shipped as replacements. Marine insurance can also be taken out on a shipment-by-shipment basis.

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Who needs marine insurance?

No matter what business you are in, chances are you will be shipping or receiving goods as part of your value chain. Marine insurance covers the process of moving cargo by sea, road, rail and air, as well as any storage the goods may require in between. As such, it is of vital interest for a broad range of businesses.

Manufacturers – importing raw materials and distributing finished goods

Wholesalers – importing stock and distributing sales

Primary producers – exporting products like beef, lamb, fish and cotton etc.

Miners – exporting coal, iron ore or bauxite

Retailers – importing stock and moving sales, purchases and stock transfers

Repairers – importing spare parts and sending customers’ goods.

Single Transit Insurance (within Malaysia)

Single Transit Insurance (within Malaysia) is for ‘one off’ consignments of goods (other than home removals) or livestock within Malaysia.

Our Single Transit (within Malaysia) has a broad, market-leading and competitive cover.

Goods or livestock can be insured for loss or damage during any transit within Malaysia.

Goods in Transit Insurance

Goods in transit insurance is an annual cover where premium is based on the value of goods in transit, at the insured’s risk, during the policy period. It is the simplest and most convenient way to cover the insured’s inland transit risks.

Either all risks of loss or damage or defined events for goods or death by natural and accidental causes or accidental causes only for livestock can be covered.

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Goods in Transit Insurance (own vehicles)

Goods in Transit Insurance (own vehicles) is a simple and inexpensive annual cover for major transit risks and theft of goods carried in any vehicle owned and/or operated by the insured and is not restricted to nominated vehicles.

It is particularly suited to small businesses and farmers with one or more vehicles used to collect or deliver goods or livestock.

Annual premium is calculated on the number of vehicles operated, type of goods/livestock carried and the nominated sum insured.

Goods in Transit (Carriers) Insurance

Goods in Transit (Carriers) Insurance provides the carrier with the ability to have commercial settlements made to their customers for loss or damage to their goods or livestock from an insured event at the carrier’s request, irrespective of their liability. If the carrier chooses not to accept the customer’s claim, the policy remains in force, with agreed legal costs covered, should the carrier elect at a later time to accept the claim.

This cover is available to all carriers – there is no requirement for the carrier to issue consignment notes or operate under other contracts of carriage.

This policy offers two levels of cover:

Comprehensive – against loss or damage to goods from accident or deliberate act of a third party or death of livestock from accident, natural causes or humane slaughter

Defined events – against loss or damage to goods or death of livestock from major transit perils including fire, flood, collision, overturning, impact.

Defined events cover can be optionally extended to cover:

Theft, pilferage, non-delivery

Accidental loss or damage during loading or unloading deterioration of refrigerated goods from breakdown or mismanagement of refrigerating machinery.

Specified Items in Transit Insurance

Specified Items in Transit Insurance is a simple and inexpensive annual cover for major transit risks and theft of specified goods regularly transported on any registered road vehicle or trailer.

This product is particularly suitable for tools of trade, mechanical and/or electronic equipment, musical instruments, computers or other equipment, eg racing cars or boats, suitable for tradesmen, professional people, small businesses, sporting groups, schools and associations. Premium is based on the type of specified items carried and the nominated sum insured.

ACPG BZP39

Annual Marine Cargo Insurance

Annual marine cargo premium is based on the value of all shipments that the insured is responsible to insure. It is the simplest and most convenient way to cover the insured’s import and export risks.

Our Annual Marine Cargo policy has a broad, market-leading and competitive cover incorporating internationally recognised Institute Clauses with our own special conditions and additional clauses.

Cargo is insured for loss or damage during import, export and within Malaysia transit.

Stock and equipment at exhibitions or while on display can also be covered under the policy.

Single Marine Cargo Insurance

Single marine cargo insurance is for ‘one-off’ insurance cover for import or export shipments, except home removals.

Our Single Marine Cargo has a broad, market-leading and competitive cover incorporating internationally recognised Institute Clauses with our own special conditions and additional clauses.

Cargo is insured for loss or damage during import, export including within the Malaysia leg of the journey.

Carriers Cargo Liability Insurance

Carriers Cargo Liability Insurance protects a carrier who operates using approved consignment notes or other contracts of carriage against their liability, in terms of these contracts, for loss or damage to their customers’ goods or livestock.

This cover is a relatively inexpensive way for the carrier who manages their risk contractually to protect them. Agreed legal costs incurred to defend claims against the carrier are covered.

Carriers Cargo Liability policy also extends to cover delay, loss of market or consequential loss caused solely by loss or damage to the insured goods or livestock. This cover is only limited to the difference between the amount paid for damage to the goods and the limit sum insured, not a small sub-limit.

Home Removals Insurance

Are you planning a move? If you are using professional removalists to help you get into your new home faster, you can cover your household goods with comprehensive door-to-door insurance.

Moving house is considered by many to be one of life’s most stressful situations. The pressure is heightened when the move is to a different country.

We can help you take some of the stress away by providing one of the most comprehensive home removals insurance solutions.

Our home removals insurance has been designed to cater for every level of cover and budget. You can cover your household goods and personal effects while in transit and also while in storage – providing seamless protection for precious goods and personal effects.

This policy is suitable for:

Families or individuals moving within Malaysia.

Families or individuals moving from anywhere in Malaysia to selected destinations overseas.

Marine Cargo Insurance FB A4

Malaysia Experience General Insurance Risk Management Solution Provider since year 1989.

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri,

55100 Kuala Lumpur, Malaysia.

www.acpgconsultant.com

+603-92863323

Food Poisoning Liability Insurance Arranged By ACPG Management Sdn Bhd

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Food Poisoning Liability Insurance Arranged By ACPG Management Sdn Bhd

Cafe & Restaurant Insurance

Exclusive Arranged by

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

enquiry@acpgconsultant.com

Cafe & Restaurant Insurance

1)Food & Drink Poisoning

– We insure you against legal liability in connection with your business up to RM750,000 including legal liability for third party injury.

2)Food Spoilage

– We pay a lump sum for food spoilage due to flood as per schedule 

of benefits.

3)Fidelity Guarantee

– We insure you against the loss of money or other property due to 

fraud or dishonesty commiteed by your employees.

4)Pest Control Coverage

– We pay a lump sum for pest control allowance in the event of flood as per schedule of benefits.

5)Event Cancellation

– We pay a lump sum for event cancellation due to flood or burglary as per schedule of benefits.

6)Employers’ Liability

– Safeguard against liabilities in the event of negligence to your employee which occurred during the period of employment.

7)Special All Risk

– Insures your physical assets, including office equipment, furniture, fixtures and fittings against loss or damage caused by fire, perils and accidental causes as covered in the policy term.

8)Fire Consequential Loss

– Indemnifies you against loss of gross profit/gross revenue / wages or the increased cost of working you may incur if your business is interrupted.

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd

Malaysia Experience General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

www.walkinonline.com/store/ACPG.php

ACPG Management Sdn Bhd

Head Office

1583-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri,

55100 Kuala Lumpur, Malaysia.

Cafe and Restaurant Insurance FB A4

 

 

Strata Title Insurance Kuala Lumpur Malaysia

Malaysia Strata Title Building Insurance, Malaysia Strata Title Fire Insurance, Malaysia Strata Title JMB Liability Insurance

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) jmbimcare@jmbinsurance.com.my
(W) http://www.jmbinsurance.com.my
(FB) http://www.facebook.com/jmbinsurance

Exclusively Designed for JMB’s or MC only
(Joint Management Body or Management Corporation),
Strata Title Property Insurance and Property Management Liability Insurance

Arranged by
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title Insurance and JMB Liability Insurance Risk Management Advisory Organization

Strata Title Property Insurance and Property Management Liability Insurance

The Building and Common Property (Maintenance and Management) Act 2007(” The Act”) coming into force on 12 April 2007 in the Peninsular Malaysia.

The powers and duties of the JMB are enumerated by Section 8 of the Act which stated
8. (1)(c) to insure and keep insured the building to the replacement value of the building against fire and such other risks as may be determined by the Body;
8. (1)(d) to apply insurance moneys received by the Body in respect of damage to the building for the rebuilding and reinstatement of that building;
8. (3) The Body shall be deemed—
(a) for the purposes of effecting any insurance under paragraph (1)(c), to have an insurable interest in the building equal to its replacement value or any value as determined by the Body; and
(b) for the purposes of effecting any insurance under paragraph (1)(d), to have an insurable interest in the subject matter of the insurance.
Interpretation:

The Joint Management Body must insured the following insurance:

1. Fire & All perils Insurance (Min perils Subsidence & Landslip, RSMD & BOW)

Building – For all the units that is individually own including all the common property.
In this case when the purchaser have a Loan with the Bank, the purchaser need not buy an additional insurance and can use the individual “Certificate of Insurance” issued from the Master policy.
It should include the following clauses:-
Reinstatement Value (valuation report by an accredited quantity surveyor at least once in 5 years)
Removal of Debris
Architect & surveyor Fee
Rent Clause

2. Public Liability Insurance
Legal liability to pay compensation for accidental bodily injury or accidental damage to the property to the Visitors for using the common property of the Building.

Under Section 4 Establishment of a Joint Management Body
(2) The Body established by subsection (1) shall be a body corporate having perpetual succession and a common seal.
(3) The Body may sue and be sued in its name.
(4) The Body shall comprise the developer and the purchasers.

Interpretation:

As the JMB is a body corporate the volunteered committee members can now be sued by the purchasers for Breach of Duty. An E&O or a PL policy to protected the personal liability of the individual committee.

3. Error & Ommission or Professional Liability Insurance

The Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Breach of Duty of the Insured.
N/B The policy should be placed immediately after the formation of the JMB.

Strata Title Risks Solution:

Products Offered:
Fire Insurance
Fire Consequential Loss Insurance
All Risk Insurance
Crime Insurance ( Burglary & Money Insurance)
Plate Glass Insurance
Machinery Breakdown Insurance
Public Liability Insurance
Property Terrorism
Error & Omission or Professional Indemnity for Joint Management Body (JMB) or Management Corporation (MC).

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) jmbimcare@jmbinsurance.com.my
(W) http://www.jmbinsurance.com.my
(FB) http://www.facebook.com/jmbinsurance

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Sundry Shop & Mini Market Insurance Kuala Lumpur Malaysia

Sundry Shop Retail Outlet Insurance FB A4
Shop and Outlet Insurance Package
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com

Sundry Shop & Mini Market Insurance
1)Money Insurance (Money Premises and Money In Transit Coverage)
– Reimburses any loss of money either in transit or kept in the insured premises.

2)Burglary Insurance (Theft, Hold up and Arm Robbery Coverage)
– Indemnifies you against loss of property caused by burglary and theft to your insured property (including attempted theft). It also provides you indemnity for damage to your premises, if you are responsible for making good such damage.

3)Public Liability Insurance (Legal Liability on Third Party)
– Insures you against legal liability for third party bodily injury or property damage arising from your business.

4)Employers’ Liability Insurance
– Safeguard against liabilities in the event of negligence to your
employee which occurred during the period of employment.

5)Fidelity Guarantee Insurance
– Provides cover against the loss of money or other property due to
fraud or dishonesty committed by employee.

6)Mobile Plant & Machinery Insurance
– Insures any mechanically propelled vehicle / equipment which is not licensed for use on a road and which is not used on a road (vehicles used on roads should be covered by a motor insurance.)

7) Workmen’s Compensation Insurance (Workers Accident Coverage and Liability Coverage)
– Covers employers for the payment of compensation to workmen
for injury suffered in the course of their employment in accordance with Workmen’s Compensation (Amendment) Act 1996 and the related Acts.

Exclusive Arranged by
ACPG Management Sdn Bhd

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management

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Factory / Manufacturing Insurance Kuala Lumpur Malaysia

Factory / Manufacturing Insurance Kuala Lumpur MalaysiaFactory Insurance FB A4
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com

Factory / Manufacturing Insurance Coverage

– Foreign Workers Insurance
(FWCS / SKHPPA / FWIG)
– Machinery & Equipment All Risks Insurance
– Special All Risk Insurance
– Machinery Breakdown Insurance
– Machinery Breakdown Loss of Profit
– Workmen’s Compensation Insurance
– Group Hospital & Surgical Insurance
– Fire & Lightning Insurance
– Fire Consequential Loss / Fire Profit Loss Insurance
– Water Damage / Flood Insurance
– Goods In Transit Insurance
– Marine Cargo Insurance
– Employer’s Liability Insurance
– Public Liability Insurance
– Product Liability Insurance
– Keyman / Senior Officer Protection

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

Fashion Boutique, Bridal House & Retail Outlets Insurance Kuala Lumpur Malaysia

Fashion Boutique, Bridal House & Retail Outlets Insurance Kuala Lumpur MalaysiaRetail Outlet Insurance FB A4
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

Fashion Boutique, Bridal House & Retail Outlets Insurance Package

1. Fire / Fire Profit Loss
– Fire, lightning, thunderbolt, subterranean fire. Impact damage by road vehicles
or animals. Bursting or overflowing of domestic water tanks, apparatus or pipes.
Hurricane, cyclone, typhoon, windstorm & flood.

2. Money
– Reimburses any loss of money either in transit or kept in the insured premises.

3. Burgalry
– Indemnifies you against loss of property caused by burglary and theft to your
insured property (including attempted theft). It also provides you indemnity for
damage to your premises, if you are responsible for making good such damage.

4. Public Liability
– Insures you against legal liability for third party bodily injury or property
damage arising from your business.

5. Employers’ Liability
– Safeguard against liabilities in the event of negligence to your employee which
occurred during the period of employment.

6. Fidelity Guarantee
– Provides cover against the loss of money or other property due to fraud or
dishonesty committed by employee.

7. Mobile Plant & Machinery
– Insures any mechanically propelled vehicle / equipment which is not licensed for
use on a road and which is not used on a road (vehicles used on roads should be
covered by a motor insurance.)

8. Workmen’s Compensation
– Covers employers for the payment of compensation to workmen for injury
suffered in the course of their employment in accordance with Workmen’s
Compensation (Amendment) Act 1996 and the related Acts.

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Property Insurance, Malaysia Medical Insurance

Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

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