Mercedes Motor Insurance Kuala Lumpur Directory

acpg100Fb_panel-merc

Mercedes Motor Insurance Kuala Lumpur Directory

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

web1280Vid1-panel-merc

MERCEDES AIG Malaysia Motor Insurance Kuala Lumpur Malaysia

MERCEDES AIG Malaysia Motor Insurance Kuala Lumpur

MERCEDES AIG Malaysia Motor Insurance Selangor

MERCEDES AIG Malaysia Motor Insurance Cheras

MERCEDES AIG Malaysia Motor Insurance Ampang

MERCEDES AIG Malaysia Motor Insurance Kampung Pandan

MERCEDES AIG Malaysia Motor Insurance Pandan Jaya

MERCEDES AIG Malaysia Motor Insurance Pandan Perdana

MERCEDES AIG Malaysia Motor Insurance Pandan Indah

MERCEDES AIG Malaysia Motor Insurance Taman Cheras

MERCEDES AIG Malaysia Motor Insurance Taman Pertama Cheras

MERCEDES AIG Malaysia Motor Insurance Taman Segar Cheras

MERCEDES AIG Malaysia Motor Insurance Taman Midah

MERCEDES AIG Malaysia Motor Insurance Bandar Tun Razak

MERCEDES AIG Malaysia Motor Insurance Taman Billion

MERCEDES AIG Malaysia Motor Insurance Taman Mewah

MERCEDES AIG Malaysia Motor Insurance Balakong

MERCEDES AIG Malaysia Motor Insurance Bangsar

MERCEDES AIG Malaysia Motor Insurance Pantai Dalam

MERCEDES AIG Malaysia Motor Insurance Jalan Kelang Lama

MERCEDES AIG Malaysia Motor Insurance Kuchai Lama

MERCEDES AIG Malaysia Motor Insurance Sungai Besi

MERCEDES AIG Malaysia Motor Insurance Puchong

MERCEDES AIG Malaysia Motor Insurance Shah Alam

MERCEDES AIG Malaysia Motor Insurance PJ

MERCEDES AIG Malaysia Motor Insurance Petaling Jaya

MERCEDES AIG Malaysia Motor Insurance Seri Petaling

MERCEDES AIG Malaysia Motor Insurance Desa Petaling

MERCEDES AIG Malaysia Motor Insurance Subang

MERCEDES AIG Malaysia Motor Insurance USJ

MERCEDES AIG Malaysia Motor Insurance Damansara

MERCEDES AIG Malaysia Motor Insurance Kota Damansara

MERCEDES AIG Malaysia Motor Insurance Kepong

MERCEDES AIG Malaysia Motor Insurance Sungai Buluh

MERCEDES AIG Malaysia Motor Insurance Rawang

MERCEDES AIG Malaysia Motor Insurance Jalan Ipoh

MERCEDES AIG Malaysia Motor Insurance Selayang

MERCEDES AIG Malaysia Motor Insurance Gombak

MERCEDES AIG Malaysia Motor Insurance Wangsa Maju

MERCEDES AIG Malaysia Motor Insurance Setapak

MERCEDES AIG Malaysia Motor Insurance Kajang

MERCEDES AIG Malaysia Motor Insurance Sungai Long

MERCEDES AIG Malaysia Motor Insurance Mahkota Cheras

MERCEDES AIG Malaysia Motor Insurance Seri Kembangan

MERCEDES AIG Malaysia Motor Insurance Kajang

MERCEDES AIG Malaysia Motor Insurance KL

MERCEDES AXA Malaysia Motor Insurance Kuala Lumpur Malaysia

MERCEDES AXA Malaysia Motor Insurance Kuala Lumpur

MERCEDES AXA Malaysia Motor Insurance Selangor

MERCEDES AXA Malaysia Motor Insurance Cheras

MERCEDES AXA Malaysia Motor Insurance Ampang

MERCEDES AXA Malaysia Motor Insurance Kampung Pandan

MERCEDES AXA Malaysia Motor Insurance Pandan Jaya

MERCEDES AXA Malaysia Motor Insurance Pandan Perdana

MERCEDES AXA Malaysia Motor Insurance Pandan Indah

MERCEDES AXA Malaysia Motor Insurance Taman Cheras

MERCEDES AXA Malaysia Motor Insurance Taman Pertama Cheras

MERCEDES AXA Malaysia Motor Insurance Taman Segar Cheras

MERCEDES AXA Malaysia Motor Insurance Taman Midah

MERCEDES AXA Malaysia Motor Insurance Bandar Tun Razak

MERCEDES AXA Malaysia Motor Insurance Taman Billion

MERCEDES AXA Malaysia Motor Insurance Taman Mewah

MERCEDES AXA Malaysia Motor Insurance Balakong

MERCEDES AXA Malaysia Motor Insurance Bangsar

MERCEDES AXA Malaysia Motor Insurance Pantai Dalam

MERCEDES AXA Malaysia Motor Insurance Jalan Kelang Lama

MERCEDES AXA Malaysia Motor Insurance Kuchai Lama

MERCEDES AXA Malaysia Motor Insurance Sungai Besi

MERCEDES AXA Malaysia Motor Insurance Puchong

MERCEDES AXA Malaysia Motor Insurance Shah Alam

MERCEDES AXA Malaysia Motor Insurance PJ

MERCEDES AXA Malaysia Motor Insurance Petaling Jaya

MERCEDES AXA Malaysia Motor Insurance Seri Petaling

MERCEDES AXA Malaysia Motor Insurance Desa Petaling

MERCEDES AXA Malaysia Motor Insurance Subang

MERCEDES AXA Malaysia Motor Insurance USJ

MERCEDES AXA Malaysia Motor Insurance Damansara

MERCEDES AXA Malaysia Motor Insurance Kota Damansara

MERCEDES AXA Malaysia Motor Insurance Kepong

MERCEDES AXA Malaysia Motor Insurance Sungai Buluh

MERCEDES AXA Malaysia Motor Insurance Rawang

MERCEDES AXA Malaysia Motor Insurance Jalan Ipoh

MERCEDES AXA Malaysia Motor Insurance Selayang

MERCEDES AXA Malaysia Motor Insurance Gombak

MERCEDES AXA Malaysia Motor Insurance Wangsa Maju

MERCEDES AXA Malaysia Motor Insurance Setapak

MERCEDES AXA Malaysia Motor Insurance Kajang

MERCEDES AXA Malaysia Motor Insurance Sungai Long

MERCEDES AXA Malaysia Motor Insurance Mahkota Cheras

MERCEDES AXA Malaysia Motor Insurance Seri Kembangan

MERCEDES AXA Malaysia Motor Insurance Kajang

MERCEDES AXA Malaysia Motor Insurance KL

Mercedes Allianz Malaysia Motor Insurance Kuala Lumpur Malaysia

Mercedes Allianz Malaysia Motor Insurance Kuala Lumpur

Mercedes Allianz Malaysia Motor Insurance Selangor

Mercedes Allianz Malaysia Motor Insurance Cheras

Mercedes Allianz Malaysia Motor Insurance Ampang

Mercedes Allianz Malaysia Motor Insurance Kampung Pandan

Mercedes Allianz Malaysia Motor Insurance Pandan Jaya

Mercedes Allianz Malaysia Motor Insurance Pandan Perdana

Mercedes Allianz Malaysia Motor Insurance Pandan Indah

Mercedes Allianz Malaysia Motor Insurance Taman Cheras

Mercedes Allianz Malaysia Motor Insurance Taman Pertama Cheras

Mercedes Allianz Malaysia Motor Insurance Taman Segar Cheras

Mercedes Allianz Malaysia Motor Insurance Taman Midah

Mercedes Allianz Malaysia Motor Insurance Bandar Tun Razak

Mercedes Allianz Malaysia Motor Insurance Taman Billion

Mercedes Allianz Malaysia Motor Insurance Taman Mewah

Mercedes Allianz Malaysia Motor Insurance Balakong

Mercedes Allianz Malaysia Motor Insurance Bangsar

Mercedes Allianz Malaysia Motor Insurance Pantai Dalam

Mercedes Allianz Malaysia Motor Insurance Jalan Kelang Lama

Mercedes Allianz Malaysia Motor Insurance Kuchai Lama

Mercedes Allianz Malaysia Motor Insurance Sungai Besi

Mercedes Allianz Malaysia Motor Insurance Puchong

Mercedes Allianz Malaysia Motor Insurance Shah Alam

Mercedes Allianz Malaysia Motor Insurance PJ

Mercedes Allianz Malaysia Motor Insurance Petaling Jaya

Mercedes Allianz Malaysia Motor Insurance Seri Petaling

Mercedes Allianz Malaysia Motor Insurance Desa Petaling

Mercedes Allianz Malaysia Motor Insurance Subang

Mercedes Allianz Malaysia Motor Insurance USJ

Mercedes Allianz Malaysia Motor Insurance Damansara

Mercedes Allianz Malaysia Motor Insurance Kota Damansara

Mercedes Allianz Malaysia Motor Insurance Kepong

Mercedes Allianz Malaysia Motor Insurance Sungai Buluh

Mercedes Allianz Malaysia Motor Insurance Rawang

Mercedes Allianz Malaysia Motor Insurance Jalan Ipoh

Mercedes Allianz Malaysia Motor Insurance Selayang

Mercedes Allianz Malaysia Motor Insurance Gombak

Mercedes Allianz Malaysia Motor Insurance Wangsa Maju

Mercedes Allianz Malaysia Motor Insurance Setapak

Mercedes Allianz Malaysia Motor Insurance Kajang

Mercedes Allianz Malaysia Motor Insurance Sungai Long

Mercedes Allianz Malaysia Motor Insurance Mahkota Cheras

Mercedes Allianz Malaysia Motor Insurance Seri Kembangan

Mercedes Allianz Malaysia Motor Insurance Kajang

Mercedes Allianz Malaysia Motor Insurance KL

MERCEDES MSIG Malaysia Motor Insurance Kuala Lumpur Malaysia

MERCEDES MSIG Malaysia Motor Insurance Kuala Lumpur

MERCEDES MSIG Malaysia Motor Insurance Selangor

MERCEDES MSIG Malaysia Motor Insurance Cheras

MERCEDES MSIG Malaysia Motor Insurance Ampang

MERCEDES MSIG Malaysia Motor Insurance Kampung Pandan

MERCEDES MSIG Malaysia Motor Insurance Pandan Jaya

MERCEDES MSIG Malaysia Motor Insurance Pandan Perdana

MERCEDES MSIG Malaysia Motor Insurance Pandan Indah

MERCEDES MSIG Malaysia Motor Insurance Taman Cheras

MERCEDES MSIG Malaysia Motor Insurance Taman Pertama Cheras

MERCEDES MSIG Malaysia Motor Insurance Taman Segar Cheras

MERCEDES MSIG Malaysia Motor Insurance Taman Midah

MERCEDES MSIG Malaysia Motor Insurance Bandar Tun Razak

MERCEDES MSIG Malaysia Motor Insurance Taman Billion

MERCEDES MSIG Malaysia Motor Insurance Taman Mewah

MERCEDES MSIG Malaysia Motor Insurance Balakong

MERCEDES MSIG Malaysia Motor Insurance Bangsar

MERCEDES MSIG Malaysia Motor Insurance Pantai Dalam

MERCEDES MSIG Malaysia Motor Insurance Jalan Kelang Lama

MERCEDES MSIG Malaysia Motor Insurance Kuchai Lama

MERCEDES MSIG Malaysia Motor Insurance Sungai Besi

MERCEDES MSIG Malaysia Motor Insurance Puchong

MERCEDES MSIG Malaysia Motor Insurance Shah Alam

MERCEDES MSIG Malaysia Motor Insurance PJ

MERCEDES MSIG Malaysia Motor Insurance Petaling Jaya

MERCEDES MSIG Malaysia Motor Insurance Seri Petaling

MERCEDES MSIG Malaysia Motor Insurance Desa Petaling

MERCEDES MSIG Malaysia Motor Insurance Subang

MERCEDES MSIG Malaysia Motor Insurance USJ

MERCEDES MSIG Malaysia Motor Insurance Damansara

MERCEDES MSIG Malaysia Motor Insurance Kota Damansara

MERCEDES MSIG Malaysia Motor Insurance Kepong

MERCEDES MSIG Malaysia Motor Insurance Sungai Buluh

MERCEDES MSIG Malaysia Motor Insurance Rawang

MERCEDES MSIG Malaysia Motor Insurance Jalan Ipoh

MERCEDES MSIG Malaysia Motor Insurance Selayang

MERCEDES MSIG Malaysia Motor Insurance Gombak

MERCEDES MSIG Malaysia Motor Insurance Wangsa Maju

MERCEDES MSIG Malaysia Motor Insurance Setapak

MERCEDES MSIG Malaysia Motor Insurance Kajang

MERCEDES MSIG Malaysia Motor Insurance Sungai Long

MERCEDES MSIG Malaysia Motor Insurance Mahkota Cheras

MERCEDES MSIG Malaysia Motor Insurance Seri Kembangan

MERCEDES MSIG Malaysia Motor Insurance Kajang

MERCEDES MSIG Malaysia Motor Insurance KL

Mercedes Lonpac Motor Insurance Kuala Lumpur Malaysia

Mercedes Lonpac Motor Insurance Kuala Lumpur

Mercedes Lonpac Motor Insurance Selangor

Mercedes Lonpac Motor Insurance Cheras

Mercedes Lonpac Motor Insurance Ampang

Mercedes Lonpac Motor Insurance Kampung Pandan

Mercedes Lonpac Motor Insurance Pandan Jaya

Mercedes Lonpac Motor Insurance Pandan Perdana

Mercedes Lonpac Motor Insurance Pandan Indah

Mercedes Lonpac Motor Insurance Taman Cheras

Mercedes Lonpac Motor Insurance Taman Pertama Cheras

Mercedes Lonpac Motor Insurance Taman Segar Cheras

Mercedes Lonpac Motor Insurance Taman Midah

Mercedes Lonpac Motor Insurance Bandar Tun Razak

Mercedes Lonpac Motor Insurance Taman Billion

Mercedes Lonpac Motor Insurance Taman Mewah

Mercedes Lonpac Motor Insurance Balakong

Mercedes Lonpac Motor Insurance Bangsar

Mercedes Lonpac Motor Insurance Pantai Dalam

Mercedes Lonpac Motor Insurance Jalan Kelang Lama

Mercedes Lonpac Motor Insurance Kuchai Lama

Mercedes Lonpac Motor Insurance Sungai Besi

Mercedes Lonpac Motor Insurance Puchong

Mercedes Lonpac Motor Insurance Shah Alam

Mercedes Lonpac Motor Insurance PJ

Mercedes Lonpac Motor Insurance Petaling Jaya

Mercedes Lonpac Motor Insurance Seri Petaling

Mercedes Lonpac Motor Insurance Desa Petaling

Mercedes Lonpac Motor Insurance Subang

Mercedes Lonpac Motor Insurance USJ

Mercedes Lonpac Motor Insurance Damansara

Mercedes Lonpac Motor Insurance Kota Damansara

Mercedes Lonpac Motor Insurance Kepong

Mercedes Lonpac Motor Insurance Sungai Buluh

Mercedes Lonpac Motor Insurance Rawang

Mercedes Lonpac Motor Insurance Jalan Ipoh

Mercedes Lonpac Motor Insurance Selayang

Mercedes Lonpac Motor Insurance Gombak

Mercedes Lonpac Motor Insurance Wangsa Maju

Mercedes Lonpac Motor Insurance Setapak

Mercedes Lonpac Motor Insurance Kajang

Mercedes Lonpac Motor Insurance Sungai Long

Mercedes Lonpac Motor Insurance Mahkota Cheras

Mercedes Lonpac Motor Insurance Seri Kembangan

Mercedes Lonpac Motor Insurance Kajang

Mercedes Lonpac Motor Insurance KL

Mercedes Kurnia Motor Insurance Kuala Lumpur Malaysia

Mercedes Kurnia Motor Insurance Kuala Lumpur

Mercedes Kurnia Motor Insurance Selangor

Mercedes Kurnia Motor Insurance Cheras

Mercedes Kurnia Motor Insurance Ampang

Mercedes Kurnia Motor Insurance Kampung Pandan

Mercedes Kurnia Motor Insurance Pandan Jaya

Mercedes Kurnia Motor Insurance Pandan Perdana

Mercedes Kurnia Motor Insurance Pandan Indah

Mercedes Kurnia Motor Insurance Taman Cheras

Mercedes Kurnia Motor Insurance Taman Pertama Cheras

Mercedes Kurnia Motor Insurance Taman Segar Cheras

Mercedes Kurnia Motor Insurance Taman Midah

Mercedes Kurnia Motor Insurance Bandar Tun Razak

Mercedes Kurnia Motor Insurance Taman Billion

Mercedes Kurnia Motor Insurance Taman Mewah

Mercedes Kurnia Motor Insurance Balakong

Mercedes Kurnia Motor Insurance Bangsar

Mercedes Kurnia Motor Insurance Pantai Dalam

Mercedes Kurnia Motor Insurance Jalan Kelang Lama

Mercedes Kurnia Motor Insurance Kuchai Lama

Mercedes Kurnia Motor Insurance Sungai Besi

Mercedes Kurnia Motor Insurance Puchong

Mercedes Kurnia Motor Insurance Shah Alam

Mercedes Kurnia Motor Insurance PJ

Mercedes Kurnia Motor Insurance Petaling Jaya

Mercedes Kurnia Motor Insurance Seri Petaling

Mercedes Kurnia Motor Insurance Desa Petaling

Mercedes Kurnia Motor Insurance Subang

Mercedes Kurnia Motor Insurance USJ

Mercedes Kurnia Motor Insurance Damansara

Mercedes Kurnia Motor Insurance Kota Damansara

Mercedes Kurnia Motor Insurance Kepong

Mercedes Kurnia Motor Insurance Sungai Buluh

Mercedes Kurnia Motor Insurance Rawang

Mercedes Kurnia Motor Insurance Jalan Ipoh

Mercedes Kurnia Motor Insurance Selayang

Mercedes Kurnia Motor Insurance Gombak

Mercedes Kurnia Motor Insurance Wangsa Maju

Mercedes Kurnia Motor Insurance Setapak

Mercedes Kurnia Motor Insurance Kajang

Mercedes Kurnia Motor Insurance Sungai Long

Mercedes Kurnia Motor Insurance Mahkota Cheras

Mercedes Kurnia Motor Insurance Seri Kembangan

Mercedes Kurnia Motor Insurance Kajang

Mercedes Kurnia Motor Insurance KL

Mercedes Tokio Marine Malaysia Motor Insurance Kuala Lumpur Malaysia

Mercedes Tokio Marine Malaysia Motor Insurance Kuala Lumpur

Mercedes Tokio Marine Malaysia Motor Insurance Selangor

Mercedes Tokio Marine Malaysia Motor Insurance Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Ampang

Mercedes Tokio Marine Malaysia Motor Insurance Kampung Pandan

Mercedes Tokio Marine Malaysia Motor Insurance Pandan Jaya

Mercedes Tokio Marine Malaysia Motor Insurance Pandan Perdana

Mercedes Tokio Marine Malaysia Motor Insurance Pandan Indah

Mercedes Tokio Marine Malaysia Motor Insurance Taman Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Taman Pertama Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Taman Segar Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Taman Midah

Mercedes Tokio Marine Malaysia Motor Insurance Bandar Tun Razak

Mercedes Tokio Marine Malaysia Motor Insurance Taman Billion

Mercedes Tokio Marine Malaysia Motor Insurance Taman Mewah

Mercedes Tokio Marine Malaysia Motor Insurance Balakong

Mercedes Tokio Marine Malaysia Motor Insurance Bangsar

Mercedes Tokio Marine Malaysia Motor Insurance Pantai Dalam

Mercedes Tokio Marine Malaysia Motor Insurance Jalan Kelang Lama

Mercedes Tokio Marine Malaysia Motor Insurance Kuchai Lama

Mercedes Tokio Marine Malaysia Motor Insurance Sungai Besi

Mercedes Tokio Marine Malaysia Motor Insurance Puchong

Mercedes Tokio Marine Malaysia Motor Insurance Shah Alam

Mercedes Tokio Marine Malaysia Motor Insurance PJ

Mercedes Tokio Marine Malaysia Motor Insurance Petaling Jaya

Mercedes Tokio Marine Malaysia Motor Insurance Seri Petaling

Mercedes Tokio Marine Malaysia Motor Insurance Desa Petaling

Mercedes Tokio Marine Malaysia Motor Insurance Subang

Mercedes Tokio Marine Malaysia Motor Insurance USJ

Mercedes Tokio Marine Malaysia Motor Insurance Damansara

Mercedes Tokio Marine Malaysia Motor Insurance Kota Damansara

Mercedes Tokio Marine Malaysia Motor Insurance Kepong

Mercedes Tokio Marine Malaysia Motor Insurance Sungai Buluh

Mercedes Tokio Marine Malaysia Motor Insurance Rawang

Mercedes Tokio Marine Malaysia Motor Insurance Jalan Ipoh

Mercedes Tokio Marine Malaysia Motor Insurance Selayang

Mercedes Tokio Marine Malaysia Motor Insurance Gombak

Mercedes Tokio Marine Malaysia Motor Insurance Wangsa Maju

Mercedes Tokio Marine Malaysia Motor Insurance Setapak

Mercedes Tokio Marine Malaysia Motor Insurance Kajang

Mercedes Tokio Marine Malaysia Motor Insurance Sungai Long

Mercedes Tokio Marine Malaysia Motor Insurance Mahkota Cheras

Mercedes Tokio Marine Malaysia Motor Insurance Seri Kembangan

Mercedes Tokio Marine Malaysia Motor Insurance Kajang

Mercedes Tokio Marine Malaysia Motor Insurance KL

Mercedes Pacific Motor Insurance Kuala Lumpur Malaysia

Mercedes Pacific Motor Insurance Kuala Lumpur

Mercedes Pacific Motor Insurance Selangor

Mercedes Pacific Motor Insurance Cheras

Mercedes Pacific Motor Insurance Ampang

Mercedes Pacific Motor Insurance Kampung Pandan

Mercedes Pacific Motor Insurance Pandan Jaya

Mercedes Pacific Motor Insurance Pandan Perdana

Mercedes Pacific Motor Insurance Pandan Indah

Mercedes Pacific Motor Insurance Taman Cheras

Mercedes Pacific Motor Insurance Taman Pertama Cheras

Mercedes Pacific Motor Insurance Taman Segar Cheras

Mercedes Pacific Motor Insurance Taman Midah

Mercedes Pacific Motor Insurance Bandar Tun Razak

Mercedes Pacific Motor Insurance Taman Billion

Mercedes Pacific Motor Insurance Taman Mewah

Mercedes Pacific Motor Insurance Balakong

Mercedes Pacific Motor Insurance Bangsar

Mercedes Pacific Motor Insurance Pantai Dalam

Mercedes Pacific Motor Insurance Jalan Kelang Lama

Mercedes Pacific Motor Insurance Kuchai Lama

Mercedes Pacific Motor Insurance Sungai Besi

Mercedes Pacific Motor Insurance Puchong

Mercedes Pacific Motor Insurance Shah Alam

Mercedes Pacific Motor Insurance PJ

Mercedes Pacific Motor Insurance Petaling Jaya

Mercedes Pacific Motor Insurance Seri Petaling

Mercedes Pacific Motor Insurance Desa Petaling

Mercedes Pacific Motor Insurance Subang

Mercedes Pacific Motor Insurance USJ

Mercedes Pacific Motor Insurance Damansara

Mercedes Pacific Motor Insurance Kota Damansara

Mercedes Pacific Motor Insurance Kepong

Mercedes Pacific Motor Insurance Sungai Buluh

Mercedes Pacific Motor Insurance Rawang

Mercedes Pacific Motor Insurance Jalan Ipoh

Mercedes Pacific Motor Insurance Selayang

Mercedes Pacific Motor Insurance Gombak

Mercedes Pacific Motor Insurance Wangsa Maju

Mercedes Pacific Motor Insurance Setapak

Mercedes Pacific Motor Insurance Kajang

Mercedes Pacific Motor Insurance Sungai Long

Mercedes Pacific Motor Insurance Mahkota Cheras

Mercedes Pacific Motor Insurance Seri Kembangan

Mercedes Pacific Motor Insurance Kajang

Mercedes Pacific Motor Insurance KL

Motor Insurance FB A4

What Your Car Insurance Will Not Normally Cover ?

If you have read the terms and conditions for all three policies carefully, provided that you actually understood everything, you will realise that some incidents are not covered, even though they occur fairly frequently, for example – you would expect your car insurance to cover your death in the event of a serious accident…but does it really?

To be clear, that’s what a motor personal accident insurance is for, something you should also sign-up for when taking up a car insurance plan.

1. Your own death or bodily injury because of a motor accident

You would expect that your own death or at least physical injury to be coverage for a modest amount of money; well, stranger things have happened. Your personal accident insurance or medical insurance might have you covered, but not a car insurance plan. Nope, not even the comprehensive cover – that means no hospitalisation allowance or coverage for funeral expenses.

2. Your liability against claims from your passengers

A passenger who gets hurt because of a car accident will usually have an easier case compared to the person behind the wheel – if the accident involves two vehicles, one of the drivers will most likely be found negligent and liable for the physical injury to the passenger.

However, you will be able to pay additional premium on your motor insurance to include Passenger Liability Extension Cover, in the event that your passengers choose to sue you.

3. Stolen non-factory fitted vehicle accessories such as car stereos, leather seats, sports rims etc.

Pimping out your brand new Honda City with custom spinning rims, genuine leather seats, and an expensive (but totally unnecessary) sound system might earn you brownie points with your friends and colleagues, but you may also be drawing a lot of unwanted attention from less agreeable people i.e. car thieves. Make sure in addition to your lavish upgrades, you install additional car security features, such as a powerful GPS tracking system!

4. Consequential loss, depreciation, wear and tear, mechanical, technical breakdown failures, or breakages

Like everything else – cars aren’t built to last. As vehicle parts wear out with time (excluding parts made out of glass e.g. windshield), the value of your car depreciates along with them – and honestly, a car’s value drops the moment it leaves the showroom.

You’ll probably lose up to 40% of its initial value 5 years down the road – literally! If you’re planning to insure a car that is pushing 15 years of age, good luck finding an insurer that’ll take you on.

5. Vehicle damage due to acts of nature e.g. flood, landslide, typhoon

These unfortunate events, along with earthquakes and hurricanes are commonly referred to as natural disasters or acts of God, and are not covered in standard car insurance policies. On the other hand, you may pay higher premiums to extend your policy to cover flood, landslide, landslip including adequate cover for your passengers.

As you’ve read, insurance companies will allow you to add-on optional benefits to your car insurance policy to be insured for all five exclusions that we’ve mentioned above, including coverage for windscreen repairs and replacement – but of course, you will have to pay a higher premium. So you’d now probably want to know what goes into calculating your premiums?

Your Motor Premium Calculation

Motor insurance premium is calculated according to the Motor tariff set out by Persatuan Insurans Am Malaysia ( PIAM). All insurance companies are required to use the same pricing schedule.

This prices are determined by a few factors such as coverage type, use of vehicle, car engine size i.e. cubic capacity, age of vehicle, maximum sum insured, extended coverage and number of registered drivers.

However, this is all set to change in 2016, when the current tiered system will be replaced with a new risk based price structure, an effort by Bank Negara Malaysia to deregulate the car insurance industry.

Avoid Under-Insurance

Lastly, it is very important that you insure your vehicle appropriately according to its current value, whether its at the purchase price for a new car, or the current market value for one that is used.

This is to avoid under-insurance that will result in only partial compensations on claims, or worse still over-insurance, where you simply waste money to insure a car above its market value, when the maximum you can claim is at the market value – so why would you want to do that?

ACPG Motor Insurance Claim 01

Drive your life better with exclusive ACPG car insurance tips and deals!

ACPG MANAGEMENT SDN BHD

Your Trusted, Experience and Largest

Malaysia Risk Management Insurance Solution Services Provider since year 1989.

We (ACPG), provided all classes of insurance services more than 27 years in Malaysia (since year 1989).

We (ACPG) One of The Largest General Insurance (Individual & Commercial) Service Provider in Malaysia.

Any enquiry, email to enquiry@acpgconsultant.com or Call our Careline : +603-9286 3323.

Malaysia Marine Cargo Insurance, Marine Transit Insurance, Cargo Transit Insurance and Goods In Transit Insurance arranged by ACPG Management Sdn Bhd Kuala Lumpur.

acpg100Fb_goods-transit

Marine Cargo Insurance, Marine Transit Insurance, Cargo Transit Insurance and Goods In Transit Insurance

Arranged By

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

Marine and Cargo Insurance FB Wall

Marine Cargo Insurance

Marine Cargo Insurance refers to the insurance of goods shipped from one place to another, anywhere in the world.

Coverage is usually effected on a “per voyage” basis that is from the time the goods leave the premises of the seller until the time they finally arrive at the buyer’s premises. There is no period specified in the policy.

Coverage can either be effected by the buyer or the seller depending on the contract of sales. There are different types of recognised Sale Contracts, the most common affecting Marine Insurance are:

F.O.B. (Free On Board)

It is the seller’s obligation to place the goods on board vessel at his own expense and obtain the Bill of Lading. He (the Seller) is also responsible for all loss or damage until goods are on board vessel. Thereafter the goods are at buyer’s risks.

C & F (Cost and Freight)

Seller provides goods with all freight and other charge paid to the port of discharge but does not include insurance charges. He (the Seller) is also responsible for the loss or damage to goods until delivery on to the carrying vessel but it is the responsibility of buyer to arrange insurance.

C.I.F. (Cost, Insurance & Freight)

The Seller undertakes to arrange and pay for all costs of delivering the goods and insurance up to final destination because the buyer has paid for these in the sale price. The insurance policy is assigned to the consignee and he can claim under the policy as though he had arranged the insurance himself.

Type of Marine Cargo Insurance Policies

1.Individual Policy

These are policies issued on each and every shipment upon request by the Assured.

2.Open Cover Policy

The Open Policy is a continuous policy that is issued on certain date and remains in force until cancelled. The policy provides automatic protection for all shipments described in the policy.

This arrangement is suitable for merchants who are engaged in regular import/export or internal trade.

Coverage in Marine Cargo Insurance

Shipment by vessel

Sending by air

Inland Transit

Sending by post or courier service

1.Shipment By Vessel

Types of coverage available are :

Institute Cargo Clauses ( C )

Institute Cargo Clauses ( B )

Institute Cargo Clauses ( A )

Institute Cargo Clauses ( C )

It covers loss of or damage to the interest insured attributable to :

fire or explosion

vessel being stranded, grounded, sunk or capsized

overturning or derailment of land conveyance

collision or contact of vessel with external object other than water

discharge of cargo at a port of distress

It also covers loss or damage to interest insured caused by :

General Average Sacrifice

Jettison

Note :

General Average arises where a sacrifice is incurred in connection with a venture with a view to saving or minimizing the loss as a whole. This means that some of the cargo needs to be sacrificed in order to save others. There is liability resting upon the owners of cargo to contribute towards the damages or expenses suffered by those whose cargoes are sacrificed.

Institute Cargo Clauses ( B )

In addition to coverage provided under “C” policy, it also covers loss or damage to goods insured attributable to earthquake, volcanic eruption or lightning and loss of or damage to interest insured by :

entry of sea, lake or river water into vessel

total loss of any package lost overboard or dropped whilst loading on to, or unloading from vessel

Institute Cargo Clauses ( A )

It covers all fortuitous losses of every description but excludes loss, damage or expense proximately caused by delay, inherent vice or nature of the goods.

General Exclusions for all Clauses ( A, B or C )

Willful misconduct of the Assured

Ordinary leakage, loss in weight, wear and tear

Insufficient or unsuitability of packing

Inherent vice or nature of subject-matter insured

Unseaworthiness of vessel (when the Assured is privy to it)

Delay even though caused by a risk insured against

Insolvency or financial default of carrier

Deliberate damage or destruction of the subject-matter insured

Use of nuclear weapon

War and Strikes

Terrorism

Radioactive contamination, chemical, biological, bio-chemical and electromagnetic weapons

Nuclear energy risk

Seepage and pollution

Marine Hull Insurance

Marine Hull Insurance covers loss or damage to hull and machinery. The hull is the structure of the vessel. Machinery is the equipment that generates the power to move the vessel and control the lighting and temperature system such as boiler, engine, cooler and electricity generator.

Scope of Cover

Institute Time Clauses

These are the main clauses and most important in Marine Hull policies. Time Clauses covers for a specific period usually 12 months. As the nature and degree of risks which the Insurer run vary according to the kind of vessel, there exist a number of categories in the Time Clauses. They are : –

Institute Time Clauses (Hull)

Institute Time Clauses (FPA)

Institute Time Clauses (Total Loss Only)

1.Institute Time Clauses (Hull)

Provides the maximum coverage offered by hull insurance.

Perils Covered

1.Perils of the sea

2.Fire & explosion

3.Violent theft

4.Piracy

5.Breakdown of accident to nuclear installations etc.

6.Contact with aircraft

7.Earthquake, volcanic eruptions or lightning

8.Accidents in loading etc.

9.Bursting of boilers

10.Breakage of shaft

11.Latent of defect

12.Negligence of masters etc.

13.Negligence of repairers etc.

14.Negligence of charterers etc.

15.Barratry

Excluded Perils

1.Wilful misconduct of the Assured

2.Loss caused by delays

3.Wear and tear

4.Rats and/or vermin

5.Injury to machine not proximately caused by maritime peril

Paramount Exclusions in the Policy

1.War

2.Strikes

3.Malicious acts

4.Nuclear exclusion

Other Losses & Expenses Covered

1.Pollution Hazard

2.3/4th Collision Liability

3.General Average and Salvage

4.Sue and Labour

5.Constructive Total Loss

2.Institute Time Clauses (FPA)

The coverage of these clauses are similar to that of Hulls Clauses but exclude coverage on machinery damages in all respects. It is advised that all vessels which exceed 15 years of age or older, if the risk accepted, to give this coverage only. Past experience shows that older vessels suffer serious casualties due to machinery damage. If machinery damage is excluded due to limitation of this clause, there is a better chance of making hull underwriting profit.

3.Institute Time Clauses Hulls (Total Loss Only)

As the name suggested, this clause only covers in the event of it becoming a total loss by arrangement, actual, compromised or constructive total loss. The rate for this cover is low and usually this cover is only extended to old vessel (but not more than 20 years) or on accommodation only.

Institute Yacht Clauses

This clause are basically Institute Hull clauses amended for yachts and include all damages to hull, masts, spars, sails and other equipment on board the yacht but does not include damage whilst the yacht is racing.

Caution should be taken with regard to charter yachts and if the risk is accepted, the following warranty must be included into the policy conditions, namely:

‘Warranted that professional skipper & crew is in attendance at all times’

Full details of the Skipper and Crew’s experience must be obtained.

Institute Voyage Clauses

This insurance covers risks during a voyage from one port or place to another or a round voyage. In so far as ordinary vessels are concerned, as most of them are usually insured under a time policy, voyage insurance is effected only in such cases as delivery voyage of a new vessel to buyer from the shipyard or a voyage of a vessel to be repaired at shipyard. The period of coverage is usually less than a year and the scope of coverage is almost identical that of time policy. In which case, there are also the FPA and Total Loss cover.

Builders’ Risk Insurance

This type of insurance covers whilst vessel is under construction. During that period, it is exposed to risks such as fire, tidal wave, capsize or failure in launch. It is also exposed to collision and sinking on a trial trip. The builder’s risk insurance effected by shipyards provides cover against all such risks. The insured value is the contract price or the estimated completed value of the vessel if there is no contract price. The period of insurance should be from the time of inception of the construction to the time of delivery. Hence, the period can well exceed 12 months.

Hull War And Strike Risks Insurance

War and strike risks are usually excluded from the cover of ordinary marine insurance policies in any market throughout the world. This insurance covers exclusions under Article 11 of the Institute Time Clauses. It can only be effected on vessels which are insured against ordinary marine risks. The rate of premium fluctuates frequently reflecting the climate of world politics at the time of inception of the risk.

Terrorism Insurance

Terrorism cover is an excluded risk worldwide. There will be no consideration for acceptance if this coverage is required.

Loss of Time Insurance

This insurance indemnifies a ship owner for loss of anticipated profits or operating costs where the insured vessel is forced to be out of commission in consequence of damage caused by maritime accident. The period of insurance is one year and the insurable value is calculated based on the following: –

estimated operating costs

estimated chartering to be earned

estimated gross income of freight

The loss of time is covered on the basis of the number of days required for the completion of the repairs, counting from the day following the day of the accident. The Insurer’s liability per any one accident is limited to certain number of days up to 180 days throughout the year.

Warehouse Insurance FB A4

Malaysia Insurance Company Listing

AIG Malaysia Insurance Berhad

AXA Affin General Insurance Berhad

Allianz General Insurance Company (Malaysia) Berhad

AmGeneral Insurance Berhad

Berjaya Sompo Insurance Berhad

Chubb Insurance Malaysia Berhad

Danajamin Nasional Berhad

Liberty Insurance Berhad

Lonpac Insurance Berhad

MPI Generali Insurans Berhad

MSIG Insurance (Malaysia) Bhd

Overseas Assurance Corporation (Malaysia) Berhad

Pacific & Orient Insurance Co. Berhad

Pacific Insurance Berhad, The

Progressive Insurance Berhad

QBE Insurance (Malaysia) Berhad

RHB Insurance Berhad

Tokio Marine Insurans (Malaysia) Berhad

Tune Insurance Malaysia Berhad

医药卡的秘密,你真的了解医药卡吗?分享来自 马来西亚医疗保险机构 (MMI)

mmi100Fb_hospitalAdmissiona

医药卡的秘密,你真的了解医药卡吗?

分享来自

马来西亚医疗保险机构 (MMI) 

马来西亚值得信赖,经验丰富及规模最大的医疗和健康保险业务方案服务提供组织

Malaysia Medical Insurance Organization (MMI)

Your Trusted Malaysia Medical Insurance Risk Management Advisory Provider.

Malaysia Medical Insurance Organization (MMI)

Head Office,

158-3-7, BLOK 158, KOMPLEKS MALURI,

JALAN JEJAKA, TAMAN MALURI,CHERAS,

55100 KUALA LUMPUR, MALAYSIA.

MMI careline +603-92863323

mmicare@medicalinsurance.com.my

www.medicalinsurance.com.my

在疾病年轻化,医疗费越见高昂的现代社会,没有一张医药保险(俗称医药卡)傍身的人少之又少。

投保前问清楚讲明白

(一)保障范围投保前应了解什么事项和疾病受保什么不受保,例如滥用毒品、爱滋病、战争都不受保,以乳癌为例,若属原位癌(零期未扩散),传统医药卡不理赔,但新款医药卡和疾病险却纳入受保范围,以保诚为例,尽管原位乳癌不属36种严重疾病险的受保范围,但女性保单则理赔。

保险公司只为突发疾病提供保障,一些非必要支出如astro费、报纸、医院迎宾小礼物、女佣在医院里的床位,以“检查为目的”的健康检查(例如头痛进院检查时,叫医生“顺便”从头到脚检查一遍),保险公司不负责买单。尽管了解这些细节并非易事,但鼓励保客事前问清楚,就诊前也应向医生确认,以后日后引发争执和投诉。

(二)有关医药卡是否医药费分摊这是指保客必须和保险公司分担一小部分的住院与医药费用:大多数医药卡都明订Co-Insurance条例,即保客负责分担10%的住院费用,或最少需分担300令吉,最高1000令吉的医药费,余下的住院与医药费才由保险公司承担。

(三)等待期限的长短等待期限依保单和保客情况从30天至120天不等。除了突发意外事件不受约束,一般疾病通常须过了等待期限,才能向保险公司索赔,此举是为了避免消费人在已患病或健康亮红灯情况下,先行投保才就医。此外,投保前已有病例条例则阐明,不为原已存在的病况提供保障。

对医卡错误观念

(一)公司为我投保,省下一笔。

大部分企业都会为雇员投保,有些雇员就想:“既然公司为我投保,能省则省,我不用买。”其实,不论公司是否提供这项福利,消费人都应自掏腰包买一张医药卡。

即使已结婚都有可能离婚,更何况是离职或者辞职?当雇员因故无法为公司效力或离职,便失去医药保障。

因为保险保的是某某公司雇员,当你已经不是某某公司雇员,谁来帮你出医药费?这时才想要买医药卡?对不起,你已患病在身(尤其患上癌症),成为保险公司的拒绝往来户,侥幸受保也必须缴付额外费用。

再者,公司可能因故暂时停止缴费(没有告知员工),员工却在这期间发生事故,后果可想而知。

(二)指定医院和付费

许多保客以为只有到指定医院就诊,保险公司才会给付,事实却非如此。不管是指定或非指定医院,保险公司都会负责,差别在于(1)到指定医院可免付费就诊,(2)到非指定医院,保客须代垫医药费,再向保险公司索费。

(三)钱丢进大海

保客总有“买医药卡没有做索偿,等同于把钱丢进大海”的心态。难道买汽车保险是希望发生车祸?同样的道理,医药卡只是为了以防万一,有需要时不必动用自己的储蓄和血汗钱。

医药卡必知

(一)每年检视保单

人生不同阶段有不同目标和责任,消费人应善用保险代理员提供的免费咨询服务,每年检视保单并适时调整,像手机、电脑之类的设备,大家都会定期更新,保单也应该如此,很多保单是多年前购买的,现在的产品推陈出新,消费人可以检讨看看有没有需要追加。

(二)凑钱为父母投保

乐龄人士的医药卡保费不便宜,却又是患病的高风险群,这里建议为人子女者,可凑钱合力为父母购买。

你说你爱你的父母,万一父母发生事情,你能袖手旁观吗?万一发生事情,若孩子没能力承担,至少保险公司有能力,由保险公司来负责。

(三)各别购买医药卡

全家受保的医药保险尽管收费较低廉,却有限制。

例如家庭保险只为21岁以下子女提供保障。当子女年届21岁想要个别投保,或有可能因早前身体状况不佳而有被保险公司拒保的风险。

另外,由于可索赔限额由家庭成员共享,若家中有一人以上患病,可能会不敷使用。

如果够用的就没问题,不够用时怎么办?因此这里主张每个家庭成员拥有各自的医药卡。

(四)向专业保险代理员投保

市面上有中间人保险公司以会员制方式出售保险产品,其缺点是购买者并非直接对保险公司,或有可能遭遇缺乏保证续保或沦为孤儿保单(没有代理人服务)的风险。

其区别方式是填写保单申请时,注意公司抬头是保险公司或者是该中间人保险公司。他呼吁消费人直接向保险公司的代理员投保。

mmi100Fb_panel-hospitala

Malaysia Medical Insurance Organisation (MMI)

马来西亚医疗保险机构(MMI

ACPG 集团和联营团队成员

MMI 服务热线:+603-92863323, +6011-12239838.

mmicare@medicalinsurance.com.my

Type of Insurance Solution Services : 

Individual, Group Workers and Employees Benefits

Medical Insurance coverage,

Health Insurance coverage,

Medical Care Insurance coverage,

Medical Card Admission Benefits insurance coverage,

Hospitalisation Insurance coverage,

Surgical fees and Anesthetist fees Insurance coverage,

Specialist Consultant, Surgeon and Physician expenses Insurance coverage,

Accident Income Insurance coverage,

Accident Disablement Insurance coverage,

Accident Medical Expenses Insurance Accidental Insurance coverage,

Traveling Medical Expenses Insurance coverage,

Traveling Accident Expenses Insurance coverage,

Disablement Insurance coverage,

Dread Disease Insurance coverage,

Malaysia Life and General Insurance Business Directory

1) American International Assurance Bhd 

2) Etiqa Insurance Berhad 

3) ING Insurance Berhad 

4) MCIS Zurich Insurance Berhad 

5) Prudential Assurance Malaysia Berhad 

6) Zurich Insurance Malaysia Berhad

Life Insurance Business Only 

1) AXA Affin Life Insurance Berhad 

2) Allianz Life Insurance Malaysia Berhad 

3) AmLife Insurance Berhad 

4) CIMB Aviva Assurance Berhad 

5) Great Eastern Life Assurance (Malaysia) Berhad 

6) Hong Leong Assurance Berhad 

7) Manulife Insurance Berhad 

8) Tokio Marine Life Insurance Malaysia Bhd 

9) Uni.Asia Life Assurance Berhad

General Insurance Business Only

No. 

01) ACE Jerneh Insurance Berhad 

02) AIG Malaysia Insurance Berhad 

03) AXA Affin General Insurance Berhad 

04) Allianz General Insurance Company (Malaysia) Berhad 

05) AmG Insurance Berhad 

06) Berjaya Sompo Insurance Berhad 

07) Danajamin Nasional Berhad 

08) Kurnia Insurans (Malaysia) Berhad 

09) Lonpac Insurance Berhad 

10) MSIG Insurance (Malaysia) Berhad 

11) Multi-Purpose Insurans Berhad 

12) Overseas Assurance Corporation (Malaysia) Berhad 

13) Pacific & Orient Insurance Co. Berhad 

14) The Pacific Insurance Berhad 

15) Progressive Insurance Berhad 

16) QBE Insurance (Malaysia) Berhad 

17) RHB Insurance Berhad 

18) Tokio Marine Insurans (Malaysia) Berhad 

19) Tune Insurance Malaysia Berhad 

20) Uni.Asia General Insurance Berhad

MMI-profile P1 130913

Group Hospitalisation And Surgical Fees Insurance and Group Employees Medical Insurance Kuala Lumpur Malaysia

acpg100Fb_grouphospital

Group Hospitalisation And Surgical Fees & Group Employees Medical Insurance Policy

Exclusive Arranged by

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

enquiry@acpgconsultant.com

Group Hospitalisation And Surgical Fees & Group Employees Medical Insurance

Group Hospital & Surgical Insurance

– No Co Insurance

– Guarantee Renewal up to Age 100

– High Lifetime Limit up to RM 10,000,000

– 24 Hours Worldwide Coverage

– Hassle Free Cash Less Hospital Admission

– High Coverage As Charged or Full Reimbursement

– Hospital Supplies & Services

– Physician Fees & Specialist Visit Fees

– Surgical Fees / Anaesthetist Fees

– Operating Theatre

– Intensive Care Unit (ICU)

– Pre-Hospital Diagnostic Tests

– Pre-Hospital Specialist Consultation

– Post Hospitalisation Treatment

– Ambulance Fees

– Prescription Drugs

– Out Patient Accidental Treatment & Pysiotheropy Treatment

– Nursing, Theatre Consumables & Other Ancillary Charges

– Insured Child’s Daily Guardian Benefits

– Out Patient Kidney Dialysis Treatment

– Out Patient Cancer Treatment

– Home Nursing Care

– Take Over Policy for Waiver of Waiting Period, Pre-Existing Illness & Specified Illness

– International Emergency Medical Assistance Services

– Comprehensive Coverage & Complete Medical Care Benefits

– Inpatient & Day Surgery

Malaysia Medical Insurance Services, Malaysia Group Medical Insurance, Malaysia Corporate Medical Insurance, Malaysia Group Hospital and Surgical Benefits Insurance, Malaysia Group Health Insurance, Group Accident Insurance, Corporate Travel Insurance,

Arranged by

ACPG Management Sdn Bhd

Malaysia Experience General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

www.walkinonline.com/store/ACPG.php

 Workmen Insurance FB A4

AIG Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

AIG Group Hospital and Surgical Medical Insurance Kuala Lumpur

AIG Group Hospital and Surgical Medical Insurance Selangor

AIG Group Hospital and Surgical Medical Insurance Cheras

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AIG Group Hospital and Surgical Medical Insurance Kampung Pandan

AIG Group Hospital and Surgical Medical Insurance Pandan Jaya

AIG Group Hospital and Surgical Medical Insurance Pandan Perdana

AIG Group Hospital and Surgical Medical Insurance Pandan Indah

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AXA Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

AXA Group Hospital and Surgical Medical Insurance Kuala Lumpur

AXA Group Hospital and Surgical Medical Insurance Selangor

AXA Group Hospital and Surgical Medical Insurance Cheras

AXA Group Hospital and Surgical Medical Insurance Ampang

AXA Group Hospital and Surgical Medical Insurance Kampung Pandan

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AXA Group Hospital and Surgical Medical Insurance Taman Segar Cheras

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AXA Group Hospital and Surgical Medical Insurance Taman Billion

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AXA Group Hospital and Surgical Medical Insurance Jalan Kelang Lama

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AXA Group Hospital and Surgical Medical Insurance Sungai Besi

AXA Group Hospital and Surgical Medical Insurance Puchong

AXA Group Hospital and Surgical Medical Insurance Shah Alam

AXA Group Hospital and Surgical Medical Insurance PJ

AXA Group Hospital and Surgical Medical Insurance Petaling Jaya

AXA Group Hospital and Surgical Medical Insurance Seri Petaling

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AXA Group Hospital and Surgical Medical Insurance Subang

AXA Group Hospital and Surgical Medical Insurance USJ

AXA Group Hospital and Surgical Medical Insurance Damansara

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AXA Group Hospital and Surgical Medical Insurance Seri Kembangan

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AXA Group Hospital and Surgical Medical Insurance KL

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Allianz Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

Allianz Group Hospital and Surgical Medical Insurance Kuala Lumpur

Allianz Group Hospital and Surgical Medical Insurance Selangor

Allianz Group Hospital and Surgical Medical Insurance Cheras

Allianz Group Hospital and Surgical Medical Insurance Ampang

Allianz Group Hospital and Surgical Medical Insurance Kampung Pandan

Allianz Group Hospital and Surgical Medical Insurance Pandan Jaya

Allianz Group Hospital and Surgical Medical Insurance Pandan Perdana

Allianz Group Hospital and Surgical Medical Insurance Pandan Indah

Allianz Group Hospital and Surgical Medical Insurance Taman Cheras

Allianz Group Hospital and Surgical Medical Insurance Taman Pertama Cheras

Allianz Group Hospital and Surgical Medical Insurance Taman Segar Cheras

Allianz Group Hospital and Surgical Medical Insurance Taman Midah

Allianz Group Hospital and Surgical Medical Insurance Bandar Tun Razak

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Allianz Group Hospital and Surgical Medical Insurance Balakong

Allianz Group Hospital and Surgical Medical Insurance Bangsar

Allianz Group Hospital and Surgical Medical Insurance Pantai Dalam

Allianz Group Hospital and Surgical Medical Insurance Jalan Kelang Lama

Allianz Group Hospital and Surgical Medical Insurance Kuchai Lama

Allianz Group Hospital and Surgical Medical Insurance Sungai Besi

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Allianz Group Hospital and Surgical Medical Insurance Shah Alam

Allianz Group Hospital and Surgical Medical Insurance PJ

Allianz Group Hospital and Surgical Medical Insurance Petaling Jaya

Allianz Group Hospital and Surgical Medical Insurance Seri Petaling

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Allianz Group Hospital and Surgical Medical Insurance USJ

Allianz Group Hospital and Surgical Medical Insurance Damansara

Allianz Group Hospital and Surgical Medical Insurance Kota Damansara

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Allianz Group Hospital and Surgical Medical Insurance Jalan Ipoh

Allianz Group Hospital and Surgical Medical Insurance Selayang

Allianz Group Hospital and Surgical Medical Insurance Gombak

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Allianz Group Hospital and Surgical Medical Insurance Sungai Long

Allianz Group Hospital and Surgical Medical Insurance Mahkota Cheras

Allianz Group Hospital and Surgical Medical Insurance Seri Kembangan

Allianz Group Hospital and Surgical Medical Insurance Kajang

Allianz Group Hospital and Surgical Medical Insurance KL

FB-2mer500-walkin-mmi1a

MSIG Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

MSIG Group Hospital and Surgical Medical Insurance Kuala Lumpur

MSIG Group Hospital and Surgical Medical Insurance Selangor

MSIG Group Hospital and Surgical Medical Insurance Cheras

MSIG Group Hospital and Surgical Medical Insurance Ampang

MSIG Group Hospital and Surgical Medical Insurance Kampung Pandan

MSIG Group Hospital and Surgical Medical Insurance Pandan Jaya

MSIG Group Hospital and Surgical Medical Insurance Pandan Perdana

MSIG Group Hospital and Surgical Medical Insurance Pandan Indah

MSIG Group Hospital and Surgical Medical Insurance Taman Cheras

MSIG Group Hospital and Surgical Medical Insurance Taman Pertama Cheras

MSIG Group Hospital and Surgical Medical Insurance Taman Segar Cheras

MSIG Group Hospital and Surgical Medical Insurance Taman Midah

MSIG Group Hospital and Surgical Medical Insurance Bandar Tun Razak

MSIG Group Hospital and Surgical Medical Insurance Taman Billion

MSIG Group Hospital and Surgical Medical Insurance Taman Mewah

MSIG Group Hospital and Surgical Medical Insurance Balakong

MSIG Group Hospital and Surgical Medical Insurance Bangsar

MSIG Group Hospital and Surgical Medical Insurance Pantai Dalam

MSIG Group Hospital and Surgical Medical Insurance Jalan Kelang Lama

MSIG Group Hospital and Surgical Medical Insurance Kuchai Lama

MSIG Group Hospital and Surgical Medical Insurance Sungai Besi

MSIG Group Hospital and Surgical Medical Insurance Puchong

MSIG Group Hospital and Surgical Medical Insurance Shah Alam

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MSIG Group Hospital and Surgical Medical Insurance Petaling Jaya

MSIG Group Hospital and Surgical Medical Insurance Seri Petaling

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MSIG Group Hospital and Surgical Medical Insurance USJ

MSIG Group Hospital and Surgical Medical Insurance Damansara

MSIG Group Hospital and Surgical Medical Insurance Kota Damansara

MSIG Group Hospital and Surgical Medical Insurance Kepong

MSIG Group Hospital and Surgical Medical Insurance Sungai Buluh

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MSIG Group Hospital and Surgical Medical Insurance Setapak

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MSIG Group Hospital and Surgical Medical Insurance Mahkota Cheras

MSIG Group Hospital and Surgical Medical Insurance Seri Kembangan

MSIG Group Hospital and Surgical Medical Insurance Kajang

MSIG Group Hospital and Surgical Medical Insurance KL

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Lonpac Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

Lonpac Group Hospital and Surgical Medical Insurance Kuala Lumpur

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Lonpac Group Hospital and Surgical Medical Insurance Cheras

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Lonpac Group Hospital and Surgical Medical Insurance Pandan Indah

Lonpac Group Hospital and Surgical Medical Insurance Taman Cheras

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Lonpac Group Hospital and Surgical Medical Insurance Kuchai Lama

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Lonpac Group Hospital and Surgical Medical Insurance Petaling Jaya

Lonpac Group Hospital and Surgical Medical Insurance Seri Petaling

Lonpac Group Hospital and Surgical Medical Insurance Desa Petaling

Lonpac Group Hospital and Surgical Medical Insurance Subang

Lonpac Group Hospital and Surgical Medical Insurance USJ

Lonpac Group Hospital and Surgical Medical Insurance Damansara

Lonpac Group Hospital and Surgical Medical Insurance Kota Damansara

Lonpac Group Hospital and Surgical Medical Insurance Kepong

Lonpac Group Hospital and Surgical Medical Insurance Sungai Buluh

Lonpac Group Hospital and Surgical Medical Insurance Rawang

Lonpac Group Hospital and Surgical Medical Insurance Jalan Ipoh

Lonpac Group Hospital and Surgical Medical Insurance Selayang

Lonpac Group Hospital and Surgical Medical Insurance Gombak

Lonpac Group Hospital and Surgical Medical Insurance Wangsa Maju

Lonpac Group Hospital and Surgical Medical Insurance Setapak

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Lonpac Group Hospital and Surgical Medical Insurance Sungai Long

Lonpac Group Hospital and Surgical Medical Insurance Mahkota Cheras

Lonpac Group Hospital and Surgical Medical Insurance Seri Kembangan

Lonpac Group Hospital and Surgical Medical Insurance Kajang

Lonpac Group Hospital and Surgical Medical Insurance KL

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Kurnia Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

Kurnia Group Hospital and Surgical Medical Insurance Kuala Lumpur

Kurnia Group Hospital and Surgical Medical Insurance Selangor

Kurnia Group Hospital and Surgical Medical Insurance Cheras

Kurnia Group Hospital and Surgical Medical Insurance Ampang

Kurnia Group Hospital and Surgical Medical Insurance Kampung Pandan

Kurnia Group Hospital and Surgical Medical Insurance Pandan Jaya

Kurnia Group Hospital and Surgical Medical Insurance Pandan Perdana

Kurnia Group Hospital and Surgical Medical Insurance Pandan Indah

Kurnia Group Hospital and Surgical Medical Insurance Taman Cheras

Kurnia Group Hospital and Surgical Medical Insurance Taman Pertama Cheras

Kurnia Group Hospital and Surgical Medical Insurance Taman Segar Cheras

Kurnia Group Hospital and Surgical Medical Insurance Taman Midah

Kurnia Group Hospital and Surgical Medical Insurance Bandar Tun Razak

Kurnia Group Hospital and Surgical Medical Insurance Taman Billion

Kurnia Group Hospital and Surgical Medical Insurance Taman Mewah

Kurnia Group Hospital and Surgical Medical Insurance Balakong

Kurnia Group Hospital and Surgical Medical Insurance Bangsar

Kurnia Group Hospital and Surgical Medical Insurance Pantai Dalam

Kurnia Group Hospital and Surgical Medical Insurance Jalan Kelang Lama

Kurnia Group Hospital and Surgical Medical Insurance Kuchai Lama

Kurnia Group Hospital and Surgical Medical Insurance Sungai Besi

Kurnia Group Hospital and Surgical Medical Insurance Puchong

Kurnia Group Hospital and Surgical Medical Insurance Shah Alam

Kurnia Group Hospital and Surgical Medical Insurance PJ

Kurnia Group Hospital and Surgical Medical Insurance Petaling Jaya

Kurnia Group Hospital and Surgical Medical Insurance Seri Petaling

Kurnia Group Hospital and Surgical Medical Insurance Desa Petaling

Kurnia Group Hospital and Surgical Medical Insurance Subang

Kurnia Group Hospital and Surgical Medical Insurance USJ

Kurnia Group Hospital and Surgical Medical Insurance Damansara

Kurnia Group Hospital and Surgical Medical Insurance Kota Damansara

Kurnia Group Hospital and Surgical Medical Insurance Kepong

Kurnia Group Hospital and Surgical Medical Insurance Sungai Buluh

Kurnia Group Hospital and Surgical Medical Insurance Rawang

Kurnia Group Hospital and Surgical Medical Insurance Jalan Ipoh

Kurnia Group Hospital and Surgical Medical Insurance Selayang

Kurnia Group Hospital and Surgical Medical Insurance Gombak

Kurnia Group Hospital and Surgical Medical Insurance Wangsa Maju

Kurnia Group Hospital and Surgical Medical Insurance Setapak

Kurnia Group Hospital and Surgical Medical Insurance Kajang

Kurnia Group Hospital and Surgical Medical Insurance Sungai Long

Kurnia Group Hospital and Surgical Medical Insurance Mahkota Cheras

Kurnia Group Hospital and Surgical Medical Insurance Seri Kembangan

Kurnia Group Hospital and Surgical Medical Insurance Kajang

Kurnia Group Hospital and Surgical Medical Insurance KL

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Tokio Marine Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

Tokio Marine Group Hospital and Surgical Medical Insurance Kuala Lumpur

Tokio Marine Group Hospital and Surgical Medical Insurance Selangor

Tokio Marine Group Hospital and Surgical Medical Insurance Cheras

Tokio Marine Group Hospital and Surgical Medical Insurance Ampang

Tokio Marine Group Hospital and Surgical Medical Insurance Kampung Pandan

Tokio Marine Group Hospital and Surgical Medical Insurance Pandan Jaya

Tokio Marine Group Hospital and Surgical Medical Insurance Pandan Perdana

Tokio Marine Group Hospital and Surgical Medical Insurance Pandan Indah

Tokio Marine Group Hospital and Surgical Medical Insurance Taman Cheras

Tokio Marine Group Hospital and Surgical Medical Insurance Taman Pertama Cheras

Tokio Marine Group Hospital and Surgical Medical Insurance Taman Segar Cheras

Tokio Marine Group Hospital and Surgical Medical Insurance Taman Midah

Tokio Marine Group Hospital and Surgical Medical Insurance Bandar Tun Razak

Tokio Marine Group Hospital and Surgical Medical Insurance Taman Billion

Tokio Marine Group Hospital and Surgical Medical Insurance Taman Mewah

Tokio Marine Group Hospital and Surgical Medical Insurance Balakong

Tokio Marine Group Hospital and Surgical Medical Insurance Bangsar

Tokio Marine Group Hospital and Surgical Medical Insurance Pantai Dalam

Tokio Marine Group Hospital and Surgical Medical Insurance Jalan Kelang Lama

Tokio Marine Group Hospital and Surgical Medical Insurance Kuchai Lama

Tokio Marine Group Hospital and Surgical Medical Insurance Sungai Besi

Tokio Marine Group Hospital and Surgical Medical Insurance Puchong

Tokio Marine Group Hospital and Surgical Medical Insurance Shah Alam

Tokio Marine Group Hospital and Surgical Medical Insurance PJ

Tokio Marine Group Hospital and Surgical Medical Insurance Petaling Jaya

Tokio Marine Group Hospital and Surgical Medical Insurance Seri Petaling

Tokio Marine Group Hospital and Surgical Medical Insurance Desa Petaling

Tokio Marine Group Hospital and Surgical Medical Insurance Subang

Tokio Marine Group Hospital and Surgical Medical Insurance USJ

Tokio Marine Group Hospital and Surgical Medical Insurance Damansara

Tokio Marine Group Hospital and Surgical Medical Insurance Kota Damansara

Tokio Marine Group Hospital and Surgical Medical Insurance Kepong

Tokio Marine Group Hospital and Surgical Medical Insurance Sungai Buluh

Tokio Marine Group Hospital and Surgical Medical Insurance Rawang

Tokio Marine Group Hospital and Surgical Medical Insurance Jalan Ipoh

Tokio Marine Group Hospital and Surgical Medical Insurance Selayang

Tokio Marine Group Hospital and Surgical Medical Insurance Gombak

Tokio Marine Group Hospital and Surgical Medical Insurance Wangsa Maju

Tokio Marine Group Hospital and Surgical Medical Insurance Setapak

Tokio Marine Group Hospital and Surgical Medical Insurance Kajang

Tokio Marine Group Hospital and Surgical Medical Insurance Sungai Long

Tokio Marine Group Hospital and Surgical Medical Insurance Mahkota Cheras

Tokio Marine Group Hospital and Surgical Medical Insurance Seri Kembangan

Tokio Marine Group Hospital and Surgical Medical Insurance Kajang

Tokio Marine Group Hospital and Surgical Medical Insurance KL

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Pacific Group Hospital and Surgical Medical Insurance Kuala Lumpur Malaysia

Pacific Group Hospital and Surgical Medical Insurance Kuala Lumpur

Pacific Group Hospital and Surgical Medical Insurance Selangor

Pacific Group Hospital and Surgical Medical Insurance Cheras

Pacific Group Hospital and Surgical Medical Insurance Ampang

Pacific Group Hospital and Surgical Medical Insurance Kampung Pandan

Pacific Group Hospital and Surgical Medical Insurance Pandan Jaya

Pacific Group Hospital and Surgical Medical Insurance Pandan Perdana

Pacific Group Hospital and Surgical Medical Insurance Pandan Indah

Pacific Group Hospital and Surgical Medical Insurance Taman Cheras

Pacific Group Hospital and Surgical Medical Insurance Taman Pertama Cheras

Pacific Group Hospital and Surgical Medical Insurance Taman Segar Cheras

Pacific Group Hospital and Surgical Medical Insurance Taman Midah

Pacific Group Hospital and Surgical Medical Insurance Bandar Tun Razak

Pacific Group Hospital and Surgical Medical Insurance Taman Billion

Pacific Group Hospital and Surgical Medical Insurance Taman Mewah

Pacific Group Hospital and Surgical Medical Insurance Balakong

Pacific Group Hospital and Surgical Medical Insurance Bangsar

Pacific Group Hospital and Surgical Medical Insurance Pantai Dalam

Pacific Group Hospital and Surgical Medical Insurance Jalan Kelang Lama

Pacific Group Hospital and Surgical Medical Insurance Kuchai Lama

Pacific Group Hospital and Surgical Medical Insurance Sungai Besi

Pacific Group Hospital and Surgical Medical Insurance Puchong

Pacific Group Hospital and Surgical Medical Insurance Shah Alam

Pacific Group Hospital and Surgical Medical Insurance PJ

Pacific Group Hospital and Surgical Medical Insurance Petaling Jaya

Pacific Group Hospital and Surgical Medical Insurance Seri Petaling

Pacific Group Hospital and Surgical Medical Insurance Desa Petaling

Pacific Group Hospital and Surgical Medical Insurance Subang

Pacific Group Hospital and Surgical Medical Insurance USJ

Pacific Group Hospital and Surgical Medical Insurance Damansara

Pacific Group Hospital and Surgical Medical Insurance Kota Damansara

Pacific Group Hospital and Surgical Medical Insurance Kepong

Pacific Group Hospital and Surgical Medical Insurance Sungai Buluh

Pacific Group Hospital and Surgical Medical Insurance Rawang

Pacific Group Hospital and Surgical Medical Insurance Jalan Ipoh

Pacific Group Hospital and Surgical Medical Insurance Selayang

Pacific Group Hospital and Surgical Medical Insurance Gombak

Pacific Group Hospital and Surgical Medical Insurance Wangsa Maju

Pacific Group Hospital and Surgical Medical Insurance Setapak

Pacific Group Hospital and Surgical Medical Insurance Kajang

Pacific Group Hospital and Surgical Medical Insurance Sungai Long

Pacific Group Hospital and Surgical Medical Insurance Mahkota Cheras

Pacific Group Hospital and Surgical Medical Insurance Seri Kembangan

Pacific Group Hospital and Surgical Medical Insurance Kajang

Pacific Group Hospital and Surgical Medical Insurance KL

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Malaysia Medical Insurance Organisation

acpg100Fb_mmiRisk

MALAYSIA MEDICAL INSURANCE ORGANIZATION (MMI)

158-3-7, BLOK 158, 3RD FLOOR, KOMPLEKS MALURI,

JALAN JEJAKA, TAMAN MALURI, CHERAS,

55100 KUALA LUMPUR, MALAYSIA.

+603-9286 3323

enquiry@medicalinsurance.com.my

www.medicalinsurance.com.my

Introducing Malaysia Medical Insurance Organization (MMI) …………………

During these solid 23 years of “hard ground” experiences, we “MMI” have developed wide range of Malaysia Medical and Health Insurance product suits for Malaysian.

These solid years of experience has earned MMI a reputation of ” THE LARGEST MALAYSIA MEDICAL AND HEALTH INSURANCE ORGANIZATION”.

MMI have many successful medical and health insurance schemes with proven track record and in the process of arrange many more new medical and health insurance products.

MMI have a team of young, trusted, experienced, qualified and dynamic team in nationwide and are prepared to take upon any new challenges with the ever changing landscape of the medical and health insurance industries.

MMI provided medical and health insurance professional training course and having experienced help desk support officer, friendly customer services officer and prompt service claim support officer at MMI head office and nationwide.

MMI registered associate members have at least have more than five years experience in medical and health insurance policy. And they have acquired medical insurance knowledge at leading insurance companies. In fact, most of them are attached to prestigious insurance companies in Malaysia.

In addition, MMI registered associate members have a proven track record of servicing more than 100,0000 clients or policy holders in Malaysia Medical and Health Insurance coverage since year 1989.

MMI have more than 300 registered associate members at Nationwide is your Trusted and Experienced Medical Insurance senior advisers.

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Our vision, Mission, Guiding Principles, Core Values & Service Intent Statement

OUR PURPOSE

Our clients come to meet us with their insurance needs. We will fulfill these needs by designing and delivering sound professional advice and provide practical solutions. They can expect superior value and quality services at all times.

We seek to build and treasure viable long-term relationships with all our clients. If we cannot meet their needs, we will explain why, offer alternatives and work to assure them that we have tried our best.

OUR PHILOSOPHY

We seek to build and have people who are adaptable, balanced, and competent. Just as we value strong and sustainable partnerships with our clients, so it is with our staff and our business associates.

To achieve the sales target and become the Most Knowledgeable and Respectable Insurance intermediary by providing the best coverage to suit our clients need and to provide them sound professional advice before policy inception until claim settlement.

To be the most Organized and Respectable Insurance Intermediary in this region. The Niche market player with “MALAYSIA MEDICAL INSURANCE SOLUTION SERVICES “. Our service standard are beyond comparison and contract.

OUR VISION

M – Moving one step ahead and always deliver what we promised.

M – Managed and committed deliver service.

I – Innovative, Professional knowledge and committed to our clients.

MISSION STATEMENT

Together, we are committed.

To serve our customers as a dedicated and responsible medical insurance advisor and medical insurance solutions provider.

To provide our employees with a dynamic work environment that will challenge, motivate and reward them.

In all our journey to excellent, we aspire to set legend in the Malaysia medical insurance industry.

Your Risk, We Advise

Your Claim, We Manage

Your Problem, We Solve

GUIDING PRINCIPLE

Long term benefits should not be sacrificed for short term gains.

VALUES

1. Integrity

2. Being Professional

3. Confront Problems Immediately

4. Pay Attention To Details To Achieve Perfection

5. Be Bold

– Hiring Process

– Product Development

– People Development

web720Vid1-1criticala

MMI Provided an Insurance Solution Services for Malaysia Medical and Health Insurance Coverage plan or policy as below :

Medical Insurance coverage,

Health Insurance,

Medical Care Insurance,

Medical Card Admission Benefits insurance,

Hospitalization Insurance,

Surgical fees and Anesthetist fees Insurance coverage,

Specialist Consultant, Surgeon and Physician expenses Insurance coverage,

Accident Income Insurance,

Accident Disablement Insurance,

Accident Medical Expenses Insurance Accidental Insurance,

Traveling Medical Expenses Coverage Insurance,

Traveling Accident Expenses Coverage Insurance,

Disablement Insurance coverage,

Dread Disease Insurance coverage,

Above mention medical and health insurance coverage plan or policy is commonly known, is the most basic form of protection for individual or group workers or employees benefits. It prevents you and your family from having to pay for expensive hospital procedures should an accident, illness or disability occur in Malaysia or oversea when you and traveling.

Underwritten by Malaysia Insurance company

MMI Corp Video V106

MALAYSIA MEDICAL INSURANCE ORGANIZATION (MMI)

OFFICE LOCATED AT

158-3-7, BLOK 158, 3RD FLOOR, KOMPLEKS MALURI,

JALAN JEJAKA, TAMAN MALURI, CHERAS,

55100 KUALA LUMPUR, MALAYSIA.

OFFICE CONTACT

+603-9286 3323

EMAIL ADDRESS

enquiry@medicalinsurance.com.my

HOMEPAGE

www.medicalinsurance.com.my

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Medical Card Insurance Kuala Lumpur Malaysia

Online Purchase for Medical Card Malaysia

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Malaysia Medical Card Insurance Policy !!!
Enjoy Lowest Rate on Your High Protection Coverage………

Click here for your online purchase
http://walkinonline.com/store/medicalcardinsuranceform.php

ACPG Medical Card Insurance
Medical & Health Insurance Policy

ACPG Medical & Health Insurance Plan (Individual / Group) –
…..not just a health plan, but a plan for good health

ACPG Hotline – 603-9286 3323

Despite efforts to stay healthy, illnesses can strike suddenly, No matter how careful you are, …
accidents can happen any time.

When they do, you would want immediately access to the best medical care you can get. However, you know that hospitalization is expensive. Medical costs are high, and getting higher every year.

How do you ensure that you get the medical care you want for yourself and your family?

ACPG Medical & Health Insurance Plan can help put your mind a rest. Helping you deal effectively with all serious health problems, from the need for prompt diagnosis to prearranged care at an approved panel hospital of your choice. In the event of serious medical emergencies, you can be covered for immediate admission to the nearest approved panel hospital.

With ACPG Medical & Health Insurance Plan, you need not worry about funding for your healthcare costs or it being a burden on yourself and your loved ones. All you have to do is to select from a choice of Medical Insurance Plans that suits your needs.

Furthermore, the annual premium you pay will qualify for the RM 3,000.00 medical tax relief subject to the final approval by the inland Revenue Board.

ACPG Medical & Health Insurance Plan

List of Product Range
– Medical Card (Individual & Family)
– Senior Age Medical Card Plan (Entry Age up to 65, Renewal till Age 80)
– Baby & Children Medical Card
– Maternity/ Pregnancy Benefit
– Lady Medical Card
– Critical Illness Care

List of Special Extended or Unique coverage

– Guarantee Renewal
– High Lifetime Limit
– Second Surgical Opinion
– AIDs Coverage
– Pregnancy Complications
– Maternity Death
– Out Patient Specialist Care
– Out Patient GP Care
– Home Nursing
– Accidental Facial
– Female Cancer
– Ambulance Fees
– Daily Cash Allowance at Government Hospital
– Pregnancy / Maternity Benefits
– Accidental Death / Permanent Total Disablement

ACPG Management Sdn Bhd (ACPG)
Your experience Malaysia Insurance Risk Management and Solution Service Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management

Malaysia Medical Insurance Organization (MMI)

Malaysia Medical Insurance Organization (MMI)
Your Trusted Malaysia Medical Insurance Advisory Organization

MMI careline : +603-92863323

mmicare@medicalinsurance.com.my

MMI Medical Insurance Video Pic VR50101

Medical Insurance and Life Protection Insurance Planning and Risk Management Advisory

With Medical and Life protection insurance planning, the first question is always, “How much is enough?” Whether  you need medical and life insurance at all and, if you do, the best amount of medical and life insurance  coverage needed depends on your particular circumstances.

Many people start thinking about medical & life insurance when they marry and have children. But,  even if you aren’t married, you may have someone else, such as a parent or  sibling, who depends on you for financial support. The longer your dependents  need support the greater your need for coverage.

Our MMI senior advisors will help you figure out how much additional medical and life insurance coverage you need,  if any. If you discover you need additional medical and life insurance coverage and you are still  relatively young, term life insurance is generally the least expensive way to go  because it provides “pure coverage”; you build no cash value in the policy.  (Note that the cost of term insurance goes up as you grow older.) Term insurance  provides protection for a specific number of years, with the death benefit paid  to your beneficiaries if you die during the policy’s term. When the term ends,  so does your coverage, unless you renew the policy.

On the other hand, whole life policies and investment-linked life insurance provide protection  over your entire life. For younger people, whole life insurance is more  expensive than term. But the premiums generally are fixed, so as the years go  by, it can become less expensive. Cash values and interest accumulate in these  policies are tax-deferred, and you can borrow from the cash  value.

Disability Protection and Personal  Accident Insurance

Like life insurance planning, disability  insurance planning is based on your particular needs, circumstances, and  resources. In addition, you may want to include long-term care insurance in your  financial plan to help preserve your assets for your family in the event you  suffer a prolonged illness. Don’t forget about personal accident (PA) insurance too.

Health Insurance and Medical  Card

Also consider healthcare provisions for  medical treatment. A medical card can help  protect you against the costly medical expenses and ensures comprehensive  coverage in medical, surgical and hospital costs, ambulance fees and other  related medical charges.

MMI Medical Insurance Video Pic VR50102

Care your family? How to protect your family and your health from illness and unexpected accident? Protect your business and employees from sickness, injury and loss of income? Having unprotected health and insecure future is frightening, however  it is possible to protect your health and future income with a good  medical and health insurance policy in Malaysia.
Type of Medical and Health Insurance provided by Malaysia Insurance Company
Medical  Insurance, Health Insurance, Medical Care Insurance, Medical Card  Admission Benefits insurance, Hospitalisation Insurance, Surgical fees and Anesthetist fees Insurance coverage, Specialist Consultant, Surgeon and Physician expenses Insurance coverage, Accident Income Insurance, Accident Disablement Insurance, Accident Medical Expenses Insurance Accidental Insurance,  Traveling Medical Expenses Coverage Insurance, Traveling Accident Expenses Coverage  Insurance, Disablement Insurance or Dread Disease Insurance as it is  commonly known, is the most basic form of protection for individual or Group or Employees Benefits. It prevents you  and your family from having to pay for expensive hospital procedures  should an accident, illness or disability occur in Malaysia or oversea  when you and  traveling.
Getting A Malaysia Medical Insurance Policy Can Be Affordable Easy Or Extremely Expensive………..
Getting a suitable medical insurance policy is not an easy task as it requires knowing the various medical insurance coverage and medical insurance policies available.
Picking up an unsuitable medical insurance policy arranged by inexperience insurance agents can be very expensive and leave you uncomfortable. That is why selecting a good insurance agent is SO IMPORTANT.
With an experience  and knowledgeable medical insurance senior advisor from MMI, who can  assist you the right, affordable and comfortable Malaysia Medical and  Health Insurance policy, you can have comprehensive and suitable medical and health insurance protection for yourself, your family, your income  or your business.
Where Are The Trusted and Experiences Medical Insurance Senior Advisor?
MMI management teams have more than 23 years of “hard ground” experiences in medical and health insurance industry.
MMI Corp Video V104

During these solid 23 years of “hard ground” experiences, we “MMI” have developed wide range  of Malaysia Medical and Health Insurance product suits for Malaysian.
These solid years of experience has earned MMI a reputation of  ” THE  LARGEST MALAYSIA MEDICAL AND HEALTH INSURANCE ADVISORY ORGANISATION”. MMI have many successful medical and health insurance schemes with  proven track record and in the process of arrange many more new medical  and health insurance products.

MMI have a team  of young, trusted, experience, qualified and dynamic team in nationwide and are prepared to take upon any new challenges with the ever changing landscape of the medical and health insurance industries.
MMI provided medical and health insurance professional training course and having experienced help desk support officer, friendly customer  services officer and prompt service claim support officer at MMI head  office and nationwide.
MMI registered associate members have at least have more than five years experience in  medical and health insurance policy. And they have acquired medical  insurance knowledge at leading insurance companies. In fact, most of  them are attached to prestigious insurance companies in Malaysia.
In addition, MMI registered associate members have a proven track record of servicing more than 100,0000 clients  or policy holders in Malaysia Medical and Health Insurance coverage  since year 1989.

MMI have more than 300 registered associate members at Nationwide is your Trusted and Experienced Medical Insurance senior advisors.

The Quick And Easy Way To Find An Trusted and Experienced And Responsible Medical Insurance senior advisor In Malaysia. Only at Malaysia Medical Insurance Organisation (MMI)………….
Information To Find Your Ideal Medical and Health Insurance senior advisor:
1) Expectation Of The Customer (You and Your Family)
To quickly find the most suitable medical and health insurance policy that is suitable and affordable based on your age, needs expectation, income and health profile? Every customer has different expectations and MMI senior advisor will recommend the most suitable medical and health insurance policy that can meet or even exceed your expectations.
2) Medical Insurance Upgrade Or Purchase
Do not have a medical insurance policy yet? You can contact MMI Head Office at no cost to you. Or even upgrade your current medical and health insurance policy to add more coverage for better peace of mind.
MMI “Providing the care you deserve”
MMI are the Best “Medical Insurance Organisation” In Malaysia……
Travel to the future confidently, rest the uncertainties on the shoulders of the insurance companies and start living passionately. There is an electrifying confidence after you are properly protected…
After the insurance policy, you and your family will enjoy life and have a peace of mind and stop worrying about “what if illness or bad accidents happen…”. Live life to the full! Yes, you can buy peace of mind…!
MMI believe in a long term relationship with our customers. Every customer matters and we continue to guarantee your satisfaction after every confirmed sale.
MMI Medical Insurance Video Pic VR50103
About Us…………
Introducing Malaysia Medical Insurance Organisation (MMI) …………………

During these solid 23 years of “hard ground” experiences, we “MMI” have developed wide range of Malaysia Medical and Health Insurance product suits for Malaysian.
These solid years of experience has earned MMI a reputation of  ” THE LARGEST MALAYSIA MEDICAL AND HEALTH INSURANCE ORGANISATION”. MMI have many successful medical and health insurance schemes with proven track record and in the process of arrange many more new medical and health insurance products.

MMI have a team of young, trusted, experienced, qualified and dynamic team in nationwide and are prepared to take upon any new challenges with the ever changing landscape of the medical and health insurance industries.
MMI provided medical and health insurance professional training course and having experienced help desk support officer, friendly customer  services officer and prompt service claim support officer at MMI head  office and nationwide.
MMI registered associate members have at least have more than five years experience in  medical and health insurance policy. And they have acquired medical  insurance knowledge at leading insurance companies. In fact, most of  them are attached to prestigious insurance companies in Malaysia.
In addition, MMI registered associate members have a proven track record of servicing more than 100,0000 clients  or policy holders in Malaysia Medical and Health Insurance coverage  since year 1989.

MMI have more than 300 registered associate members at Nationwide is your Trusted and Experienced Medical Insurance senior advisors.

Our vision, Mission, Guiding Principles, Core Values & Service Intent Statement
OUR PURPOSE
Our clients come to meet us with their insurance needs. We will fulfill these needs by designing and delivering sound professional advice and provide practical solutions.

They can expect superior value and quality services at all times.
We seek to build and treasure viable long-term relationships with all our clients. If we cannot meet their needs, we will explain why, offer alternatives and work to assure them that we have tried our best.
OUR PHILOSOPHY
We seek to build and have people who are adaptable, balanced, and competent. Just as we value strong and sustainable partnerships with our clients, so it is with our staff and our business associates.

To achieve the sales target and become the Most Knowledgeable and Respectable Insurance intermediary by providing the best coverage to suit our clients need and to provide them sound professional advice before policy inception until claim settlement.
To be the most Organized and Respectable Insurance Intermediary in this region.

The Niche market player with “MALAYSIA MEDICAL INSURANCE SOLUTION SERVICES “. Our service standard are beyond comparison and contract.
OUR VISION
M –  Moving one step ahead and always deliver what we promised.

M –  Managed and committed deliver service.

I  –  Innovative, Professional knowledge and committed to our clients.

MISSION STATEMENT

Together, we are committed.

To serve our customers as a dedicated and responsible medical insurance advisor and medical insurance solutions provider.

To provide our employees with a dynamic work environment that will challenge, motivate and reward them.
In all our journey to excellent, we aspire to set legend in the Malaysia medical insurance industry.
Your Risk, We Advise
Your Claim, We Manage
Your Problem, We Solve
GUIDING PRINCIPLE
Long term benefits should not be sacrificed for short term gains.
VALUES
1. Integrity   2. Being Professional   3. Confront Problems Immediately   4. Pay Attention To Details To Achieve Perfection   5. Be Bold    – Hiring Process    – Product Development    – People Development

MMI Medical Insurance Video Pic VR50106
MMI Provided an Insurance Solution Services for Malaysia Medical and Health Insurance Coverage plan or policy as below :
Medical  Insurance coverage,
Health Insurance,
Medical Care Insurance,
Medical Card  Admission Benefits insurance,
Hospitalisation Insurance,
Surgical fees and Anesthetist fees Insurance coverage,
Specialist Consultant, Surgeon and Physician expenses Insurance coverage,
Accident Income Insurance,
Accident Disablement Insurance,
Accident Medical Expenses Insurance  Accidental Insurance,
Traveling Medical Expenses Coverage Insurance,
Traveling Accident  Expenses Coverage  Insurance,
Disablement Insurance coverage,
Dread Disease Insurance coverage,
Above mention medical and health insurance coverage plan or policy is  commonly known, is the most basic form of protection for individual or group workers or employees benefits. It prevents you  and your family from having to pay for expensive hospital procedures  should an accident, illness or disability occur in Malaysia or oversea  when you and  traveling.
Underwritten by Malaysia Insurance company
MMI Corp Video V133

CLAIMS ADVICE AND ASSISTANT PROGRAM
Introduction
“MMI” CLAIMS ADVISORY UNIT (MMI-CAU) 索赔咨询单位
The “MMI” CLAIMS ADVISORY UNIT (MMI-CAU) was formed in the year 2010 order to assist “MMI” Insured/Client in their claims matters which scope encompasses the dispensing of advise on insurance and legal related matters, submission of documents to the Insurers and acting as an intermediary between the Insured and Insurer. The main task of CAU is to ensure that both the Insurer and Insured are given the best service by providing the best solution to matters pertaining to claims.
“MMI-CAU” is headed by “MMI” CEO Mr Anthony Chin and assisted by Ms. Anna Sim. “MMI-CAU” handles claims pertaining to several classes which are individually handled by specific, designated persons.
“MMI” Claim Unit team members lead by Ms Veronica Yap will handles claims with regards to the Individual and Group Hospitalisation & Surgical Insurance Schemes.

The primary task of “MMI-CAU” is to maintain efficiency and an optimum service standard in the process of claims handling. Procedures are to be strictly adhered to in order to ensure that deadlines are met particularly in relation to Insurers who are compelled to conform with ISO standards. It is the responsibility of “MMI-CAU” to ensure that the Insured parties are regularly updated on the claims status in order to keep them informed on the progress of their claims.

There is currently in place, a proper reporting system to the Insured parties, the Insurer as well as the Management team. This system has been designed with the purpose of creating a more pro-active working environment. With this system in place, it enables the Insured parties as well as the Insurers to be handled in a professional manner whilst simultaneously maintaining a cordial relationship with both parties.

“MMI-CAU” is geared towards providing the best claims services to both the Insured as well as the Insurer. The objective of “ACPG-CAU” is to ensure that both the Insurer as well as the Insured are satisfied with the decision pertaining to the claim. Hence, under the circumstances, regardless of whether or not claims are settled, it is always necessary to provide a proper explanation which is substantiated and justified with facts in order to avoid any uncertainty, disputes and challenges pertaining to the same.
The mission of “MMI-CAU” is to be the ” ‘Most Efficient, Effective and Reliable Department for Insurance Claims’.
The vision of “MMI-CAU” is to be the ‘Solution Provider for All Types of Insurance Claims’.

 

 

MMI Corp Video V138

“MMI CAU” 12 points Claims Service Standard (CSS)
01) Pay immediate attention to a loss. 02) Documentation & Standardize claims procedure. 03) Priority of claims (Not applicable for non liability claims) 04) Policy advise, condition & coverage (coordination). 05) Coordination with property & liability (if any) surveyor. 06) Insurer’s Interest 07) Our Company Interest e.g. additional premium, reinstate of loss, additional premium for under insurance. 08) Pay attention to customer’s opinion / view and to provide claims advise. 09) Future business (assistance case) 10) Claims status and immediate response to status of loss, withdrawal. 11) Claims analysis during renewal (loss ratio) 12) Our customer’s satisfaction.
“MMI” Claim Unit Helpline
“MMI” Claim Careline (office hours): + 603   – 9286 3323.
“MMI” 24 hours Claim Notification on
SMS, Whatsapps, Wechat,Viber, Line : + 6011 – 1223 9838
“MMI” Claim Fax services (office hours) : + 603   – 9282 3232
“MMI” Claim Email Support / enquiry / claim notification :
claim@medicalinsurance.com.my
“MMI” Claim Skype Account : medicalinsurance.my (during office hours).
“MMI” Office Hours, Monday to Friday 9.00am until 5.30pm.

MMI Corp Video V123
Why You should registered as MMI Associate Member?
Who is MMI ?
MMI is Your Trusted, Experience and The Largest Medical and Health Insurance Solution Provider in Malaysia since year 1989.
MMI management teams have more than 23 years of “hard ground” experiences in medical and health insurance industry since year 1989.

During these solid 23 years of “hard ground” experiences, we “MMI” have developed wide range  of Malaysia Medical and Health Insurance product suits for Malaysian.
These solid years of experience has earned MMI a reputation of  ” THE  LARGEST MALAYSIA MEDICAL INSURANCE ORGANISATION”.

Malaysia Risk Management Insurance Solution Service Provider

Malaysia Largest Insurance Solution Service provider IVR3001

 

ACPG Management Sdn Bhd

Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .

For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323.

Click Here For Insurance Quote Enquiry Form Submission

 

ACPG Management Sdn Bhd

What We Can Do…..

One of the reasons we at ACPG Management Sdn Bhd, are one of the top Property and Casualty Insurance Agency in the Kuala Lumpur Malaysia market, is due to the quality and variety of insurance solution and consultancy services we provide. Be it automotive insurance, fire insurance, all others type classes of life and general insurance, consequential loss insurance, insurance of precious possessions or what have you, you can rest assured that we provide nothing less than what are stated below, which makes us an insurance agency that is truly “Almost with No Comparison”, and we do not make such claims lightly.

With 27 years since year 1989 in the insurance Malaysia market we can

Give our Expert Opinion On Your Risks.

How To Handle The Risks.

Provide The Best Insurance Solutions.

Provide Competitive Premium.

Handle Insurance Claims With Comprehensive Homework.

Work Closely with Insurance Adjusters, Insurer Claim Officers and Policy Holders.

Assisted Claims

By its very nature, a claim is made at a difficult and stressful time. You may need to make a claim because you have been burgled, there has been a fire or flood or worse and your business may be forced to stop operating. In such a situation, you need a settlement and fast.

Most insurance companies are well aware of this and if you are making a claim directly to an insurance company or through an unqualified agent and without any professional help, you may find the small print in your policy is not what you expected or the settlement amount is not enough.

When you have to make a claim, the insurance company will send out a loss adjustor to assess the damage. It is important to understand that the loss adjustor works for the Insurance company and not you so they will put the interests of the insurance company first.

If you are one of our clients, we will represent your interests when the loss adjustor visits the scene and in any discussions or negotiations to ensure you get the best possible settlement.

If you would like to meet for an informal consultation about your insurance needs and how we can place your coverage at exceptional rates, please do not hesitate to contact us.

Risk Management

Risk is when there’s an uncertainty about whether an event will or will not occur. Thus, risk management is the process of identifying exposures to risk, choosing the best method for handling each exposure and implementing it.

Insurance refers to a contract that reduces risk of loss and requires one party to pay a specified sum to another if a previously identified event occurs. Thus, insurance planning is the process of handling and safeguarding against future risk of loss and ensuring sufficient compensation is provided.

Risk Management Technique

When it comes to risk management, there are 4 basic methods :

Risk Avoidance

To avoid engaging in an activity or owning property that might lead to an exposure of risk.

Risk Assumption

To recognize risk and accept it as part of its activities.

Risk Transfer

To transfer risk to another party.

Risk Reduction

To take steps to reduce the uncertainty of loss.

 

 

Malaysia General Insurance Services
Arranged by
ACPG MANAGEMENT SDN BHD
Your Experienced and Trusted
Malaysia Risk Management Insurance Solution Service Provider since year 1989.
ACPG careline : +603-9286 3323,
enquiry@acpgconsultant.com,
www.acpgconsultant.com

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