Food Poisoning Liability Insurance Arranged By ACPG Management Sdn Bhd

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Food Poisoning Liability Insurance Arranged By ACPG Management Sdn Bhd

Cafe & Restaurant Insurance

Exclusive Arranged by

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

enquiry@acpgconsultant.com

Cafe & Restaurant Insurance

1)Food & Drink Poisoning

– We insure you against legal liability in connection with your business up to RM750,000 including legal liability for third party injury.

2)Food Spoilage

– We pay a lump sum for food spoilage due to flood as per schedule 

of benefits.

3)Fidelity Guarantee

– We insure you against the loss of money or other property due to 

fraud or dishonesty commiteed by your employees.

4)Pest Control Coverage

– We pay a lump sum for pest control allowance in the event of flood as per schedule of benefits.

5)Event Cancellation

– We pay a lump sum for event cancellation due to flood or burglary as per schedule of benefits.

6)Employers’ Liability

– Safeguard against liabilities in the event of negligence to your employee which occurred during the period of employment.

7)Special All Risk

– Insures your physical assets, including office equipment, furniture, fixtures and fittings against loss or damage caused by fire, perils and accidental causes as covered in the policy term.

8)Fire Consequential Loss

– Indemnifies you against loss of gross profit/gross revenue / wages or the increased cost of working you may incur if your business is interrupted.

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd

Malaysia Experience General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

www.walkinonline.com/store/ACPG.php

ACPG Management Sdn Bhd

Head Office

1583-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri,

55100 Kuala Lumpur, Malaysia.

Cafe and Restaurant Insurance FB A4

 

 

Strata Title Insurance Kuala Lumpur Malaysia

Malaysia Strata Title Building Insurance, Malaysia Strata Title Fire Insurance, Malaysia Strata Title JMB Liability Insurance

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) jmbimcare@jmbinsurance.com.my
(W) http://www.jmbinsurance.com.my
(FB) http://www.facebook.com/jmbinsurance

Exclusively Designed for JMB’s or MC only
(Joint Management Body or Management Corporation),
Strata Title Property Insurance and Property Management Liability Insurance

Arranged by
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title Insurance and JMB Liability Insurance Risk Management Advisory Organization

Strata Title Property Insurance and Property Management Liability Insurance

The Building and Common Property (Maintenance and Management) Act 2007(” The Act”) coming into force on 12 April 2007 in the Peninsular Malaysia.

The powers and duties of the JMB are enumerated by Section 8 of the Act which stated
8. (1)(c) to insure and keep insured the building to the replacement value of the building against fire and such other risks as may be determined by the Body;
8. (1)(d) to apply insurance moneys received by the Body in respect of damage to the building for the rebuilding and reinstatement of that building;
8. (3) The Body shall be deemed—
(a) for the purposes of effecting any insurance under paragraph (1)(c), to have an insurable interest in the building equal to its replacement value or any value as determined by the Body; and
(b) for the purposes of effecting any insurance under paragraph (1)(d), to have an insurable interest in the subject matter of the insurance.
Interpretation:

The Joint Management Body must insured the following insurance:

1. Fire & All perils Insurance (Min perils Subsidence & Landslip, RSMD & BOW)

Building – For all the units that is individually own including all the common property.
In this case when the purchaser have a Loan with the Bank, the purchaser need not buy an additional insurance and can use the individual “Certificate of Insurance” issued from the Master policy.
It should include the following clauses:-
Reinstatement Value (valuation report by an accredited quantity surveyor at least once in 5 years)
Removal of Debris
Architect & surveyor Fee
Rent Clause

2. Public Liability Insurance
Legal liability to pay compensation for accidental bodily injury or accidental damage to the property to the Visitors for using the common property of the Building.

Under Section 4 Establishment of a Joint Management Body
(2) The Body established by subsection (1) shall be a body corporate having perpetual succession and a common seal.
(3) The Body may sue and be sued in its name.
(4) The Body shall comprise the developer and the purchasers.

Interpretation:

As the JMB is a body corporate the volunteered committee members can now be sued by the purchasers for Breach of Duty. An E&O or a PL policy to protected the personal liability of the individual committee.

3. Error & Ommission or Professional Liability Insurance

The Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Breach of Duty of the Insured.
N/B The policy should be placed immediately after the formation of the JMB.

Strata Title Risks Solution:

Products Offered:
Fire Insurance
Fire Consequential Loss Insurance
All Risk Insurance
Crime Insurance ( Burglary & Money Insurance)
Plate Glass Insurance
Machinery Breakdown Insurance
Public Liability Insurance
Property Terrorism
Error & Omission or Professional Indemnity for Joint Management Body (JMB) or Management Corporation (MC).

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) jmbimcare@jmbinsurance.com.my
(W) http://www.jmbinsurance.com.my
(FB) http://www.facebook.com/jmbinsurance

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Sundry Shop & Mini Market Insurance Kuala Lumpur Malaysia

Sundry Shop Retail Outlet Insurance FB A4
Shop and Outlet Insurance Package
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com

Sundry Shop & Mini Market Insurance
1)Money Insurance (Money Premises and Money In Transit Coverage)
– Reimburses any loss of money either in transit or kept in the insured premises.

2)Burglary Insurance (Theft, Hold up and Arm Robbery Coverage)
– Indemnifies you against loss of property caused by burglary and theft to your insured property (including attempted theft). It also provides you indemnity for damage to your premises, if you are responsible for making good such damage.

3)Public Liability Insurance (Legal Liability on Third Party)
– Insures you against legal liability for third party bodily injury or property damage arising from your business.

4)Employers’ Liability Insurance
– Safeguard against liabilities in the event of negligence to your
employee which occurred during the period of employment.

5)Fidelity Guarantee Insurance
– Provides cover against the loss of money or other property due to
fraud or dishonesty committed by employee.

6)Mobile Plant & Machinery Insurance
– Insures any mechanically propelled vehicle / equipment which is not licensed for use on a road and which is not used on a road (vehicles used on roads should be covered by a motor insurance.)

7) Workmen’s Compensation Insurance (Workers Accident Coverage and Liability Coverage)
– Covers employers for the payment of compensation to workmen
for injury suffered in the course of their employment in accordance with Workmen’s Compensation (Amendment) Act 1996 and the related Acts.

Exclusive Arranged by
ACPG Management Sdn Bhd

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management

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Factory / Manufacturing Insurance Kuala Lumpur Malaysia

Factory / Manufacturing Insurance Kuala Lumpur MalaysiaFactory Insurance FB A4
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com

Factory / Manufacturing Insurance Coverage

– Foreign Workers Insurance
(FWCS / SKHPPA / FWIG)
– Machinery & Equipment All Risks Insurance
– Special All Risk Insurance
– Machinery Breakdown Insurance
– Machinery Breakdown Loss of Profit
– Workmen’s Compensation Insurance
– Group Hospital & Surgical Insurance
– Fire & Lightning Insurance
– Fire Consequential Loss / Fire Profit Loss Insurance
– Water Damage / Flood Insurance
– Goods In Transit Insurance
– Marine Cargo Insurance
– Employer’s Liability Insurance
– Public Liability Insurance
– Product Liability Insurance
– Keyman / Senior Officer Protection

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

Malaysia Risk Management Insurance Solution Service Provider

Malaysia Largest Insurance Solution Service provider IVR3001

 

ACPG Management Sdn Bhd

Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .

For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323.

Click Here For Insurance Quote Enquiry Form Submission

 

ACPG Management Sdn Bhd

What We Can Do…..

One of the reasons we at ACPG Management Sdn Bhd, are one of the top Property and Casualty Insurance Agency in the Kuala Lumpur Malaysia market, is due to the quality and variety of insurance solution and consultancy services we provide. Be it automotive insurance, fire insurance, all others type classes of life and general insurance, consequential loss insurance, insurance of precious possessions or what have you, you can rest assured that we provide nothing less than what are stated below, which makes us an insurance agency that is truly “Almost with No Comparison”, and we do not make such claims lightly.

With 27 years since year 1989 in the insurance Malaysia market we can

Give our Expert Opinion On Your Risks.

How To Handle The Risks.

Provide The Best Insurance Solutions.

Provide Competitive Premium.

Handle Insurance Claims With Comprehensive Homework.

Work Closely with Insurance Adjusters, Insurer Claim Officers and Policy Holders.

Assisted Claims

By its very nature, a claim is made at a difficult and stressful time. You may need to make a claim because you have been burgled, there has been a fire or flood or worse and your business may be forced to stop operating. In such a situation, you need a settlement and fast.

Most insurance companies are well aware of this and if you are making a claim directly to an insurance company or through an unqualified agent and without any professional help, you may find the small print in your policy is not what you expected or the settlement amount is not enough.

When you have to make a claim, the insurance company will send out a loss adjustor to assess the damage. It is important to understand that the loss adjustor works for the Insurance company and not you so they will put the interests of the insurance company first.

If you are one of our clients, we will represent your interests when the loss adjustor visits the scene and in any discussions or negotiations to ensure you get the best possible settlement.

If you would like to meet for an informal consultation about your insurance needs and how we can place your coverage at exceptional rates, please do not hesitate to contact us.

Risk Management

Risk is when there’s an uncertainty about whether an event will or will not occur. Thus, risk management is the process of identifying exposures to risk, choosing the best method for handling each exposure and implementing it.

Insurance refers to a contract that reduces risk of loss and requires one party to pay a specified sum to another if a previously identified event occurs. Thus, insurance planning is the process of handling and safeguarding against future risk of loss and ensuring sufficient compensation is provided.

Risk Management Technique

When it comes to risk management, there are 4 basic methods :

Risk Avoidance

To avoid engaging in an activity or owning property that might lead to an exposure of risk.

Risk Assumption

To recognize risk and accept it as part of its activities.

Risk Transfer

To transfer risk to another party.

Risk Reduction

To take steps to reduce the uncertainty of loss.

 

 

Malaysia General Insurance Services
Arranged by
ACPG MANAGEMENT SDN BHD
Your Experienced and Trusted
Malaysia Risk Management Insurance Solution Service Provider since year 1989.
ACPG careline : +603-9286 3323,
enquiry@acpgconsultant.com,
www.acpgconsultant.com

Facebook Business page  www.facebook.com/acpg.management