Cheras Motor Insurance Directory

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Cheras Motor Insurance Agency

ACE Jerneh Comprehensive Motor Insurance Cheras

Get more from your car insurance. Great benefits and extra add-ons such as 24-hours emergency assistance and wide choice of panel workshops for all vehicle types!

AIA Comprehensive Private Car Insurance Cheras

Insure your prized vehicle against any loss or damage due to fire, theft, or accidents including for any third party involved. Option to add windscreen cover available.

AIG Comprehensive Motor Insurance Cheras

Award winning claims services with zero additional payments on your motor repairs at panel workshops with 1 year warranty, free roadside assistance, and a full insurance pay-out on total car damage.

AXA Affin Comprehensive Motor Insurance Cheras

Protect your car and its accessories from any loss or damage. Choose to add-on benefits such as windscreen cover, damage against natural disasters, and legal liability to passengers.

AXA Affin SmartDrive Cheras

All-in-one protection and 24-hour emergency hotline services! Receive free SmartDrive Assistance Plan and get 6-month warranty on your claims.

Allianz Comprehensive Motor Insurance Cheras

Motor insurance is a modern necessity. Enjoy coverage for third party liability, damage to your own and other people’s vehicles, plus fire and theft protection.

AmGeneral Private Motor Insurance Cheras

Let’s face it, anyone can be reckless on the road. Have complete peace of mind with comprehensive protection against accidents, injury to other people, and car theft.

Berjaya Sompo Private Motor Insurance Cheras

Give your car the protection it deserves. Get rid of the fear of losing your car to a thief, wrecked in a car accident, and any injury or death to third party road users.

CIMB Motor Insurance Cheras

An all-in-one comprehensive car insurance policy from CIM B

Get 24-hour emergency towing service, road-side repair assistance, and road tax renewal services!

Citibank SmartDrive Cheras

Skip the queue and buy or renew your car insurance policy online now! Enjoy great reward points or cash rebates when you pay with your Citibank credit card.

Easy by RHB Easy-Insurans Kasih Motor Cheras

Give your car the protection it deserves now with on-the-spot cover note and renewal with free towing and roadside help to get you back on the road in no time!

Etiqa Comprehensive Private Car Takaful Cheras

You’ll never know what’s at the next turning, so have complete peace of mind on the road with 24-hour emergency towing for accidents and fast motor claims.

HSBC Comprehensive Car Insurance Cheras

Renew your motor insurance fast with HSBC

Make sure your vehicle is insured against any loss or damage, including personal accident protection for both the driver and passengers.

Hong Leong Comprehensive Motor Insurance Cheras

Get yourself a motor insurance that’ll provide professional 24-hour services for free minor roadside repairs and towing. Have instant access to trusted mechanics all over Malaysia!

Kurnia Comprehensive Motor Insurance Cheras

You rely on your car to take you everywhere, so rely on Kurnia to give it the protection it deserves. Have the benefit of 24-hour roadside assistance for breakdown and accidents.

Liberty Comprehensive AutoStar Cheras

Give your car 5-star protection! Renew your car insurance online at your comfort and enjoy full coverage for liability against third party claim as well as damage to your own vehicle.

Lonpac Comprehensive Private Vehicle Insurance Cheras

24-hour emergency assistance when your car breaks down and needs repair. Lonpac also offers free towing service, claims for car accidents, and third party compensation.

MAA Takaful Comprehensive Motor Coverage Cheras

A Takaful plan that will provide your car with comprehensive coverage! Have complete peace of mind with coverage for both your car and injury to other motorists.

MPI Generali Comprehensive Private Car Insurance Cheras

Reckless drivers are common on the road and that is why your precious car needs all the protection it could get. Get compensated against damage of your own car, third party liability and car theft with MPI General insurance !

MSIG Comprehensive Motor Insurance Cheras

Get 24-hour roadside assistance and on-site repair services! Enjoy 6 months warranty on all repairs carried out by MSIG’s nationwide panel workshops on your vehicle.

Maybank Comprehensive eMotor Takaful

eMotor Takaful provides 24-hour super-fast claims approval! Enjoy the convenience of online road tax renewal, premium payment options, and on-the-spot issuance.

Overseas Assurance Comprehensive Motor Insurance

A comprehensive motor insurance policy that protects your car not only in Malaysia, but also if you decide to go roadtripping to Thailand or West Kalimantan!

Pacific Comprehensive Motor Insurance

Whether you own a car or motorbike, get it insured against third party liabilities, fire damage and theft, and most importantly, claim for any damage caused by road accidents.

Pacific and Orient Comprehensive Motor Insurance

Have the assurance of a variety of coverage types such as loss or damage to own vehicle arising from lightning, accidents, fire, and add-on windscreen protection.

Progressive Comprehensive Motor Insurance

A complete car insurance plan that not only protects your wheels for any loss or damage, but also other people on the road from minor or fatal injuries!

QBE Private Car Comprehensive Insurance

Get more coverage and benefits for your private car or van with a full-on insurance plan that protects your ride against accidents, fire damage, theft, and injury to other people.

RHB Comprehensive Private Car Insurance

Protect yourself in the event of a stolen car or in need of replacement parts because of an accident. An insurance plan that takes care of third party victims as well.

Takaful IKHLAS Comprehensive Commercial Vehicle Insurance

Whether you run a delivery service or you need a van to pick up inventory, it’s important to have your vehicle insured. Avoid business loss with Takaful Ikhlas.

Takaful IKHLAS Comprehensive Private Car

Get the best Shariah compliant insurance for your car. Have the surety of protection from injury or death to third parties, plus damage caused by accident or fire to your car.

Takaful Malaysia Comprehensive myMotor

Get full indemnity for damages caused to your car because of an accident, fire, and even when you wake up in the morning and find out that your car has been stolen!

Tokio Marine Comprehensive Motor Insurance

Have unlimited protection for injuries or death caused to third parties, including high coverage limit for loss or damage to your own car an other people’s property.

Zurich Comprehensive Motor Insurance

Road-tripping around the country? Not to worry, have the convenience for 24-hour roadside breakdown assistance for both Peninsular and East Malaysia.

What You Need To Know About Car Insurance

The 3 Types of Car Insurance

There are three types of motor insurance available in the Malaysian market, namely:

1. Third Party Cover

Imagine this: It was a rainy night, and you decide to drive your car home after a night of drinking. Your car skids at a junction and hits a pedestrian. By luck, you escaped unscathed – but to your worst fears, the pedestrian had suffered a few broken limbs – ouch!

To avoid forking out an exorbitant amount of money to pay for his or her hospital bills, you need at least a third party car insurance – It is a policy that protects you against claims for bodily injuries or even deaths caused to other persons (third party), including any loss or damage to their vehicle or property. This also means that you cannot claim for any damages on your own person or vehicle, with it being the cheapest and most minimal policy you would need to enable you to drive legally.

2. Third Party Fire and Theft Cover

Like a third party insurance policy, this policy covers you against claims from third parties from bodily injury, death, and loss or damage to their property. Speeding in a neighbourhood and crashed into a house? You policy might pay for a portion of the repairs.

Added to that, you will be able to claim compensation for loss or damaged caused by fire related incidents and car theft – so if you fear waking up one day with a missing car from your driveway, you can claim with a fire and theft insurance plan.

3. Comprehensive Cover

This car insurance policy covers all of the above, but the major reason to buy comprehensive is the protection given to your OWN car! In addition to third party protection and fire and theft coverage for you own car, you will get cover for any accidental loss or damage inflicted to your vehicle due to an accident.

It is probably a good idea to buy yourself a comprehensive car insurance plan if you own a relatively expensive car – a car that has a market value of more than RM30,000 would fit just nicely in this category.

What Your Car Insurance Will Not Normally Cover

If you have read the terms and conditions for all three policies carefully, provided that you actually understood everything, you will realise that some incidents are not covered, even though they occur fairly frequently, for example – you would expect your car insurance to cover your death in the event of a serious accident…but does it really?

To be clear, that’s what a motor personal accident insurance is for, something you should also sign-up for when taking up a car insurance plan.

1. Your own death or bodily injury because of a motor accident

You would expect that your own death or at least physical injury to be coverage for a modest amount of money; well, stranger things have happened. Your personal accident insurance or medical insurance might have you covered, but not a car insurance plan. Nope, not even the comprehensive cover – that means no hospitalisation allowance or coverage for funeral expenses.

2. Your liability against claims from your passengers

A passenger who gets hurt because of a car accident will usually have an easier case compared to the person behind the wheel – if the accident involves two vehicles, one of the drivers will most likely be found negligent and liable for the physical injury to the passenger. 

However, you will be able to pay additional premium on your motor insurance to include Passenger Liability Extension Cover, in the event that your passengers choose to sue you.

3. Stolen non-factory fitted vehicle accessories such as car stereos, leather seats, sports rims etc.

Pimping out your brand new Honda City with custom spinning rims, genuine leather seats, and an expensive (but totally unnecessary) sound system might earn you brownie points with your friends and colleagues, but you may also be drawing a lot of unwanted attention from less agreeable people i.e. car thieves. Make sure in addition to your lavish upgrades, you install additional car security features, such as a powerful GPS tracking system!

4. Consequential loss, depreciation, wear and tear, mechanical, technical breakdown failures, or breakages

Like everything else – cars aren’t built to last. As vehicle parts wear out with time (excluding parts made out of glass e.g. windshield), the value of your car depreciates along with them – and honestly, a car’s value drops the moment it leaves the showroom.

You’ll probably lose up to 40% of its initial value 5 years down the road – literally! If you’re planning to insure a car that is pushing 15 years of age, good luck finding an insurer that’ll take you on.

5. Vehicle damage due to acts of nature e.g. flood, landslide, typhoon

These unfortunate events, along with earthquakes and hurricanes are commonly referred to as natural disasters or acts of God, and are not covered in standard car insurance policies. On the other hand, you may pay higher premiums to extend your policy to cover flood, landslide, landslip including adequate cover for your passengers.

As you’ve read, insurance companies will allow you to add-on optional benefits to your car insurance policy to be insured for all five exclusions that we’ve mentioned above, including coverage for windscreen repairs and replacement – but of course, you will have to pay a higher premium. So you’d now probably want to know what goes into calculating your premiums?

Your Motor Premium Calculation

Motor insurance premium is calculated according to the Motor tariff set out by Persatuan Insurans Am Malaysia ( PIAM). All insurance companies are required to use the same pricing schedule. This prices are determined by a few factors such as coverage type, use of vehicle, car engine size i.e. cubic capacity, age of vehicle, maximum sum insured, extended coverage and number of registered drivers. However, this is all set to change in 2016, when the current tiered system will be replaced with a new risk based price structure, an effort by Bank Negara Malaysia to deregulate the car insurance industry.

Avoid Under-Insurance

Lastly, it is very important that you insure your vehicle appropriately according to its current value, whether its at the purchase price for a new car, or the current market value for one that is used. This is to avoid under-insurance that will result in only partial compensations on claims, or worse still over-insurance, where you simply waste money to insure a car above its market value, when the maximum you can claim is at the market value – so why would you want to do that?

Drive your life better with exclusive ACPG car insurance tips and deals!

ACPG MANAGEMENT SDN BHD

Your Trusted, Experience

Malaysia Risk Management Insurance Solution Service Provider since year 1989.

We (ACPG), provided all classes of insurance services more than 27 years in Malaysia (since year 1989).

We (ACPG) One of Experience General Insurance (Individual & Commercial) Service Provider in Malaysia.

Any enquiry, email to enquiry@acpgconsultant.com or Call our Careline : +603-9286 3323.

Cheras Motor Insurance

Arranged by

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

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Motor Insurance Taman Maluri Cheras Kuala Lumpur Malaysia

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ACPG Careline +603-92863323

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Motor Insurance 

Car Insurance Policy

Exclusive Arranged by

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323
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AIG Motor Insurance 

AIG Car Insurance
(Private Use & Commercial Use)
Guaranteed Original Part Replacement*
(Up to Age 15 Years Car*)
Motor Insurance & Car Insurance Benefits
– Accident
– Falling Objects
– Fire, Explosion or Lightning
– Burglary, Break-In or Theft
– Malicious Act
– Third Party Accident
– Third Party Injury or Death
– Third Party Loss or Damage Property
Value Added Emergency Assistance
– 24 Hours Towing Assistance
– 24 Hours Roadside Assistance

Optional Benefits
Windscreen
Covers the breakage of glass in windscreens, front, rear and side windows. The damaged windscreen will be replaced and your NCD
(No-Claim-Discount) will not be affected.

Flood, Storm, Landslide, Landslip or Subsidence Cover and Damage by falling Tree.
Covers the vehicle against damage caused by the above perils.

Strike, Riot & Civil Commotion (RSMD)
Covers the vehicle against damaged caused by strike, riot and civil commotion.

Additional Driver Name (3rd name & above)
This extra coverage waives the RM 400.00 Excess.
or All Driver Coverage for Private Use vehicle registered under company/organisation)

Legal Liability of Passengers – Private use Vehicle
– Cover the legal liability of passengers for acts of negligence.

Legal Liability to Passengers – Private Use Vehicle
– Cover protects the Insured against legal liability to the passenger in event of a claim.

Driver’s Personal Accident Insurance

Daily Cash Allowance
You will be covered for first 10 days while your car in the workshop.

Spray Painting of Whole Car 

You will have a choice to spray paint the whole car even thought the own damage repair only allow for the spray painting of the damaged part
of the car.

Waiver of Betterment Cost (Own Damage Accident Claim)
Your contribution towards the cost of new parts replacement will be borne by insurer.

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management

Marine Cargo Insurance Malaysia Arranged By ACPG Management Sdn Bhd

Marine and Cargo Insurance FB Wall

Marine Cargo Insurance Malaysia Arranged By ACPG Management Sdn Bhd

Marine Insurance can be classified into two main types, Marine Hull Insurance and Marine Cargo Insurance.

Marine Hull Insurance is for the loss or damage of ships, vessels, yachts, boats and ferries.

Marine Cargo Insurance is for the loss or damage of cargo carried by any mode of transportation while being held, transferred, loading and unloading between the points of origin or departure and the final destination or point of arrival or discharge.

The word marine though may suggest the mode of transportation by sea, however, in marine cargo insurance, the cargo other than being transported via sea, can be transported by land by lorries, trucks or train.  Cargo can also be transported by air especially when the goods in the containers are perishable items that need to be shipped to the destination immediately by the exporter to the importer for delivery to the buyer or consumers. Air cargo is also covered under Marine Cargo Insurance.

Marine Hull Insurance is not limited to insuring the ship body and its motorised engine.  It can also covers other floating structures like oil-rig platforms and barges.

Scope of Marine Hull Insurance coverage is wide and comprehensive as it can cover the loss or damage to the ship due to collision with another ship, or collision with a fixed object like a shipwrecked or harbour at terminals or sandbars or reefs.  If there are bodily injuries to the third party on board the other ship  or damage to the fixed objects like harbour or terminal, the marine insurance will have to pay for the claims by third party besides the cost of repair to the ship and its engine.

Marine Hull insurance usually covers up to three quarter of the insured’s liability to third parties.  This development has encouraged the shipowners to band together in mutual underwriting clubs known as Protection and Indemnity Clubs (P&I), to insure the remaining one-quarter liability amongst themselves.

Most of the P & I Clubs work on the basis of agreeing to accept a shipowner as a member and levying an initial “call” (premium). With the fund accumulated, reinsurance will be purchased; however, if the loss experience is unfavourable one or more “supplementary calls” may be made and all the club members have to contribute to the fund.  These P & I clubs will also try to build up their reserves in good time when there are fewer claims so that they will have more funds on standby.

An actual total loss occurs where the damages or cost of repair clearly equal or exceed the value of the ship or  property . A constructive total loss is a situation where the cost of repairs of the ship plus the cost of salvage equal or exceed the value of the ship insured

Insurance of pleasure craft  in nature like yacht is generally known as “yacht insurance” and includes liability coverage. Smaller vessels such as yachts and fishing vessels are typically underwritten on a “binding authority” or “lineslip” basis.

With the growing number of individuals who have grown financially rich and wealthy in Malaysia and the rests of the world, it has become a trending  lifestyle for many to own private yachts and moor it at marinas like the ones at Georgetown, Penang Marina and Pulau Langkawi Marina clubs and Puteri Harbour and  Danga Bay, Johor in Malaysia.

Like most classes of insurance, war risks is not covered by Marine Insurance. General hull insurance does not cover the risks of a vessel sailing into a war zone. A typical example is the risk to a tanker sailing in the Persian Gulf during the Gulf War involving Iraq and Kuwait, its allies in Arab Gulf countries and its major Western Allies like UK, France and NATO countries and USA.

The war risks areas are established by the London-based Joint War Committee, which has recently moved to include the Malacca Straits as a war risks area due to piracy. There have been several oil tanker ships and container ships being hijacked by pirates and terrorists near Sudan and Somalia which have given rise to many insurance losses and the governments of most of the affected shipping lines have made arrangement to send their naval forces to escort and patrol the seas in that area to curb piracy. If an attack is classified as a “riot” then it would be covered by war-risk insurers.

Marine Hull insurance policy can also include Increased Value(IV) cover to protect the shipowner against any difference between the insured value of the vessel and the market value of the vessel.

Some of the special covers are not readily available to the shipowners are the insurance company’s underwriter will look into other factors in accepting the risks proposed.

Marine Cargo insurance is underwritten on the Institute Cargo Clauses, with coverage on an AB, or C basis, A having the widest cover and C the most restricted. Valuable cargo is known as specie. Institute Clauses also exist for the insurance of specific types of cargo, such as frozen food, frozen meat, and particular commodities such as bulk oil, coal, and jute.  Sometime a cargo may be a herd of animal livestock like cows and sheep.

Marine Cargo Insurance has also engaged many parties like shipping agents, Shipping Lines, Integrated Land Transporters and Aviation Cargo Industry and specialized professionals like quality and quantity packing inspection agencies and marine loss adjusters who will determine the value or sum insured, salvage and sacrifice and adequacy of sum insured and average calculation.

Marine Cargo policies can be issued on annual open cover basis or on per consignment or shipment basis.

If you need a Marine Hull Insurance or Marine Cargo Insurance from general Marine insurance agent in Malaysia, please contact us. If you are from outside of Malaysia, please contact us ACPG Careline +603-92863323 or via email enquiry@acpgconsultant.com.

Marine Cargo Insurance FB A4

ACPG Management Sdn Bhd

Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .

For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323.

Click Here For Insurance Quote Enquiry Form Submission

 

ACPG Management Sdn Bhd

What We Can Do…..

One of the reasons we at ACPG Management Sdn Bhd, are one of the top Property and Casualty Insurance Agency in the Kuala Lumpur Malaysia market, is due to the quality and variety of insurance solution and consultancy services we provide. Be it automotive insurance, fire insurance, all others type classes of life and general insurance, consequential loss insurance, insurance of precious possessions or what have you, you can rest assured that we provide nothing less than what are stated below, which makes us an insurance agency that is truly “Almost with No Comparison”, and we do not make such claims lightly.

With 27 years since year 1989 in the insurance Malaysia market we can

Give our Expert Opinion On Your Risks.

How To Handle The Risks.

Provide The Best Insurance Solutions.

Provide Competitive Premium.

Handle Insurance Claims With Comprehensive Homework.

Work Closely with Insurance Adjusters, Insurer Claim Officers and Policy Holders.

Assisted Claims

By its very nature, a claim is made at a difficult and stressful time. You may need to make a claim because you have been burgled, there has been a fire or flood or worse and your business may be forced to stop operating. In such a situation, you need a settlement and fast.

Most insurance companies are well aware of this and if you are making a claim directly to an insurance company or through an unqualified agent and without any professional help, you may find the small print in your policy is not what you expected or the settlement amount is not enough.

When you have to make a claim, the insurance company will send out a loss adjustor to assess the damage. It is important to understand that the loss adjustor works for the Insurance company and not you so they will put the interests of the insurance company first.

If you are one of our clients, we will represent your interests when the loss adjustor visits the scene and in any discussions or negotiations to ensure you get the best possible settlement.

If you would like to meet for an informal consultation about your insurance needs and how we can place your coverage at exceptional rates, please do not hesitate to contact us.

Risk Management

Risk is when there’s an uncertainty about whether an event will or will not occur. Thus, risk management is the process of identifying exposures to risk, choosing the best method for handling each exposure and implementing it.

Insurance refers to a contract that reduces risk of loss and requires one party to pay a specified sum to another if a previously identified event occurs. Thus, insurance planning is the process of handling and safeguarding against future risk of loss and ensuring sufficient compensation is provided.

Risk Management Technique

When it comes to risk management, there are 4 basic methods :

Risk Avoidance

To avoid engaging in an activity or owning property that might lead to an exposure of risk.

Risk Assumption

To recognize risk and accept it as part of its activities.

Risk Transfer

To transfer risk to another party.

Risk Reduction

To take steps to reduce the uncertainty of loss.

BETTERMENT CAR INSURANCE MALAYSIA ACCIDENT REPAIR CLAIM

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BETTERMENT CAR INSURANCE MALAYSIA ACCIDENT REPAIR CLAIM SHARED BY ACPG MANAGEMENT SDN BHD

A private car or commercial vehicle age older than five (5) years old when it is involved in accident damage claims,  the insurance company and the appointed repair panel workshop will apply the BETTERMENT Clause in assessing the repair cost for your old car parts when processing claim.

Betterment occurs when in the course of repairing an accident-damaged vehicle, an old part is replaced with New Franchise part. You will need to pay for the difference in costs as your are placed in a better position after the accident with the New Franchise part.  This is in line with the insurance principle of Indemnity.

Please note that your insurance company has the sole discretion whether to apply the  betterment.

If your insurance company choose to apply betterment in your accident damage repair claim, the motor insurance industry will apply the following scale :

Age of Vehicle/Years                      Maximum Rate(%)

Less than 5 years                               0

5                                                          15

6                                                          20

7                                                          25

8                                                          30

9                                                          35

10 year and above                           40

Example 1:

If insured’s car is less than 5 years old,  year manufactured was 2011 and registered in 2011. The repair and replacement of old parts of your car cost RM4,000.  You need not pay anything to the panel workshop. The motor insurance company will bear the full replacement of New Franchise parts and repair cost of RM4,000.

Example 2:

If insured’s car is 6 years old, year manufacture and registration was year 2008 and registered in January 2008.  The date of accident was October 31, 2014. The car New Franchise  parts replacement cost is RM4,000.  Betterment is applied.

The insured has to pay 15% of RM4,000 = RM600 to the panel workshop.  The motor insurance company will only pay the repair and replacement of new part cost up to RM3,400.

Example 3

If the insured car was manufactured in 2002 and registered in March 2003.  Date of accident repair was December 2013. The repair and replacement of new parts cost was RM4,000.  Betterment was applied.

The difference in costs paid by insured is RM4,000 x 40% = RM1,600. Panel workshop will collect RM1,600 from insured.

The motor insurance company paid RM2,400 only for the accident claim and applied  BETTERMENT  clause.

By now, you probably understood why some of your friends who owned cars older than five (5) years old had been upset and gone through a lot of hassles talking to their insurance agents and bargaining with the panel workshops and making numerous phone calls to the motor insurance company to reach an amicable settlement of accident damage repair claims.

How about you and your company?  For your private car insurance renewal or company’s commercial vehicle renewal, make sure you are adequately insured according to value  your car make and model or commercial vehicle’s make and model it is worth at the point of insurance cover.

We will explore on the insured value or sum insured and agreed valuein next topic.

Need more details on malaysia motor insurance information such like AIG Motor Insurance, Allianz Motor Insurance, AM General Motor Insurance, AXA Motor Insurance, Kurnia Motor Insurance, Lonpac Motor Insurance, MSIG Motor Insurance, Pacific Motor Insurance , Tokio Marine Motor Insurance, please contact us ACPG Careline +603-92863323 or enquiry@acpgconsultant.com.

Malaysia Motor Insurance Services, Malaysia Car Insurance, Malaysia Lorry Insurance, Malaysia Van Insurance, Malaysia Commercial Car Insurance, Malaysia A Permit Lorry Motor Insurance, Malaysia C Permit Lorry Motor Insurance

Arranged by

ACPG Management Sdn Bhd

Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

www.walkinonline.com/store/ACPG.php

Malaysia Risk Management Insurance Solution Service Provider

Malaysia Largest Insurance Solution Service provider IVR3001

 

ACPG Management Sdn Bhd

Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .

For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323.

Click Here For Insurance Quote Enquiry Form Submission

 

ACPG Management Sdn Bhd

What We Can Do…..

One of the reasons we at ACPG Management Sdn Bhd, are one of the top Property and Casualty Insurance Agency in the Kuala Lumpur Malaysia market, is due to the quality and variety of insurance solution and consultancy services we provide. Be it automotive insurance, fire insurance, all others type classes of life and general insurance, consequential loss insurance, insurance of precious possessions or what have you, you can rest assured that we provide nothing less than what are stated below, which makes us an insurance agency that is truly “Almost with No Comparison”, and we do not make such claims lightly.

With 27 years since year 1989 in the insurance Malaysia market we can

Give our Expert Opinion On Your Risks.

How To Handle The Risks.

Provide The Best Insurance Solutions.

Provide Competitive Premium.

Handle Insurance Claims With Comprehensive Homework.

Work Closely with Insurance Adjusters, Insurer Claim Officers and Policy Holders.

Assisted Claims

By its very nature, a claim is made at a difficult and stressful time. You may need to make a claim because you have been burgled, there has been a fire or flood or worse and your business may be forced to stop operating. In such a situation, you need a settlement and fast.

Most insurance companies are well aware of this and if you are making a claim directly to an insurance company or through an unqualified agent and without any professional help, you may find the small print in your policy is not what you expected or the settlement amount is not enough.

When you have to make a claim, the insurance company will send out a loss adjustor to assess the damage. It is important to understand that the loss adjustor works for the Insurance company and not you so they will put the interests of the insurance company first.

If you are one of our clients, we will represent your interests when the loss adjustor visits the scene and in any discussions or negotiations to ensure you get the best possible settlement.

If you would like to meet for an informal consultation about your insurance needs and how we can place your coverage at exceptional rates, please do not hesitate to contact us.

Risk Management

Risk is when there’s an uncertainty about whether an event will or will not occur. Thus, risk management is the process of identifying exposures to risk, choosing the best method for handling each exposure and implementing it.

Insurance refers to a contract that reduces risk of loss and requires one party to pay a specified sum to another if a previously identified event occurs. Thus, insurance planning is the process of handling and safeguarding against future risk of loss and ensuring sufficient compensation is provided.

Risk Management Technique

When it comes to risk management, there are 4 basic methods :

Risk Avoidance

To avoid engaging in an activity or owning property that might lead to an exposure of risk.

Risk Assumption

To recognize risk and accept it as part of its activities.

Risk Transfer

To transfer risk to another party.

Risk Reduction

To take steps to reduce the uncertainty of loss.

 

 

Malaysia General Insurance Services
Arranged by
ACPG MANAGEMENT SDN BHD
Your Experienced and Trusted
Malaysia Risk Management Insurance Solution Service Provider since year 1989.
ACPG careline : +603-9286 3323,
enquiry@acpgconsultant.com,
www.acpgconsultant.com

Facebook Business page  www.facebook.com/acpg.management