Malaysia Strata Insurance advice by Malaysia JMB Insurance organisation (JMBIM)

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Malaysia JMB Insurance Organization (JMBIM)

Your Trusted Malaysia Strata Insurance and JMB Insurance Risk Management Advisory Organization

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumour, Malaysia.

(O) +603-9286 3323

(F) +603-9282 3232

(E) jmbimcare@jmbinsurance.com.my

(W) www.jmbinsurance.com.my

(FB) www.facebook.com/jmbinsurance

Exclusively Designed for JMB’s or MC only

(Joint Management Body or Management Corporation),

Strata Title Property Insurance and Property Management Liability Insurance

Arranged by

Malaysia JMB Insurance Organization (JMBIM)

Your Trusted Malaysia Strata Insurance and JMB Liability Insurance Risk Management Advisory Organization

Strata Title Property Insurance and Property Management Liability Insurance

The Building and Common Property (Maintenance and Management) Act 2007(” The Act”) coming into force on 12 April 2007 in the Peninsular Malaysia.

The powers and duties of the JMB are enumerated by Section 8 of the Act which stated

8. (1)(c) to insure and keep insured the building to the replacement value of the building against fire and such other risks as may be determined by the Body;

8. (1)(d) to apply insurance moneys received by the Body in respect of damage to the building for the rebuilding and reinstatement of that building;

8. (3) The Body shall be deemed—

(a) for the purposes of effecting any insurance under paragraph (1)(c), to have an insurable interest in the building equal to its replacement value or any value as determined by the Body; and

(b) for the purposes of effecting any insurance under paragraph (1)(d), to have an insurable interest in the subject matter of the insurance.

Interpretation:

 

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The Joint Management Body must insured the following insurance:

1. Fire & All perils Insurance (Min perils Subsidence & Landslip, RSMD & BOW)

Building – For all the units that is individually own including all the common property.

In this case when the purchaser have a Loan with the Bank, the purchaser need not buy an additional insurance and can use the individual “Certificate of Insurance” issued from the Master policy.

It should include the following clauses:-

Reinstatement Value (valuation report by an accredited quantity surveyor at least once in 5 years)

Removal of Debris

Architect & surveyor Fee

Rent Clause

2. Public Liability Insurance

Legal liability to pay compensation for accidental bodily injury or accidental damage to the property to the Visitors for using the common property of the Building.

Under Section 4 Establishment of a Joint Management Body

(2) The Body established by subsection (1) shall be a body corporate having perpetual succession and a common seal.

(3) The Body may sue and be sued in its name.

(4) The Body shall comprise the developer and the purchasers.

Interpretation:

As the JMB is a body corporate the volunteered committee members can now be sued by the purchasers for Breach of Duty. An E&O or a PL policy to protected the personal liability of the individual committee.

3. Error & Ommission or Professional Liability Insurance

The Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Breach of Duty of the Insured.

N/B The policy should be placed immediately after the formation of the JMB.

Strata Title Risks Solution:

Products Offered:

Fire Insurance

Fire Consequential Loss Insurance

All Risk Insurance

Crime Insurance ( Burglary & Money Insurance)

Plate Glass Insurance

Machinery Breakdown Insurance

Public Liability Insurance

Property Terrorism

Error & Omission or Professional Indemnity for Joint Management Body (JMB) or Management Corporation (MC).

Malaysia Insurers have offer Strata Insurance, please refer as below listings

AIA Malaysia Strata Insurance

Underwritten By

AIA Bhd

AIG Malaysia Strata Insurance

Underwritten By

AIG Malaysia Insurance Berhad

AXA Malaysia Strata Insurance

Underwritten By

AXA Affin General Insurance Berhad

Allianz Malaysia Strata Insurance

Underwritten By

Allianz General Insurance Company (Malaysia) Berhad

AmGeneral Malaysia Strata Insurance

Underwritten By

AmGeneral Insurance Berhad

Berjaya Sompo Strata Insurance

Underwritten By

Berjaya Sompo Insurance Berhad

Etiqa Strata Insurance

Underwritten By

Etiqa Insurance Berhad

Chubb Malaysia Strata Insurance

Underwritten By

Chubb Insurance Malaysia Berhad

Liberty Malaysia Strata Insurance

Underwritten By

Liberty Insurance Berhad

Lonpac Strata Insurance

Underwritten By

Lonpac Insurance Berhad

MPI General Strata Insurance

Underwritten By

MPI General Insurans Berhad

MSIG Malaysia Strata Insurance

Underwritten By

MSIG Insurance (Malaysia) Bhd

The Pacific Strata Insurance

Underwritten By

The Pacific Insurance Berhad

QBE Strata Insurance

Underwritten By

QBE Insurance (Malaysia) Berhad

RHB Strata Insurance

Underwritten By

RHB Insurance Berhad

Tokio Marine Malaysia Strata Insurance

Underwritten By

Tokio Marine Insurans (Malaysia) Berhad

Zurich Malaysia Strata Insurance

Underwritten By

Zurich Insurance Malaysia Berhad

JMB Insurance FB Wall Post 02

Malaysia JMB Insurance Organization (JMBIM)

Your Trusted Malaysia Strata Insurance and JMB Insurance Risk Management Advisory Organization

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumour, Malaysia.

(O) +603-9286 3323

(F) +603-9282 3232

(E) jmbimcare@jmbinsurance.com.my

(W) www.jmbinsurance.com.my

(FB) www.facebook.com/jmbinsurance

Strata Title JMB Insurance Kuala Lumpur Directory

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Strata Title JMB Insurance Kuala Lumpur Directory

ACPG Management Sdn Bhd

Member of Malaysia JMB Insurance Organisation (JMBIM)

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri, Cheras,

55100 Kuala Lumpur, Malaysia.

http://www.acpgconsultant.com

+603-92863323

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AIG Strata Title JMB Insurance Kuala Lumpur Malaysia

AIG Strata Title JMB Insurance Kuala Lumpur

AIG Strata Title JMB Insurance Selangor

AIG Strata Title JMB Insurance Cheras

AIG Strata Title JMB Insurance Ampang

AIG Strata Title JMB Insurance Kampung Pandan

AIG Strata Title JMB Insurance Pandan Jaya

AIG Strata Title JMB Insurance Pandan Perdana

AIG Strata Title JMB Insurance Pandan Indah

AIG Strata Title JMB Insurance Taman Cheras

AIG Strata Title JMB Insurance Taman Pertama Cheras

AIG Strata Title JMB Insurance Taman Segar Cheras

AIG Strata Title JMB Insurance Taman Midah

AIG Strata Title JMB Insurance Bandar Tun Razak

AIG Strata Title JMB Insurance Taman Billion

AIG Strata Title JMB Insurance Taman Mewah

AIG Strata Title JMB Insurance Balakong

AIG Strata Title JMB Insurance Bangsar

AIG Strata Title JMB Insurance Pantai Dalam

AIG Strata Title JMB Insurance Jalan Kelang Lama

AIG Strata Title JMB Insurance Kuchai Lama

AIG Strata Title JMB Insurance Sungai Besi

AIG Strata Title JMB Insurance Puchong

AIG Strata Title JMB Insurance Shah Alam

AIG Strata Title JMB Insurance PJ

AIG Strata Title JMB Insurance Petaling Jaya

AIG Strata Title JMB Insurance Seri Petaling

AIG Strata Title JMB Insurance Desa Petaling

AIG Strata Title JMB Insurance Subang

AIG Strata Title JMB Insurance USJ

AIG Strata Title JMB Insurance Damansara

AIG Strata Title JMB Insurance Kota Damansara

AIG Strata Title JMB Insurance Kepong

AIG Strata Title JMB Insurance Sungai Buluh

AIG Strata Title JMB Insurance Rawang

AIG Strata Title JMB Insurance Jalan Ipoh

AIG Strata Title JMB Insurance Selayang

AIG Strata Title JMB Insurance Gombak

AIG Strata Title JMB Insurance Wangsa Maju

AIG Strata Title JMB Insurance Setapak

AIG Strata Title JMB Insurance Kajang

AIG Strata Title JMB Insurance Sungai Long

AIG Strata Title JMB Insurance Mahkota Cheras

AIG Strata Title JMB Insurance Seri Kembangan

AIG Strata Title JMB Insurance Kajang

AIG Strata Title JMB Insurance KL

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AXA Strata Title JMB Insurance Kuala Lumpur Malaysia

AXA Strata Title JMB Insurance Kuala Lumpur

AXA Strata Title JMB Insurance Selangor

AXA Strata Title JMB Insurance Cheras

AXA Strata Title JMB Insurance Ampang

AXA Strata Title JMB Insurance Kampung Pandan

AXA Strata Title JMB Insurance Pandan Jaya

AXA Strata Title JMB Insurance Pandan Perdana

AXA Strata Title JMB Insurance Pandan Indah

AXA Strata Title JMB Insurance Taman Cheras

AXA Strata Title JMB Insurance Taman Pertama Cheras

AXA Strata Title JMB Insurance Taman Segar Cheras

AXA Strata Title JMB Insurance Taman Midah

AXA Strata Title JMB Insurance Bandar Tun Razak

AXA Strata Title JMB Insurance Taman Billion

AXA Strata Title JMB Insurance Taman Mewah

AXA Strata Title JMB Insurance Balakong

AXA Strata Title JMB Insurance Bangsar

AXA Strata Title JMB Insurance Pantai Dalam

AXA Strata Title JMB Insurance Jalan Kelang Lama

AXA Strata Title JMB Insurance Kuchai Lama

AXA Strata Title JMB Insurance Sungai Besi

AXA Strata Title JMB Insurance Puchong

AXA Strata Title JMB Insurance Shah Alam

AXA Strata Title JMB Insurance PJ

AXA Strata Title JMB Insurance Petaling Jaya

AXA Strata Title JMB Insurance Seri Petaling

AXA Strata Title JMB Insurance Desa Petaling

AXA Strata Title JMB Insurance Subang

AXA Strata Title JMB Insurance USJ

AXA Strata Title JMB Insurance Damansara

AXA Strata Title JMB Insurance Kota Damansara

AXA Strata Title JMB Insurance Kepong

AXA Strata Title JMB Insurance Sungai Buluh

AXA Strata Title JMB Insurance Rawang

AXA Strata Title JMB Insurance Jalan Ipoh

AXA Strata Title JMB Insurance Selayang

AXA Strata Title JMB Insurance Gombak

AXA Strata Title JMB Insurance Wangsa Maju

AXA Strata Title JMB Insurance Setapak

AXA Strata Title JMB Insurance Kajang

AXA Strata Title JMB Insurance Sungai Long

AXA Strata Title JMB Insurance Mahkota Cheras

AXA Strata Title JMB Insurance Seri Kembangan

AXA Strata Title JMB Insurance Kajang

AXA Strata Title JMB Insurance KL

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Allianz Strata Title JMB Insurance Kuala Lumpur Malaysia

Allianz Strata Title JMB Insurance Kuala Lumpur

Allianz Strata Title JMB Insurance Selangor

Allianz Strata Title JMB Insurance Cheras

Allianz Strata Title JMB Insurance Ampang

Allianz Strata Title JMB Insurance Kampung Pandan

Allianz Strata Title JMB Insurance Pandan Jaya

Allianz Strata Title JMB Insurance Pandan Perdana

Allianz Strata Title JMB Insurance Pandan Indah

Allianz Strata Title JMB Insurance Taman Cheras

Allianz Strata Title JMB Insurance Taman Pertama Cheras

Allianz Strata Title JMB Insurance Taman Segar Cheras

Allianz Strata Title JMB Insurance Taman Midah

Allianz Strata Title JMB Insurance Bandar Tun Razak

Allianz Strata Title JMB Insurance Taman Billion

Allianz Strata Title JMB Insurance Taman Mewah

Allianz Strata Title JMB Insurance Balakong

Allianz Strata Title JMB Insurance Bangsar

Allianz Strata Title JMB Insurance Pantai Dalam

Allianz Strata Title JMB Insurance Jalan Kelang Lama

Allianz Strata Title JMB Insurance Kuchai Lama

Allianz Strata Title JMB Insurance Sungai Besi

Allianz Strata Title JMB Insurance Puchong

Allianz Strata Title JMB Insurance Shah Alam

Allianz Strata Title JMB Insurance PJ

Allianz Strata Title JMB Insurance Petaling Jaya

Allianz Strata Title JMB Insurance Seri Petaling

Allianz Strata Title JMB Insurance Desa Petaling

Allianz Strata Title JMB Insurance Subang

Allianz Strata Title JMB Insurance USJ

Allianz Strata Title JMB Insurance Damansara

Allianz Strata Title JMB Insurance Kota Damansara

Allianz Strata Title JMB Insurance Kepong

Allianz Strata Title JMB Insurance Sungai Buluh

Allianz Strata Title JMB Insurance Rawang

Allianz Strata Title JMB Insurance Jalan Ipoh

Allianz Strata Title JMB Insurance Selayang

Allianz Strata Title JMB Insurance Gombak

Allianz Strata Title JMB Insurance Wangsa Maju

Allianz Strata Title JMB Insurance Setapak

Allianz Strata Title JMB Insurance Kajang

Allianz Strata Title JMB Insurance Sungai Long

Allianz Strata Title JMB Insurance Mahkota Cheras

Allianz Strata Title JMB Insurance Seri Kembangan

Allianz Strata Title JMB Insurance Kajang

Allianz Strata Title JMB Insurance KL

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MSIG Strata Title JMB Insurance Kuala Lumpur Malaysia

MSIG Strata Title JMB Insurance Kuala Lumpur

MSIG Strata Title JMB Insurance Selangor

MSIG Strata Title JMB Insurance Cheras

MSIG Strata Title JMB Insurance Ampang

MSIG Strata Title JMB Insurance Kampung Pandan

MSIG Strata Title JMB Insurance Pandan Jaya

MSIG Strata Title JMB Insurance Pandan Perdana

MSIG Strata Title JMB Insurance Pandan Indah

MSIG Strata Title JMB Insurance Taman Cheras

MSIG Strata Title JMB Insurance Taman Pertama Cheras

MSIG Strata Title JMB Insurance Taman Segar Cheras

MSIG Strata Title JMB Insurance Taman Midah

MSIG Strata Title JMB Insurance Bandar Tun Razak

MSIG Strata Title JMB Insurance Taman Billion

MSIG Strata Title JMB Insurance Taman Mewah

MSIG Strata Title JMB Insurance Balakong

MSIG Strata Title JMB Insurance Bangsar

MSIG Strata Title JMB Insurance Pantai Dalam

MSIG Strata Title JMB Insurance Jalan Kelang Lama

MSIG Strata Title JMB Insurance Kuchai Lama

MSIG Strata Title JMB Insurance Sungai Besi

MSIG Strata Title JMB Insurance Puchong

MSIG Strata Title JMB Insurance Shah Alam

MSIG Strata Title JMB Insurance PJ

MSIG Strata Title JMB Insurance Petaling Jaya

MSIG Strata Title JMB Insurance Seri Petaling

MSIG Strata Title JMB Insurance Desa Petaling

MSIG Strata Title JMB Insurance Subang

MSIG Strata Title JMB Insurance USJ

MSIG Strata Title JMB Insurance Damansara

MSIG Strata Title JMB Insurance Kota Damansara

MSIG Strata Title JMB Insurance Kepong

MSIG Strata Title JMB Insurance Sungai Buluh

MSIG Strata Title JMB Insurance Rawang

MSIG Strata Title JMB Insurance Jalan Ipoh

MSIG Strata Title JMB Insurance Selayang

MSIG Strata Title JMB Insurance Gombak

MSIG Strata Title JMB Insurance Wangsa Maju

MSIG Strata Title JMB Insurance Setapak

MSIG Strata Title JMB Insurance Kajang

MSIG Strata Title JMB Insurance Sungai Long

MSIG Strata Title JMB Insurance Mahkota Cheras

MSIG Strata Title JMB Insurance Seri Kembangan

MSIG Strata Title JMB Insurance Kajang

MSIG Strata Title JMB Insurance KL

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Lonpac Strata Title JMB Insurance Kuala Lumpur Malaysia

Lonpac Strata Title JMB Insurance Kuala Lumpur

Lonpac Strata Title JMB Insurance Selangor

Lonpac Strata Title JMB Insurance Cheras

Lonpac Strata Title JMB Insurance Ampang

Lonpac Strata Title JMB Insurance Kampung Pandan

Lonpac Strata Title JMB Insurance Pandan Jaya

Lonpac Strata Title JMB Insurance Pandan Perdana

Lonpac Strata Title JMB Insurance Pandan Indah

Lonpac Strata Title JMB Insurance Taman Cheras

Lonpac Strata Title JMB Insurance Taman Pertama Cheras

Lonpac Strata Title JMB Insurance Taman Segar Cheras

Lonpac Strata Title JMB Insurance Taman Midah

Lonpac Strata Title JMB Insurance Bandar Tun Razak

Lonpac Strata Title JMB Insurance Taman Billion

Lonpac Strata Title JMB Insurance Taman Mewah

Lonpac Strata Title JMB Insurance Balakong

Lonpac Strata Title JMB Insurance Bangsar

Lonpac Strata Title JMB Insurance Pantai Dalam

Lonpac Strata Title JMB Insurance Jalan Kelang Lama

Lonpac Strata Title JMB Insurance Kuchai Lama

Lonpac Strata Title JMB Insurance Sungai Besi

Lonpac Strata Title JMB Insurance Puchong

Lonpac Strata Title JMB Insurance Shah Alam

Lonpac Strata Title JMB Insurance PJ

Lonpac Strata Title JMB Insurance Petaling Jaya

Lonpac Strata Title JMB Insurance Seri Petaling

Lonpac Strata Title JMB Insurance Desa Petaling

Lonpac Strata Title JMB Insurance Subang

Lonpac Strata Title JMB Insurance USJ

Lonpac Strata Title JMB Insurance Damansara

Lonpac Strata Title JMB Insurance Kota Damansara

Lonpac Strata Title JMB Insurance Kepong

Lonpac Strata Title JMB Insurance Sungai Buluh

Lonpac Strata Title JMB Insurance Rawang

Lonpac Strata Title JMB Insurance Jalan Ipoh

Lonpac Strata Title JMB Insurance Selayang

Lonpac Strata Title JMB Insurance Gombak

Lonpac Strata Title JMB Insurance Wangsa Maju

Lonpac Strata Title JMB Insurance Setapak

Lonpac Strata Title JMB Insurance Kajang

Lonpac Strata Title JMB Insurance Sungai Long

Lonpac Strata Title JMB Insurance Mahkota Cheras

Lonpac Strata Title JMB Insurance Seri Kembangan

Lonpac Strata Title JMB Insurance Kajang

Lonpac Strata Title JMB Insurance KL

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Kurnia Strata Title JMB Insurance Kuala Lumpur Malaysia

Kurnia Strata Title JMB Insurance Kuala Lumpur

Kurnia Strata Title JMB Insurance Selangor

Kurnia Strata Title JMB Insurance Cheras

Kurnia Strata Title JMB Insurance Ampang

Kurnia Strata Title JMB Insurance Kampung Pandan

Kurnia Strata Title JMB Insurance Pandan Jaya

Kurnia Strata Title JMB Insurance Pandan Perdana

Kurnia Strata Title JMB Insurance Pandan Indah

Kurnia Strata Title JMB Insurance Taman Cheras

Kurnia Strata Title JMB Insurance Taman Pertama Cheras

Kurnia Strata Title JMB Insurance Taman Segar Cheras

Kurnia Strata Title JMB Insurance Taman Midah

Kurnia Strata Title JMB Insurance Bandar Tun Razak

Kurnia Strata Title JMB Insurance Taman Billion

Kurnia Strata Title JMB Insurance Taman Mewah

Kurnia Strata Title JMB Insurance Balakong

Kurnia Strata Title JMB Insurance Bangsar

Kurnia Strata Title JMB Insurance Pantai Dalam

Kurnia Strata Title JMB Insurance Jalan Kelang Lama

Kurnia Strata Title JMB Insurance Kuchai Lama

Kurnia Strata Title JMB Insurance Sungai Besi

Kurnia Strata Title JMB Insurance Puchong

Kurnia Strata Title JMB Insurance Shah Alam

Kurnia Strata Title JMB Insurance PJ

Kurnia Strata Title JMB Insurance Petaling Jaya

Kurnia Strata Title JMB Insurance Seri Petaling

Kurnia Strata Title JMB Insurance Desa Petaling

Kurnia Strata Title JMB Insurance Subang

Kurnia Strata Title JMB Insurance USJ

Kurnia Strata Title JMB Insurance Damansara

Kurnia Strata Title JMB Insurance Kota Damansara

Kurnia Strata Title JMB Insurance Kepong

Kurnia Strata Title JMB Insurance Sungai Buluh

Kurnia Strata Title JMB Insurance Rawang

Kurnia Strata Title JMB Insurance Jalan Ipoh

Kurnia Strata Title JMB Insurance Selayang

Kurnia Strata Title JMB Insurance Gombak

Kurnia Strata Title JMB Insurance Wangsa Maju

Kurnia Strata Title JMB Insurance Setapak

Kurnia Strata Title JMB Insurance Kajang

Kurnia Strata Title JMB Insurance Sungai Long

Kurnia Strata Title JMB Insurance Mahkota Cheras

Kurnia Strata Title JMB Insurance Seri Kembangan

Kurnia Strata Title JMB Insurance Kajang

Kurnia Strata Title JMB Insurance KL

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Tokio Marine Strata Title JMB Insurance Kuala Lumpur Malaysia

Tokio Marine Strata Title JMB Insurance Kuala Lumpur

Tokio Marine Strata Title JMB Insurance Selangor

Tokio Marine Strata Title JMB Insurance Cheras

Tokio Marine Strata Title JMB Insurance Ampang

Tokio Marine Strata Title JMB Insurance Kampung Pandan

Tokio Marine Strata Title JMB Insurance Pandan Jaya

Tokio Marine Strata Title JMB Insurance Pandan Perdana

Tokio Marine Strata Title JMB Insurance Pandan Indah

Tokio Marine Strata Title JMB Insurance Taman Cheras

Tokio Marine Strata Title JMB Insurance Taman Pertama Cheras

Tokio Marine Strata Title JMB Insurance Taman Segar Cheras

Tokio Marine Strata Title JMB Insurance Taman Midah

Tokio Marine Strata Title JMB Insurance Bandar Tun Razak

Tokio Marine Strata Title JMB Insurance Taman Billion

Tokio Marine Strata Title JMB Insurance Taman Mewah

Tokio Marine Strata Title JMB Insurance Balakong

Tokio Marine Strata Title JMB Insurance Bangsar

Tokio Marine Strata Title JMB Insurance Pantai Dalam

Tokio Marine Strata Title JMB Insurance Jalan Kelang Lama

Tokio Marine Strata Title JMB Insurance Kuchai Lama

Tokio Marine Strata Title JMB Insurance Sungai Besi

Tokio Marine Strata Title JMB Insurance Puchong

Tokio Marine Strata Title JMB Insurance Shah Alam

Tokio Marine Strata Title JMB Insurance PJ

Tokio Marine Strata Title JMB Insurance Petaling Jaya

Tokio Marine Strata Title JMB Insurance Seri Petaling

Tokio Marine Strata Title JMB Insurance Desa Petaling

Tokio Marine Strata Title JMB Insurance Subang

Tokio Marine Strata Title JMB Insurance USJ

Tokio Marine Strata Title JMB Insurance Damansara

Tokio Marine Strata Title JMB Insurance Kota Damansara

Tokio Marine Strata Title JMB Insurance Kepong

Tokio Marine Strata Title JMB Insurance Sungai Buluh

Tokio Marine Strata Title JMB Insurance Rawang

Tokio Marine Strata Title JMB Insurance Jalan Ipoh

Tokio Marine Strata Title JMB Insurance Selayang

Tokio Marine Strata Title JMB Insurance Gombak

Tokio Marine Strata Title JMB Insurance Wangsa Maju

Tokio Marine Strata Title JMB Insurance Setapak

Tokio Marine Strata Title JMB Insurance Kajang

Tokio Marine Strata Title JMB Insurance Sungai Long

Tokio Marine Strata Title JMB Insurance Mahkota Cheras

Tokio Marine Strata Title JMB Insurance Seri Kembangan

Tokio Marine Strata Title JMB Insurance Kajang

Tokio Marine Strata Title JMB Insurance KL

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Pacific Strata Title JMB Insurance Kuala Lumpur Malaysia

Pacific Strata Title JMBr Insurance Kuala Lumpur

Pacific Strata Title JMB Insurance Selangor

Pacific Strata Title JMB Insurance Cheras

Pacific Strata Title JMB Insurance Ampang

Pacific Strata Title JMB Insurance Kampung Pandan

Pacific Strata Title JMB Insurance Pandan Jaya

Pacific Strata Title JMB Insurance Pandan Perdana

Pacific Strata Title JMB Insurance Pandan Indah

Pacific Strata Title JMB Insurance Taman Cheras

Pacific Strata Title JMB Insurance Taman Pertama Cheras

Pacific Strata Title JMB Insurance Taman Segar Cheras

Pacific Strata Title JMB Insurance Taman Midah

Pacific Strata Title JMB Insurance Bandar Tun Razak

Pacific Strata Title JMB Insurance Taman Billion

Pacific Strata Title JMB Insurance Taman Mewah

Pacific Strata Title JMB Insurance Balakong

Pacific Strata Title JMB Insurance Bangsar

Pacific Strata Title JMB Insurance Pantai Dalam

Pacific Strata Title JMB Insurance Jalan Kelang Lama

Pacific Strata Title JMB Insurance Kuchai Lama

Pacific Strata Title JMB Insurance Sungai Besi

Pacific Strata Title JMB Insurance Puchong

Pacific Strata Title JMB Insurance Shah Alam

Pacific Strata Title JMB Insurance PJ

Pacific Strata Title JMB Insurance Petaling Jaya

Pacific Strata Title JMB Insurance Seri Petaling

Pacific Strata Title JMB Insurance Desa Petaling

Pacific Strata Title JMB Insurance Subang

Pacific Strata Title JMB Insurance USJ

Pacific Strata Title JMB Insurance Damansara

Pacific Strata Title JMB Insurance Kota Damansara

Pacific Strata Title JMB Insurance Kepong

Pacific Strata Title JMB Insurance Sungai Buluh

Pacific Strata Title JMB Insurance Rawang

Pacific Strata Title JMB Insurance Jalan Ipoh

Pacific Strata Title JMB Insurance Selayang

Pacific Strata Title JMB Insurance Gombak

Pacific Strata Title JMB Insurance Wangsa Maju

Pacific Strata Title JMB Insurance Setapak

Pacific Strata Title JMB Insurance Kajang

Pacific Strata Title JMB Insurance Sungai Long

Pacific Strata Title JMB Insurance Mahkota Cheras

Pacific Strata Title JMB Insurance Seri Kembangan

Pacific Strata Title JMB Insurance Kajang

Pacific Strata Title JMB Insurance KL

Construction Insurance Malaysia, Contractor All Risk Insurance Malaysia, Erection All Risk Insurance Malaysia, Engineer Insurance Malaysia,

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Construction Insurance Malaysia, Contractor All Risk Insurance Malaysia, Erection All Risk Insurance Malaysia, Engineer Insurance Malaysia,

Arranged By

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

Construction Project Risk Management

A structural collapse, collision, fire or explosion can cause significant damage for a Construction project.

Equally, a severe natural hazard event or unplanned ground settlement can cause significant damage to the project.

All of these material damages can also mean major interruptions and potential delays to start-up as completion dates are pushed out.

Construction projects are always changing through their lifecycle which means the project risk profiles are also continually changing.

This is often a key reason why gaps in risk management occur, even with established risk management approaches.

Our ACPG principal insurer Risk Engineers are trained to spot areas where losses may occur or where there is a potential exposure.

They will make recommendations so you can address these areas before they become a problem.

ACPG principal insurer Risk Engineers work with our customers and underwriters to identify risk improvement advice that cost effectively mitigates the risk to the business.

We look for bespoke solutions, tailored to the needs and culture of the customer’s specific circumstances.

Our ACPG principal insurers risk assessment approach for Construction uses a globally standardised set of risk factors to identify and assess levels of exposures and controls.

These risk factors are applied appropriately for the specific type and methods of construction.

ACPG principal insurers Risk Engineering and Underwriting have expertise in the following industries and sectors:

Public infrastructure – roads, bridges, tunnels, rail, dams, desalination plants, water and wastewater

Ports – coal and ore loading terminals, container terminals

Energy and mining – oil, gas, petroleum, coal, iron ore, precious metals

Power generation – coal-fired, gas-fired, hydroelectric, solar, wind, nuclear

Manufacturing and processing plants

Buildings – large commercial buildings.

Value-added solutions:

Risk Assessments

Our ACPG insurer approach for Construction site risk assessments uses a globally standardised set of risk factors to identify and assess levels of exposures and controls.

These risk factors are applied according to the specific type and methods of construction.

ACPG Construction Project insurance options

CAR – Construction All Risks

Covers material damage loss arising from contract works on site, transit to or from the contract site (other than by sea or air), contract works stored away from the contract site. It typically covers parties such as the principal contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.

EAR – Erection All Risks

Covers loss arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery.

DSU – Delay in Start Up

Covers delay in start-up costs associated with a CAR or EAR loss.

ALOP – Advance Loss of Profit

Covers advance loss of profit costs associated with a CAR or EAR loss.

ACL – Advance Consequential Loss

Covers advance consequential loss costs associated with a CAR or EAR loss.

Annual Construction Policies

Covers smaller construction project works up to a certain value as an annual policy.

Construction Third Party (Public) Liability

Covers third party personal injury or property damage as a result of negligence associated with works being undertaken. This can be covered in conjunction or combined with CAR and EAR policies.

Project Cargo

Covers risks of loss or damage to goods and merchandise while in transit by any method of transport – sea, rail, road or air – and while in storage anywhere in the world en route between the points of origin and final destination for construction projects. This can be covered in conjunction or combined with CAR and EAR policies depending on the extent of the shipment and the cover required.

Construction Insurance FB A4

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd

Malaysia Experience Commercial Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com

www.facebook.com/acpg.management

Marine Shipping Insurance Malaysia, Logistic Insurance Malaysia, Marine Cargo Insurance Malaysia, Inland Transit Insurance Malaysia, Goods In Transit Insurance Malaysia

Marine and Cargo Insurance FB Wall

Marine Shipping Insurance Malaysia, Logistic Insurance Malaysia, Marine Cargo Insurance Malaysia, Inland Transit Insurance Malaysia, Goods In Transit Insurance Malaysia

Arranged By

ACPG Management Sdn Bhd

www.acpgconsultant.com

+603-92863323

Cargo insurance

What is Marine cargo insurance?

Marine cargo insurance covers the risks of loss or damage to goods and merchandise while in transit by any method of transport – sea, rail, road or air – and while in storage anywhere in the world between the points of origin and final destination. We have a number of marine cargo products to suit the needs of Small to Medium Enterprises. Find our individual solutions below. Or find information marine cargo for large and multinational business.

Why do we need marine insurance?

Most marine cargo shipments arrive at their destinations without an issue, and it’s easy to think that insurance is a discretionary cost in the logistical process. However, time and time again we hear in the news that the unexpected does indeed happen. If a vessel is lost at sea and your cargo can’t be salvaged, insurance cover will help protect you from financial and commercial loss.

Marine insurance is complex and needs to navigate legal principles from a number of legislative areas – domestic and international law to begin with, but also maritime law. Marine insurance experts stay abreast of these areas and know the intricacies of marine commerce and its many clauses, helping clients to risk manage their shipments and to have peace of mind in their daily operations.

A marine cargo policy is usually an annual policy tailored to suit the shipper’s needs. They range from basic protection against loss of goods through to more comprehensive policies which protect against loss of sales and provide for goods to be shipped as replacements. Marine insurance can also be taken out on a shipment-by-shipment basis.

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Who needs marine insurance?

No matter what business you are in, chances are you will be shipping or receiving goods as part of your value chain. Marine insurance covers the process of moving cargo by sea, road, rail and air, as well as any storage the goods may require in between. As such, it is of vital interest for a broad range of businesses.

Manufacturers – importing raw materials and distributing finished goods

Wholesalers – importing stock and distributing sales

Primary producers – exporting products like beef, lamb, fish and cotton etc.

Miners – exporting coal, iron ore or bauxite

Retailers – importing stock and moving sales, purchases and stock transfers

Repairers – importing spare parts and sending customers’ goods.

Single Transit Insurance (within Malaysia)

Single Transit Insurance (within Malaysia) is for ‘one off’ consignments of goods (other than home removals) or livestock within Malaysia.

Our Single Transit (within Malaysia) has a broad, market-leading and competitive cover.

Goods or livestock can be insured for loss or damage during any transit within Malaysia.

Goods in Transit Insurance

Goods in transit insurance is an annual cover where premium is based on the value of goods in transit, at the insured’s risk, during the policy period. It is the simplest and most convenient way to cover the insured’s inland transit risks.

Either all risks of loss or damage or defined events for goods or death by natural and accidental causes or accidental causes only for livestock can be covered.

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Goods in Transit Insurance (own vehicles)

Goods in Transit Insurance (own vehicles) is a simple and inexpensive annual cover for major transit risks and theft of goods carried in any vehicle owned and/or operated by the insured and is not restricted to nominated vehicles.

It is particularly suited to small businesses and farmers with one or more vehicles used to collect or deliver goods or livestock.

Annual premium is calculated on the number of vehicles operated, type of goods/livestock carried and the nominated sum insured.

Goods in Transit (Carriers) Insurance

Goods in Transit (Carriers) Insurance provides the carrier with the ability to have commercial settlements made to their customers for loss or damage to their goods or livestock from an insured event at the carrier’s request, irrespective of their liability. If the carrier chooses not to accept the customer’s claim, the policy remains in force, with agreed legal costs covered, should the carrier elect at a later time to accept the claim.

This cover is available to all carriers – there is no requirement for the carrier to issue consignment notes or operate under other contracts of carriage.

This policy offers two levels of cover:

Comprehensive – against loss or damage to goods from accident or deliberate act of a third party or death of livestock from accident, natural causes or humane slaughter

Defined events – against loss or damage to goods or death of livestock from major transit perils including fire, flood, collision, overturning, impact.

Defined events cover can be optionally extended to cover:

Theft, pilferage, non-delivery

Accidental loss or damage during loading or unloading deterioration of refrigerated goods from breakdown or mismanagement of refrigerating machinery.

Specified Items in Transit Insurance

Specified Items in Transit Insurance is a simple and inexpensive annual cover for major transit risks and theft of specified goods regularly transported on any registered road vehicle or trailer.

This product is particularly suitable for tools of trade, mechanical and/or electronic equipment, musical instruments, computers or other equipment, eg racing cars or boats, suitable for tradesmen, professional people, small businesses, sporting groups, schools and associations. Premium is based on the type of specified items carried and the nominated sum insured.

ACPG BZP39

Annual Marine Cargo Insurance

Annual marine cargo premium is based on the value of all shipments that the insured is responsible to insure. It is the simplest and most convenient way to cover the insured’s import and export risks.

Our Annual Marine Cargo policy has a broad, market-leading and competitive cover incorporating internationally recognised Institute Clauses with our own special conditions and additional clauses.

Cargo is insured for loss or damage during import, export and within Malaysia transit.

Stock and equipment at exhibitions or while on display can also be covered under the policy.

Single Marine Cargo Insurance

Single marine cargo insurance is for ‘one-off’ insurance cover for import or export shipments, except home removals.

Our Single Marine Cargo has a broad, market-leading and competitive cover incorporating internationally recognised Institute Clauses with our own special conditions and additional clauses.

Cargo is insured for loss or damage during import, export including within the Malaysia leg of the journey.

Carriers Cargo Liability Insurance

Carriers Cargo Liability Insurance protects a carrier who operates using approved consignment notes or other contracts of carriage against their liability, in terms of these contracts, for loss or damage to their customers’ goods or livestock.

This cover is a relatively inexpensive way for the carrier who manages their risk contractually to protect them. Agreed legal costs incurred to defend claims against the carrier are covered.

Carriers Cargo Liability policy also extends to cover delay, loss of market or consequential loss caused solely by loss or damage to the insured goods or livestock. This cover is only limited to the difference between the amount paid for damage to the goods and the limit sum insured, not a small sub-limit.

Home Removals Insurance

Are you planning a move? If you are using professional removalists to help you get into your new home faster, you can cover your household goods with comprehensive door-to-door insurance.

Moving house is considered by many to be one of life’s most stressful situations. The pressure is heightened when the move is to a different country.

We can help you take some of the stress away by providing one of the most comprehensive home removals insurance solutions.

Our home removals insurance has been designed to cater for every level of cover and budget. You can cover your household goods and personal effects while in transit and also while in storage – providing seamless protection for precious goods and personal effects.

This policy is suitable for:

Families or individuals moving within Malaysia.

Families or individuals moving from anywhere in Malaysia to selected destinations overseas.

Marine Cargo Insurance FB A4

Malaysia Experience General Insurance Risk Management Solution Provider since year 1989.

ACPG Management Sdn Bhd

Head Office

158-3-7, Blok 158, Kompleks Maluri,

Jalan Jejaka, Taman Maluri,

55100 Kuala Lumpur, Malaysia.

www.acpgconsultant.com

+603-92863323

Strata Title Insurance Kuala Lumpur Malaysia

Malaysia Strata Title Building Insurance, Malaysia Strata Title Fire Insurance, Malaysia Strata Title JMB Liability Insurance

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) jmbimcare@jmbinsurance.com.my
(W) http://www.jmbinsurance.com.my
(FB) http://www.facebook.com/jmbinsurance

Exclusively Designed for JMB’s or MC only
(Joint Management Body or Management Corporation),
Strata Title Property Insurance and Property Management Liability Insurance

Arranged by
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title Insurance and JMB Liability Insurance Risk Management Advisory Organization

Strata Title Property Insurance and Property Management Liability Insurance

The Building and Common Property (Maintenance and Management) Act 2007(” The Act”) coming into force on 12 April 2007 in the Peninsular Malaysia.

The powers and duties of the JMB are enumerated by Section 8 of the Act which stated
8. (1)(c) to insure and keep insured the building to the replacement value of the building against fire and such other risks as may be determined by the Body;
8. (1)(d) to apply insurance moneys received by the Body in respect of damage to the building for the rebuilding and reinstatement of that building;
8. (3) The Body shall be deemed—
(a) for the purposes of effecting any insurance under paragraph (1)(c), to have an insurable interest in the building equal to its replacement value or any value as determined by the Body; and
(b) for the purposes of effecting any insurance under paragraph (1)(d), to have an insurable interest in the subject matter of the insurance.
Interpretation:

The Joint Management Body must insured the following insurance:

1. Fire & All perils Insurance (Min perils Subsidence & Landslip, RSMD & BOW)

Building – For all the units that is individually own including all the common property.
In this case when the purchaser have a Loan with the Bank, the purchaser need not buy an additional insurance and can use the individual “Certificate of Insurance” issued from the Master policy.
It should include the following clauses:-
Reinstatement Value (valuation report by an accredited quantity surveyor at least once in 5 years)
Removal of Debris
Architect & surveyor Fee
Rent Clause

2. Public Liability Insurance
Legal liability to pay compensation for accidental bodily injury or accidental damage to the property to the Visitors for using the common property of the Building.

Under Section 4 Establishment of a Joint Management Body
(2) The Body established by subsection (1) shall be a body corporate having perpetual succession and a common seal.
(3) The Body may sue and be sued in its name.
(4) The Body shall comprise the developer and the purchasers.

Interpretation:

As the JMB is a body corporate the volunteered committee members can now be sued by the purchasers for Breach of Duty. An E&O or a PL policy to protected the personal liability of the individual committee.

3. Error & Ommission or Professional Liability Insurance

The Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Breach of Duty of the Insured.
N/B The policy should be placed immediately after the formation of the JMB.

Strata Title Risks Solution:

Products Offered:
Fire Insurance
Fire Consequential Loss Insurance
All Risk Insurance
Crime Insurance ( Burglary & Money Insurance)
Plate Glass Insurance
Machinery Breakdown Insurance
Public Liability Insurance
Property Terrorism
Error & Omission or Professional Indemnity for Joint Management Body (JMB) or Management Corporation (MC).

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) jmbimcare@jmbinsurance.com.my
(W) http://www.jmbinsurance.com.my
(FB) http://www.facebook.com/jmbinsurance

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Consequential Loss Insurance Kuala Lumpur Malaysia

ACPG BZR30P38
Consequential Loss Insurance Kuala Lumpur Malaysia
Arranged By
ACPG Management Sdn Bhd
+603-92863323
Consequential Loss Insurance (Fire) or Loss of Profit Insurance or Business Interruption Insurance
As in the past in our knowledge series, we shall endeavor to present the above insurance in the simplest possible way with a view to elicit interest and also to exemplify its importance.
As in the past in our knowledge series, we shall endeavor to present the above insurance in the simplest possible way with a view to elicit interest and also to exemplify its importance.
When a fire occurs at premises used for the purpose of conducting a business, whether industrial, mercantile or Professional, the owner of the business will usually be insured against damage to his property by fire etc and will in due course be able to recover his material loss.
With the proceeds of his claim he can, in time, replace his lost or damaged property and resume his business but, until this can be done, the profits which he was previously earning will have ceased, wholly or in part.
In addition, there will almost certainly be fixed expenses arising from the business e.q. salaries, rent, municipal taxes, which be will have to continue to meet, even if his profits have entirely vanished.
Faced with the situation, he may find means to reduce or even eliminate the loss of his profits but this will call for expenditure perhaps substantial – which he may not have the funds to meet.
It is to meet this situation that loss of profits insurance have been devised and subject to a suitable type of policy and an adequate sum insured, it affords an insured complete protection against the reduction or cessation of profits following a fire and place him in the same position as though the damage had not occurred.
In these circumstances, a loss of profit insurance should appeal to any businessman as an essential complement to Fire Insurance.
We shall proceed ahead to give a brief idea of important definitions and ingredients which needs to be understood before obtaining a policy:
a) Net Profit:
The net trading profit resulting from the business of the insured at the premises. This does not include all capital receipts and accretion. Provisioning for all fixed charges shall be made including depreciation but shall not include taxation chargeable on profits.
b) Standing Charges:
These are the fixed expenses whi ch wi l l never theless continue to accrue to the insured despite the cessation of business e.q. Rent, Municipal taxes, fixed interest on capital, Advertising etc
c) Indemnity Period:
The period commences when the damage by fire occurs, and ends when the business ceases to be affected there by, subject to the maximum period specified in the policy.
d) Turnover:
The money paid or payable to the insured for goods sold & delivered and for services rendered in course of the business at the premises.
e) Rate of Gross Profit:
The Gross Profit explained above divided by turnover during the financial year immediately before the date of the damage.
f) Annual Turnover:
The turnover during the twelve months immediately before the date of the damage.
g) Standard Turn Over:
The turn over during that period in the twelve months immediately before the date of the loss which corresponds with the Indemnity period.
This st mean that if a fire occurs on 1 January and the business is affected during the following three months, January to March, then in ascertaining the shortage in turn over, the figures for those months are compared with January to March in the proceeding year. This is fairness personified especially in case of seasonal trades.
Measure of Indemnity:
With the aid of the above stated definition, it would now be possible to state in simple terms how the insured would be compensated in the event of a loss.
The amount payable shall be under two heads, which are described as below:
(I) Reduction In Turn Over:
It shall be he sum produced by applying the rate of gross profit to the amount by which the turn over during the indemnity period shall, in consequence of the damage, fall short of the Standard Turnover.
(II) Increase In Cost of waking:
It shall comprise the additional expend it urenecessarily and reasonably incurred for the sole purpose of diminishing the reduction in turnover but the amount shall not exceed the sum produced by applying the rate of gross profit to the amount of reduction there by avoided.
We shall go ahead by giving you a very simple accounting applicability of this policy and make you clearly understand how it fully compensates an insured. By this example, you will able to appreciate that all the aspects are duly taken care of by Malaysia insurers.
Consequential Loss Insurance (Fire) or Loss of Profit Insurance or Business Interruption Insurance for more detail at http://www.acpgconsultant.com.
Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance
Arranged by
ACPG Management Sdn Bhd
Malaysia General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com

Sundry Shop & Mini Market Insurance Kuala Lumpur Malaysia

Sundry Shop Retail Outlet Insurance FB A4
Shop and Outlet Insurance Package
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com

Sundry Shop & Mini Market Insurance
1)Money Insurance (Money Premises and Money In Transit Coverage)
– Reimburses any loss of money either in transit or kept in the insured premises.

2)Burglary Insurance (Theft, Hold up and Arm Robbery Coverage)
– Indemnifies you against loss of property caused by burglary and theft to your insured property (including attempted theft). It also provides you indemnity for damage to your premises, if you are responsible for making good such damage.

3)Public Liability Insurance (Legal Liability on Third Party)
– Insures you against legal liability for third party bodily injury or property damage arising from your business.

4)Employers’ Liability Insurance
– Safeguard against liabilities in the event of negligence to your
employee which occurred during the period of employment.

5)Fidelity Guarantee Insurance
– Provides cover against the loss of money or other property due to
fraud or dishonesty committed by employee.

6)Mobile Plant & Machinery Insurance
– Insures any mechanically propelled vehicle / equipment which is not licensed for use on a road and which is not used on a road (vehicles used on roads should be covered by a motor insurance.)

7) Workmen’s Compensation Insurance (Workers Accident Coverage and Liability Coverage)
– Covers employers for the payment of compensation to workmen
for injury suffered in the course of their employment in accordance with Workmen’s Compensation (Amendment) Act 1996 and the related Acts.

Exclusive Arranged by
ACPG Management Sdn Bhd

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by

ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management

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Factory / Manufacturing Insurance Kuala Lumpur Malaysia

Factory / Manufacturing Insurance Kuala Lumpur MalaysiaFactory Insurance FB A4
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com

Factory / Manufacturing Insurance Coverage

– Foreign Workers Insurance
(FWCS / SKHPPA / FWIG)
– Machinery & Equipment All Risks Insurance
– Special All Risk Insurance
– Machinery Breakdown Insurance
– Machinery Breakdown Loss of Profit
– Workmen’s Compensation Insurance
– Group Hospital & Surgical Insurance
– Fire & Lightning Insurance
– Fire Consequential Loss / Fire Profit Loss Insurance
– Water Damage / Flood Insurance
– Goods In Transit Insurance
– Marine Cargo Insurance
– Employer’s Liability Insurance
– Public Liability Insurance
– Product Liability Insurance
– Keyman / Senior Officer Protection

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

Fashion Boutique, Bridal House & Retail Outlets Insurance Kuala Lumpur Malaysia

Fashion Boutique, Bridal House & Retail Outlets Insurance Kuala Lumpur MalaysiaRetail Outlet Insurance FB A4
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
enquiry@acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

Fashion Boutique, Bridal House & Retail Outlets Insurance Package

1. Fire / Fire Profit Loss
– Fire, lightning, thunderbolt, subterranean fire. Impact damage by road vehicles
or animals. Bursting or overflowing of domestic water tanks, apparatus or pipes.
Hurricane, cyclone, typhoon, windstorm & flood.

2. Money
– Reimburses any loss of money either in transit or kept in the insured premises.

3. Burgalry
– Indemnifies you against loss of property caused by burglary and theft to your
insured property (including attempted theft). It also provides you indemnity for
damage to your premises, if you are responsible for making good such damage.

4. Public Liability
– Insures you against legal liability for third party bodily injury or property
damage arising from your business.

5. Employers’ Liability
– Safeguard against liabilities in the event of negligence to your employee which
occurred during the period of employment.

6. Fidelity Guarantee
– Provides cover against the loss of money or other property due to fraud or
dishonesty committed by employee.

7. Mobile Plant & Machinery
– Insures any mechanically propelled vehicle / equipment which is not licensed for
use on a road and which is not used on a road (vehicles used on roads should be
covered by a motor insurance.)

8. Workmen’s Compensation
– Covers employers for the payment of compensation to workmen for injury
suffered in the course of their employment in accordance with Workmen’s
Compensation (Amendment) Act 1996 and the related Acts.

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Property Insurance, Malaysia Medical Insurance

Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
enquiry@acpgconsultant.com
www.acpgconsultant.com
www.facebook.com/acpg.management
www.walkinonline.com/store/ACPG.php

Malaysia Risk Management Insurance Solution Service Provider

Malaysia Largest Insurance Solution Service provider IVR3001

 

ACPG Management Sdn Bhd

Your Experience Insurance Risk Management and Solution Service Provider since year 1989 and Head Office Located at Kuala Lumpur Malaysia .

For more details of Malaysia Insurance package and risk management services www.acpgconsultant.com and contact our ACPG careline +603-92863323.

Click Here For Insurance Quote Enquiry Form Submission

 

ACPG Management Sdn Bhd

What We Can Do…..

One of the reasons we at ACPG Management Sdn Bhd, are one of the top Property and Casualty Insurance Agency in the Kuala Lumpur Malaysia market, is due to the quality and variety of insurance solution and consultancy services we provide. Be it automotive insurance, fire insurance, all others type classes of life and general insurance, consequential loss insurance, insurance of precious possessions or what have you, you can rest assured that we provide nothing less than what are stated below, which makes us an insurance agency that is truly “Almost with No Comparison”, and we do not make such claims lightly.

With 27 years since year 1989 in the insurance Malaysia market we can

Give our Expert Opinion On Your Risks.

How To Handle The Risks.

Provide The Best Insurance Solutions.

Provide Competitive Premium.

Handle Insurance Claims With Comprehensive Homework.

Work Closely with Insurance Adjusters, Insurer Claim Officers and Policy Holders.

Assisted Claims

By its very nature, a claim is made at a difficult and stressful time. You may need to make a claim because you have been burgled, there has been a fire or flood or worse and your business may be forced to stop operating. In such a situation, you need a settlement and fast.

Most insurance companies are well aware of this and if you are making a claim directly to an insurance company or through an unqualified agent and without any professional help, you may find the small print in your policy is not what you expected or the settlement amount is not enough.

When you have to make a claim, the insurance company will send out a loss adjustor to assess the damage. It is important to understand that the loss adjustor works for the Insurance company and not you so they will put the interests of the insurance company first.

If you are one of our clients, we will represent your interests when the loss adjustor visits the scene and in any discussions or negotiations to ensure you get the best possible settlement.

If you would like to meet for an informal consultation about your insurance needs and how we can place your coverage at exceptional rates, please do not hesitate to contact us.

Risk Management

Risk is when there’s an uncertainty about whether an event will or will not occur. Thus, risk management is the process of identifying exposures to risk, choosing the best method for handling each exposure and implementing it.

Insurance refers to a contract that reduces risk of loss and requires one party to pay a specified sum to another if a previously identified event occurs. Thus, insurance planning is the process of handling and safeguarding against future risk of loss and ensuring sufficient compensation is provided.

Risk Management Technique

When it comes to risk management, there are 4 basic methods :

Risk Avoidance

To avoid engaging in an activity or owning property that might lead to an exposure of risk.

Risk Assumption

To recognize risk and accept it as part of its activities.

Risk Transfer

To transfer risk to another party.

Risk Reduction

To take steps to reduce the uncertainty of loss.

 

 

Malaysia General Insurance Services
Arranged by
ACPG MANAGEMENT SDN BHD
Your Experienced and Trusted
Malaysia Risk Management Insurance Solution Service Provider since year 1989.
ACPG careline : +603-9286 3323,
enquiry@acpgconsultant.com,
www.acpgconsultant.com

Facebook Business page  www.facebook.com/acpg.management