Engineering Insurance Malaysia
Construction Insurance Malaysia
Contractors’ All Risks Insurance Malaysia
Erection All Risks Insurance Malaysia
Public Liability Insurance Malaysia
Workmen Compensation Insurance Malaysia
Foreign Worker Insurance Malaysia
Arranged By
ACPG Management Sdn Bhd
+603-92863323, +6011-12239838
Construction Insurance Malaysia
A proven leader in the construction industry, ACPG Insurers delivers integrated property & casualty and specialized insurance solutions which are tailored to construction risks from:
Residential and Commercial Projects
Civil Engineering Projects such as pipelines, dams, roads and rail
Power and Energy Projects of all sizes
Petrochemical and Industrial plants
Our unique industry practice group provides clients with a comprehensive spectrum of products including Project Cargo, Casualty, Surety, Environmental and Project Professional Indemnity.
Whether you’re a Principal, Property Developer, Main Contractor, we will work collaboratively with you and your broker to help develop seamless and effective risk management solutions.
OUR STRENGTHS
By working with ACPG Insurers Construction Industry Practice, you will benefit from our strengths which encompass:
Local knowledge backed by global capability
Comprehensive suite of services
Experienced underwriting team
Dedicated Construction Risk Engineers
Superior Claims Handling and Administration
Consultative approach to loss prevention and mitigation
Tailor-made programs backed by client-centric service
Broad coverage
Long-term focus on client relationships
PRODUCT RANGE
ACPG Insurers Construction Industry Practice offers a range of products and services including:
Contract Works
Delay in Start Up
General Liability
Umbrella/Excess Casualty Covers
Project Professional Liability
Environmental Pollution Liability
Contract Surety
Construction Risk Management Services
Marine Cargo including DSU
Directors & Officers Liability
Terrorism
Construction All Risks – Builder Risk
Contractors, property developers and principals will all benefit from this insurance, which provides both single risk project cover and annual polices. It is available on a standalone basis but can also be packaged with excess casualty (GL), employers’ liability or environmental impairment liability.
PRODUCT HIGHLIGHTS
ACPG Insurers have a strong track record of leading the insurance of large and complicated project contracts
ACPG Insurers are recognised technical expertise in the sector
Our expertise in claims handling and investigation is widely acknowledged
ACPG Insurers seek to develop long-term relationships with clients
COVER
Our standard cover includes contract materials and/or works.
Cover can be extended to include:
Contractors’ plant and equipment
Delay in start up
Non-negligent liabilities
Public liability
Construction All Risks – Civil Engineering
This insurance provides contractors involved in hydro projects, motorways, railways and pipelines with annual cover or single risk project cover.
PRODUCT HIGHLIGHTS
ACPG Insurers have a strong track record of leading the insurance of large and complicated project contracts
ACPG Insurers are recognised technical expertise in the sector
ACPG Insurers seek to develop long-term relationships with clients
COVER
Our standard cover includes:
Consequences of design
Extended maintenance
Natural catastrophes
Property damage only
Primary third party liability
Cover can be extended to include:
Delay in start up
Full design
Erection all Risks
ACPG Insurers Erection All Risks (EAR) insurance includes the erection and installation of electrical or mechanical plant and machinery.
It’s ideal for mechanical and electrical contractors looking for annual contract cover or developers, manufacturers, power and energy companies involved in large and complex installations.
Our target areas include construction of power plants, oil and gas facilities and other heavy industries such as steel, aluminium and cement, as well as traditional light engineering projects such as bottling plants and pharmaceuticals.
PRODUCT HIGHLIGHTS
Experience in writing many types of risks from standard installation contracts to large scale power and energy plants
A strong track record of leading the insurance of large and complex project contracts
The capacity to cover contracts in many overseas territories
Highly experienced risk engineers who can assist in risk management and risk reduction, as well as ensure that standards are maintained during the erection and installation works to help reduce losses
COVER
Our standard EAR cover is for the erection and / or installation of electrical or mechanical plant and machinery globally.
It can also cover losses during the testing and commissioning prior to hand-over and damage during the contractual maintenance period.
Cover can be provided for movement and re-erection of machinery along with testing, commissioning and maintenance of installed machinery.
An ‘all-risks’ cover that includes breakdown and explosion during testing and commissioning.
Available on contracts overseas subject to some territorial and environmental peril limitations.
The standard insurance offers cover for defective design under the wording and damage to installed equipment during maintenance visits. This can be extended to give wider defective design cover and either extended or ‘full’ or guarantee maintenance.
Comprehensive General Liability (CGL) Insurance
To meet the needs of casualty insurance clients it takes underwriting skill, risk engineering expertise and superior claims handling. These are key strengths of ACPG Insurers.
ACPG Insurers has a broad appetite for risk and provides public and product liability to medium, large, and multinational businesses on a domestic and international basis.
BENEFITS
Flexible policies which can be tailored to client needs
Highly experienced and dedicated casualty underwriters
Cover is available for North American exports and domiciled companies
Casualty Engineers with specialist expertise
Multinational capabilities
Proven global claims handling capabilities
Foreign Workers Insurance
Employees are a company’s greatest asset therefore it is essential for an employer to get their employees protected.
Being one of the approved panel insurance companies to provide foreign workers insurance, ACPG Insurers has three products designed to provide financial relief for the employer in the event of death, hospitalization or repatriation of their foreign workers.
Foreign Workers Compensation Scheme (FWCS)
As provided under Section 26(2) of the Workmen’s Compensation Act 1952, it is mandatory for every employer to insure all their foreign workers employed by the company under the Foreign Workers Compensation Scheme (FWCS).
ACPG Insurers is one of the panel insurance companies appointed and approved by the Ministry of Human Resources to underwrite FWCS. The scheme provides foreign workers with personal accident and repatriation benefits during and outside of working hours.
COVERAGE
Foreign workers who are under the employment of the insured company will enjoy coverage that include
Death and disability due to an accident
Disease arising out of and in the course of employment
Medical expenses
Repatriation expenses
Foreign Workers Hospitalization & Surgical Scheme (FWHS)
Effective 1 January 2011, all foreign workers in Malaysia are required to purchase a RM120 premium per year
Foreign Workers Hospitalization & Surgical Scheme (FWCS) that provides RM20,000 annual coverage.
ACPG Insurers is one of the panel insurance companies appointed and approved by the Ministry of Health (MOH) to underwrite the FWHS.
BENEFITS
Under the insurance policy, foreign workers will enjoy benefits that include
Daily hospital and room board of up to a maximum of 30 days
Intensive care unit (ICU) of up to a maximum of 15 days
Operating theatre fees
Surgical fees
Anaesthetist fees
In-hospital physician visits of up to a maximum of 30 days
In-hospital specialist consultation visits of up to a maximum of 30 days
Ambulance fees
Medical report fees
Foreign Workers Insurance Guarantee (FWIG)
Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Immigration Department from the employer as a security deposit for the employment of foreign workers (excluding Domestic Maid) under Regulation 21 of the Immigration Regulations.
This insurance serves as a guarantee to the Immigration Department to cover the repatriation expenses in the event the foreign worker is required by the authorities to be sent back to his/her country of origin during his/her course of stay in Malaysia.
The circumstances could arise from:-
Breach of Immigration Act
Foreign worker is caught involving in illegal and illicit activities such as drug, immoral work, etc.
Employer goes into liquidation and is unable to provide the return passage for the foreign worker
Engineering Insurance Malaysia
Protect your business against unforeseen events or disruption. Select from our range of commercial insurance products to protect your business, goods, employees, etc. Our team of knowledgeable, experienced and dedicated staff is always on hand to provide insurance solutions for all your business needs.
Contractors’ All Risks insurance Malaysia
Contractors’ All Risks insurance is designed to provide coverage for all parties involved in a construction project.
There are usually two main groups of named insured. They are the Principal and the Contractor(s). The Principal is the party who commissions the work. The principal will usually be the party who owns the building when completed. The contractor is responsible for the planning and execution of the contract works. Where nominated sub-contractors or other sub-contractors are engaged, they can be included under the policy.
There are two sections in this Policy:
Section I: Material Damage
This Section provides cover for loss or damage to the contract works caused by any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded.
Section II: Third Party Liability
This Section provides indemnity for the insured’s legal liability for accidental bodily injury or property damage to third parties occurring in direct connection with the contract works.
For more sophisticated operations, you would require a specially customised insurance program that offers maximum protection and flexibility. We ACPG team of professional staff is well versed to provide you with all the necessary guidance and advice.
Erection All Risks Insurance Malaysia
Erection All Risks Insurance is designed to provide coverage for the installation and erection of ready-built engineering projects such as machinery, equipment or other fittings in factories.
There are two sections to this Policy:
Section I: Material Damage
This Section provides cover for loss or damage to the contract works caused by any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded.
Section II: Third Party Liability
This Section provides indemnity for the insured’s legal liability for accidental bodily injury or property damage to third parties occurring in direct connection with the erection works.
For more sophisticated operations, you would require a specially customised insurance program that offers maximum protection and flexibility.
Our team of professional staff is well versed to provide you with all the necessary guidance and advice.
Public Liability Insurance Malaysia
With increasing awareness of consumers, enterprises are exposed to a myriad of legal liabilities arising from accidents due to acts of negligence of its employees or representatives in the course of business.
Business prudence requires that protection against such contingents cannot be compromised.
With Public Liability insurance, you have the assurance that compensation for claims from third parties for injury or damage to their property including claimants’ costs are taken care of.
Commercial and Business Insurance
Arranged By
ACPG Management Sdn Bhd
Business Insurance
Commercial All Risks
Commercial Motor Vehicles
Equipment All Risks
Fidelity Guarantee
Group Hospitalization
Group Personal Accident
Money
Office and Shop Insurance Scheme (OASIS)
Plate Glass
Engineering
Boiler & Pressure Vessel
Contractors’ All Risks
Deterioration of Stock
Electronic Equipment
Erection All Risks
Machinery Breakdown
Machinery Breakdown – Loss of Profits
Machinery & Equipment
Storage Tank Installation
Foreign Worker Insurance
Foreign Worker Insurance Guarantee
Foreign Worker Compensation Scheme (FWCS)
Foreign Worker Hospitalization & Surgical Insurance Scheme (SKHPPA)
Liability
Comprehensive General Liability
Directors & Officers Liability
Products Liability
Professional Indemnity
Public Liability
Warehousemen’s Liability
Marine
Bailee Liability
Credit Insurance
Marine Hull
Marine Inland Transit
Workmen
Employer’s Liability
Workmen’s Compensation
ACPG Management Sdn Bhd
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
enquiry@acpgconsultant.com
+603-92863323, +6011-12239838
ACPG Management Sdn Bhd 
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