FWCMS Foreign Workers & Maids Insurance Policy Arranged by ACPG Management

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FWCMS Foreign Workers & Maids Insurance Policy

Arranged by ACPG Management Sdn Bhd Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323, +6011-12239838

enquiry@acpgconsultant.com

www.acpgconsultant.com www.facebook.com/acpg.management

FWCMS Foreign Workers & Maids Insurance Policy

FWCMS Insurans Jaminan Pekerja Asing (FWIG)

FWCMS Skim Pampasan Pekerja Asing (FWCS)

FWCMS Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS Skim Insurans Pembantu Rumah

FWCMS Foreign Worker Insurance Guarantee (FWIG)

FWCMS Foreign Worker Compensation Scheme (FWCS)

FWCMS Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS Domestic Servant Insurance Scheme (DSIS)

FWCMS Maids Insurance Scheme (MIS)

 

FWCMS Foreign Worker Insurance Benefits of Coverage –

Repatriation Expenses –

Personal Accident Insurance –

Disease Death –

Permanent Partial / Total Disablement –

Temporary Disablement –

Accidental Medical Expenses –

Hospital & Surgical Medical Expenses –

Weekly Income Benefits –

ICU / Ambulance Fees / Medical Report Fees

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance

Arranged by ACPG Management Sdn Bhd

Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.

ACPG Careline +603-92863323

enquiry@acpgconsultant.com

www.acpgconsultant.com www.facebook.com/acpg.management

 

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In Malaysia, foreign workers are employed in the sectors of manufacturing, construction, plantation, agricultural, services and domestic help such as restaurant, cleaning services, cargo handling, launderette, golf course caddy, barber, wholesale and retail, textile, metal scraps and recycle activities, welfare homes and hotels.

Foreign Workers Insurance Guarantee (FWIG)

Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Malaysian Immigration Department from employers as a security deposit for the employment of foreign workers in Malaysia.

FWIG guarantees to cover repatriation expenses in the event where your foreign worker is required by the authorities to be sent back to his country origin during his stay in Malaysia.

Duration of cover set by the Immigration Department is eighteen (18) months.

A new FWIG is required upon renewing the foreign workers permit. The total premium payable varies depending on the nationality of the foreign worker and ACPG insurer  underwriting requirements.

Foreign Workers Compensation Scheme (FWCS)

The Foreign Workers Compensation Scheme (FWCS) protects the welfare and interests of foreign workers in Malaysia.

The scheme pays the compensation benefits to a foreign worker with valid employment document for injuries sustained or death due to an accident arising out of or during his course of employment.

Under Section 26 of the Workmen’s Compensation (Amendment) Act 1996, it is mandatory for Employers to insure all their foreign workers under the FWCS.

Coverage:

Accidental death: RM25,000 (working hours) or RM23,000 (off working hours)

Permanent disablement: Up to RM23,000 (working hours) or RM23,000 (off working hours)

Temporary loss of income due to temporary disablement

Hospitalisation & medical expenses: Up to RM750

Repatriation due to death or permanent disablement: RM4,800

Foreign Workers Hospitalization and Surgical (FWHS or SKHPPA)

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The Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA) is specially designed in view of increasing hospital and surgical costs and to reduce the financial burdens of employers of foreign workers in Malaysia in the event of hospital admission of their foreign workers due to an accident or illness.

FWCS/SKHPPA allows foreign workers a cashless admission into government hospitals under a Third (3rd) Class Room and Board basis but exception is given to cases which require emergency treatment at private hospitals.

Coverage:

Daily hospital room & board: Up to 30 days; Up to RM160 per day

Intensive Care Unit (ICU): Up to 15 days

Hospital supplies and services, operating theatre, surgical fees, anaesthetist fees, ambulance fees / medical report fees

In-hospital physician visits: Up to 30 days

In-hospital specialist consultation visits: Up to 30 days

Maximum overall annual limit: RM20,000

 

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FWCMS MSIG Foreign Workers & Maids Insurance Policy

FWCMS MSIG Foreign Worker Insurance Guarantee (FWIG)

FWCMS MSIG Foreign Worker Compensation Scheme (FWCS)

FWCMS MSIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS MSIG Domestic Servant Insurance Scheme (DSIS)

FWCMS MSIG Maids Insurance Scheme (MIS)

 

FWCMS AXA Foreign Workers & Maids Insurance Policy

FWCMS AXA Foreign Worker Insurance Guarantee (FWIG)

FWCMS AXA Foreign Worker Compensation Scheme (FWCS)

FWCMS AXA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS AXA Domestic Servant Insurance Scheme (DSIS)

FWCMS AXA Maids Insurance Scheme (MIS)

 

FWCMS AIG Foreign Workers & Maids Insurance Policy

FWCMS AIG Foreign Worker Insurance Guarantee (FWIG)

FWCMS AIG Foreign Worker Compensation Scheme (FWCS)

FWCMS AIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS AIG Domestic Servant Insurance Scheme (DSIS)

FWCMS AIG Maids Insurance Scheme (MIS)

 

FWCMS ALLIANZ Foreign Workers & Maids Insurance Policy

FWCMS ALLIANZ Foreign Worker Insurance Guarantee (FWIG)

FWCMS ALLIANZ Foreign Worker Compensation Scheme (FWCS)

FWCMS ALLIANZ Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS ALLIANZ Domestic Servant Insurance Scheme (DSIS)

FWCMS ALLIANZ Maids Insurance Scheme (MIS)

 

FWCMS LONPAC Foreign Workers & Maids Insurance Policy

FWCMS LONPAC Foreign Worker Compensation Scheme (FWCS)

FWCMS LONPAC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS LONPAC Domestic Servant Insurance Scheme (DSIS)

FWCMS LONPAC Maids Insurance Scheme (MIS)

 

FWCMS KURNIA Foreign Workers & Maids Insurance Policy

FWCMS KURNIA Foreign Worker Insurance Guarantee (FWIG)

FWCMS KURNIA Foreign Worker Compensation Scheme (FWCS)

FWCMS KURNIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS KURNIA Domestic Servant Insurance Scheme (DSIS)

FWCMS KURNIA Maids Insurance Scheme (MIS)

 

FWCMS TOKIO MARINE Foreign Workers & Maids Insurance Policy

FWCMS TOKIO MARINE Foreign Worker Insurance Guarantee (FWIG)

FWCMS TOKIO MARINE Foreign Worker Compensation Scheme (FWCS)

FWCMS TOKIO MARINE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS TOKIO MARINE Domestic Servant Insurance Scheme (DSIS)

FWCMS TOKIO MARINE Maids Insurance Scheme (MIS)

 

FWCMS PACIFIC Foreign Workers & Maids Insurance Policy

FWCMS PACIFIC Foreign Worker Insurance Guarantee (FWIG)

FWCMS PACIFIC Foreign Worker Compensation Scheme (FWCS)

FWCMS PACIFIC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS PACIFIC Domestic Servant Insurance Scheme (DSIS)

FWCMS PACIFIC Maids Insurance Scheme (MIS)

 

FWCMS TAKAFUL MALAYSIA Foreign Workers & Maids Insurance Policy

FWCMS TAKAFUL MALAYSIA Foreign Worker Compensation Scheme (FWCS)

FWCMS TAKAFUL MALAYSIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS TAKAFUL MALAYSIA Domestic Servant Insurance Scheme (DSIS)

FWCMS TAKAFUL MALAYSIA Maids Insurance Scheme (MIS)

 

FWCMS AMGENERAL INSURANCE Foreign Workers & Maids Insurance Policy

FWCMS AMGENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)

FWCMS AMGENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)

FWCMS AMGENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) FWCMS AMGENERAL INSURANCE Domestic Servant Insurance Scheme (DSIS)

FWCMS AMGENERAL INSURANCE Maids Insurance Scheme (MIS)

 

FWCMS RHB INSURANCE Foreign Workers & Maids Insurance Policy

FWCMS RHB INSURANCE Foreign Worker Insurance Guarantee (FWIG)

FWCMS RHB INSURANCE Foreign Worker Compensation Scheme (FWCS)

FWCMS RHB INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS RHB INSURANCE Domestic Servant Insurance Scheme (DSIS)

FWCMS RHB INSURANCE Maids Insurance Scheme (MIS)

 

FWCMS ETIQA TAKAFUL Foreign Workers & Maids Insurance Policy

FWCMS ETIQA TAKAFUL Foreign Worker Insurance Guarantee (FWIG)

FWCMS ETIQA TAKAFUL Foreign Worker Compensation Scheme (FWCS)

FWCMS ETIQA TAKAFUL Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS ETIQA TAKAFUL Domestic Servant Insurance Scheme (DSIS)

FWCMS ETIQA TAKAFUL Maids Insurance Scheme (MIS)

 

FWCMS QBE INSURANCE Foreign Workers & Maids Insurance Policy

FWCMS QBE INSURANCE Foreign Worker Insurance Guarantee (FWIG)

FWCMS QBE INSURANCE Foreign Worker Compensation Scheme (FWCS)

FWCMS QBE INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS QBE INSURANCE Domestic Servant Insurance Scheme (DSIS) FWCMS QBE INSURANCE Maids Insurance Scheme (MIS)

 

FWCMS UNI ASIA GENERAL INSURANCE Foreign Workers & Maids Insurance Policy

FWCMS UNI ASIA GENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)

FWCMS UNI ASIA GENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)

FWCMS UNI ASIA GENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) FWCMS UNI ASIA GENERAL INSURANCE Domestic Servant Insurance Scheme (DSIS)

FWCMS UNI ASIA GENERAL INSURANCE Maids Insurance Scheme (MIS)

 

FWCMS ZURICH Foreign Workers & Maids Insurance Policy

FWCMS ZURICH Foreign Worker Insurance Guarantee (FWIG)

FWCMS ZURICH Foreign Worker Compensation Scheme (FWCS)

FWCMS ZURICH Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS ZURICH Domestic Servant Insurance Scheme (DSIS)

FWCMS ZURICH Maids Insurance Scheme (MIS)

 

FWCMS BERJAYA SOMPO INSURANCE Foreign Workers & Maids Insurance Policy

FWCMS BERJAYA SOMPO INSURANCE Foreign Worker Insurance Guarantee (FWIG)

FWCMS BERJAYA SOMPO INSURANCE Foreign Worker Compensation Scheme (FWCS)

FWCMS BERJAYA SOMPO INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS BERJAYA SOMPO INSURANCE Domestic Servant Insurance Scheme (DSIS)

FWCMS BERJAYA SOMPO INSURANCE Maids Insurance Scheme (MIS)

 

FWCMS ACE JERNEH Foreign Workers & Maids Insurance Policy

FWCMS ACE JERNEH Foreign Worker Insurance Guarantee (FWIG)

FWCMS ACE JERNEH Foreign Worker Compensation Scheme (FWCS)

FWCMS ACE JERNEH Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)

FWCMS ACE JERNEH Domestic Servant Insurance Scheme (DSIS)

FWCMS ACE JERNEH Maids Insurance Scheme (MIS)

 

 

FWCMS MSIG Insurans Jaminan Pekerja Asing (FWIG)

FWCMS MSIG Skim Pampasan Pekerja Asing (FWCS)

FWCMS MSIG Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS MSIG Skim Insurans Pembantu Rumah

 

FWCMS AXA Insurans Jaminan Pekerja Asing (FWIG)

FWCMS AXA Skim Pampasan Pekerja Asing (FWCS)

FWCMS AXA Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS AXA Skim Insurans Pembantu Rumah

 

FWCMS AIG Insurans Jaminan Pekerja Asing (FWIG)

FWCMS AIG Skim Pampasan Pekerja Asing (FWCS)

FWCMS AIG Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS AIG Skim Insurans Pembantu Rumah

 

FWCMS ALLIANZ Insurans Jaminan Pekerja Asing (FWIG)

FWCMS ALLIANZ Skim Pampasan Pekerja Asing (FWCS)

FWCMS ALLIANZ Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS ALLIANZ Skim Insurans Pembantu Rumah

 

FWCMS LONPAC Insurans Jaminan Pekerja Asing (FWIG)

FWCMS LONPAC Skim Pampasan Pekerja Asing (FWCS)

FWCMS LONPAC Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS LONPAC Skim Insurans Pembantu Rumah

FWCMS LONPAC Foreign Worker Insurance Guarantee (FWIG)

 

FWCMS KURNIA Insurans Jaminan Pekerja Asing (FWIG)

FWCMS KURNIA Skim Pampasan Pekerja Asing (FWCS)

FWCMS KURNIA Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS KURNIA Skim Insurans Pembantu Rumah

 

FWCMS TOKIO MARINE Insurans Jaminan Pekerja Asing (FWIG)

FWCMS TOKIO MARINE Skim Pampasan Pekerja Asing (FWCS)

FWCMS TOKIO MARINE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS TOKIO MARINE Skim Insurans Pembantu Rumah

 

FWCMS PACIFIC Insurans Jaminan Pekerja Asing (FWIG)

FWCMS PACIFIC Skim Pampasan Pekerja Asing (FWCS)

FWCMS PACIFIC Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS PACIFIC Skim Insurans Pembantu Rumah

 

FWCMS TAKAFUL MALAYSIA Insurans Jaminan Pekerja Asing (FWIG)

FWCMS TAKAFUL MALAYSIA Skim Pampasan Pekerja Asing (FWCS)

FWCMS TAKAFUL MALAYSIA Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS TAKAFUL MALAYSIA Skim Insurans Pembantu Rumah

FWCMS TAKAFUL MALAYSIA Foreign Worker Insurance Guarantee (FWIG)

 

FWCMS AMGENERAL INSURANCE Insurans Jaminan Pekerja Asing (FWIG)

FWCMS AMGENERAL INSURANCE Skim Pampasan Pekerja Asing (FWCS)

FWCMS AMGENERAL INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS AMGENERAL INSURANCE Skim Insurans Pembantu Rumah

 

FWCMS RHB INSURANCE Insurans Jaminan Pekerja Asing (FWIG)

FWCMS RHB INSURANCE Skim Pampasan Pekerja Asing (FWCS)

FWCMS RHB INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS RHB INSURANCE Skim Insurans Pembantu Rumah

 

FWCMS ETIQA TAKAFUL Insurans Jaminan Pekerja Asing (FWIG)

FWCMS ETIQA TAKAFUL Skim Pampasan Pekerja Asing (FWCS)

FWCMS ETIQA TAKAFUL Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS ETIQA TAKAFUL Skim Insurans Pembantu Rumah

 

FWCMS QBE INSURANCE Insurans Jaminan Pekerja Asing (FWIG)

FWCMS QBE INSURANCE Skim Pampasan Pekerja Asing (FWCS)

FWCMS QBE INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS QBE INSURANCE Skim Insurans Pembantu Rumah

 

FWCMS UNI ASIA GENERAL INSURANCE Insurans Jaminan Pekerja Asing (FWIG)

FWCMS UNI ASIA GENERAL INSURANCE Skim Pampasan Pekerja Asing (FWCS)

FWCMS UNI ASIA GENERAL INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS UNI ASIA GENERAL INSURANCE Skim Insurans Pembantu Rumah

 

FWCMS ZURICH Insurans Jaminan Pekerja Asing (FWIG)

FWCMS ZURICH Skim Pampasan Pekerja Asing (FWCS)

FWCMS ZURICH Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS ZURICH Skim Insurans Pembantu Rumah

 

FWCMS BERJAYA SOMPO INSURANCE Insurans Jaminan Pekerja Asing (FWIG)

FWCMS BERJAYA SOMPO INSURANCE Skim Pampasan Pekerja Asing (FWCS)

FWCMS BERJAYA SOMPO INSURANCE Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA) FWCMS BERJAYA SOMPO INSURANCE Skim Insurans Pembantu Rumah

 

FWCMS ACE JERNEH Insurans Jaminan Pekerja Asing (FWIG)

FWCMS ACE JERNEH Skim Pampasan Pekerja Asing (FWCS)

FWCMS ACE JERNEH Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)

FWCMS ACE JERNEH Skim Insurans Pembantu Rumah

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